Credit Is a Crutch—It’s Time to Walk Without It

The Ramsey Show

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. Ken Coleman and Rachel Cruze answer your questions and discuss:

  • "Can I 'divorce' my entitled children?"
  • "How do I recover from having my credit history wiped?"
  • "My agent keeps insisting I should keep my four whole life insurance polices."
  • "I struggle with giving money, does that make me a bad person?"
  • "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that."
  • "I'm worried I'm not going to be able to provide for my soon-to-be wife and child"
  • "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings."


Next Steps:

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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

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💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠


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More description

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watch the full episode for free in the Ramsey Network app. Ken Coleman and Rachel Cruze answer your questions and discuss:

  • "Can I 'divorce' my entitled children?"
  • "How do I recover from having my credit history wiped?"
  • "My agent keeps insisting I should keep my four whole life insurance polices."
  • "I struggle with giving money, does that make me a bad person?"
  • "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that."
  • "I'm worried I'm not going to be able to provide for my soon-to-be wife and child"
  • "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings."


Next Steps:

⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠

💰⁠⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠ 🏠 ⁠⁠⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠

💵⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠


Connect with our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠


⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠


Learn more about your ad choices. Visit megaphone.fm/adchoices

2025-05-14 87 min
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