Yesterday’s Choices Don’t Define You — Change Starts Today

The Ramsey Show

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

  • "Should I leave my boyfriend who keeps postponing our wedding?"
  • "Should we take equity out of our cabin to pay off our primary home?"
  • "I'm homeless and in debt, should I file for bankruptcy?"
  • "I'm 56, is it too late for me to start investing?"
  • "Why not pay off debt while investing?"
  • "How much is too much to spend on a wedding?"
  • "I'm 72 with only $40,000 saved. What should I do?"
  • "How do we balance paying off debt and saving for an upcoming medical expense?"
  • "We're getting a settlement from an accident that killed my sister. How do I use this cash well?"
  • "How do I help my mom without taking on debt?"
  • "I'm paying $2,800 a month in car payments. Should I have one of the cars voluntarily repossessed?"
  • "Should I pay off all my debt or buy rental properties before going into retirement?"


Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠.

📱 Get episodes early in the free Ramsey Network app! 

📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠⁠

👫 ⁠Check out our free Term Life Insurance Guide for helpful info and resources.⁠


Connect With Our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠


Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

More description

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

  • "Should I leave my boyfriend who keeps postponing our wedding?"
  • "Should we take equity out of our cabin to pay off our primary home?"
  • "I'm homeless and in debt, should I file for bankruptcy?"
  • "I'm 56, is it too late for me to start investing?"
  • "Why not pay off debt while investing?"
  • "How much is too much to spend on a wedding?"
  • "I'm 72 with only $40,000 saved. What should I do?"
  • "How do we balance paying off debt and saving for an upcoming medical expense?"
  • "We're getting a settlement from an accident that killed my sister. How do I use this cash well?"
  • "How do I help my mom without taking on debt?"
  • "I'm paying $2,800 a month in car payments. Should I have one of the cars voluntarily repossessed?"
  • "Should I pay off all my debt or buy rental properties before going into retirement?"


Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠.

📱 Get episodes early in the free Ramsey Network app! 

📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠⁠

👫 ⁠Check out our free Term Life Insurance Guide for helpful info and resources.⁠


Connect With Our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠


Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

2025-09-23 124 min
Listen elsewhere

Available Results

Generated results are saved to your library for reuse and search.

No generated results are available for this episode yet.

Transcript

No transcript is available for this episode yet.
Sign in to generate a transcript for review.
Sign in

Chapters

No chapters available.