If You’re Waiting for “The Right Time”, You’ll Stay Broke

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dr. John Delony and Ken Coleman answer your questions and discuss:

• “I'm about to divorce my wife due to her spending problems, can you give me any guidance on how to turn this around?”
• “How do I talk to my fellow soldiers about how the government has normalized debt for us?”
• “My dad keeps asking us for money. How do I talk to him about getting another job?”
• “I work two jobs but it's still not enough. Is there anything else I should be doing?”
• “My boyfriend lied to me about his financial situation, how should I move forward?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠⁠⁠Protect yourself with trusted insurance coverage that fits your budget⁠⁠⁠

🏠 ⁠Find a Ramsey Trusted Real Estate Agent⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust⁠⁠⁠

🤑 ⁠Increase your income today with these work from home opportunities!⁠

Connect With Our Sponsors:

• Get 10% off your first month of ⁠⁠BetterHelp⁠⁠
• Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
• If you want your car to keep going and going, trust ⁠⁠Christian Brothers Automotive⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
• Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠
• Get started today with⁠⁠ Churchill Mortgage⁠⁠
• Get 20% off when you join ⁠⁠DeleteMe⁠⁠
• Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
• Debt collectors hassling you? Take back control of your life at ⁠⁠Guardian Litigation Group⁠⁠
• Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠
• Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠
• Visit⁠⁠ NetSuite⁠⁠ today to learn more.
• Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY
• Visit⁠⁠ Zander Insurance⁠⁠ or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices