12.10.25 Mortgage Refinance Guidelines / Switching Banks - Easier Than You Think

The Clark Howard Podcast

Is now the time to refinance your mortgage? Only if you meet certain criteria. Clark breaks it down.  Also - Are you with what Clark calls a Giant Monster Mega Bank? If so, you may be paying fees you don’t have to! Clark’s overview of the banking industry makes it clear, the regional, super regional and giant banks are not your wallet’s friend. Hear how people are migrating their money in a way that’s comfortable for them - a method called “soft switching”. 

  • Mortgage Refi Guidelines: Segment 1
  • Ask Clark: Segment 2
  • Banish Bank Fees: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

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Is now the time to refinance your mortgage? Only if you meet certain criteria. Clark breaks it down.  Also - Are you with what Clark calls a Giant Monster Mega Bank? If so, you may be paying fees you don’t have to! Clark’s overview of the banking industry makes it clear, the regional, super regional and giant banks are not your wallet’s friend. Hear how people are migrating their money in a way that’s comfortable for them - a method called “soft switching”. 

  • Mortgage Refi Guidelines: Segment 1
  • Ask Clark: Segment 2
  • Banish Bank Fees: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

2025-12-10 33 min
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