You Can’t Outearn a Busted Budget

The Ramsey Show

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Ken Coleman and Rachel Cruze answer your questions and discuss:

  • "I'm $60,000 in debt, I just lost my job and I have no savings. How do I get out of this mess?"
  • "I blew through a $120,000 settlement and now I don't have anything in savings or retirement..."
  • "Does giving up my hobbies for my kids teach them the wrong message about chasing your dreams?"
  • "We don't know who to trust when it comes to knowing how much we can pull from our retirement accounts."
  • "I keep blowing through several line items in our budget and now my husband is frustrated with me."
  • "I want to sell our home but my wife doesn't. How can we come to an agreement on this?"
  • "Is it okay for my husband to become a stay-at-home dad?"
  • "I am $21,000 in debt and am struggling, I can't figure out how to budget."
  • "Should I sell my purse collection to get out of debt?"
  • "Should I short sale my home?"


Next Steps:

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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠ 

📱 Get episodes early in the free Ramsey Network app! 

📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

🏠 Find a Ramsey Trusted Real Estate Agent

⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now!


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💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠


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Learn more about your ad choices. Visit megaphone.fm/adchoices

More description

🔗⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠


Ken Coleman and Rachel Cruze answer your questions and discuss:

  • "I'm $60,000 in debt, I just lost my job and I have no savings. How do I get out of this mess?"
  • "I blew through a $120,000 settlement and now I don't have anything in savings or retirement..."
  • "Does giving up my hobbies for my kids teach them the wrong message about chasing your dreams?"
  • "We don't know who to trust when it comes to knowing how much we can pull from our retirement accounts."
  • "I keep blowing through several line items in our budget and now my husband is frustrated with me."
  • "I want to sell our home but my wife doesn't. How can we come to an agreement on this?"
  • "Is it okay for my husband to become a stay-at-home dad?"
  • "I am $21,000 in debt and am struggling, I can't figure out how to budget."
  • "Should I sell my purse collection to get out of debt?"
  • "Should I short sale my home?"


Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠ 

📱 Get episodes early in the free Ramsey Network app! 

📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠⁠⁠

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

🏠 Find a Ramsey Trusted Real Estate Agent

⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now!


Connect with our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠


⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

2025-07-08 126 min
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