Is the Bilt Palladium card worth its $495 annual fee? | Coffee Break Ep105 | 5-12-26

Frequent Miler on the Air

With most ultra-premium cards it's possible to simply add up how much you value each perk and see if it meets or exceeds the annual fee, but this card is mostly valuable for its high earning rate from spend... It's definitely worth $495 in the first year due to the welcome bonus, but what about after that?

(01:38) - Palladium Card details

Learn more about the Bilt Palladium card here

(02:37) - Bilt Cash

(06:03) - Is the Palladium card worth $495 in exchange for...

(06:35) - Consider other cards

(07:14) - Our take

Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don’t forget to like and follow us on social media.

Music Credit – Annie Yoder

More description

With most ultra-premium cards it's possible to simply add up how much you value each perk and see if it meets or exceeds the annual fee, but this card is mostly valuable for its high earning rate from spend... It's definitely worth $495 in the first year due to the welcome bonus, but what about after that?

(01:38) - Palladium Card details

Learn more about the Bilt Palladium card here

(02:37) - Bilt Cash

(06:03) - Is the Palladium card worth $495 in exchange for...

(06:35) - Consider other cards

(07:14) - Our take

Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don’t forget to like and follow us on social media.

Music Credit – Annie Yoder

2026-05-12 25 min
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