Don't Settle for Living Paycheck to Paycheck

The Ramsey Show

📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠


Dave Ramsey and Jade Warshaw answer your questions and discuss:

  • "How do I navigate $1.8M in debt with no income?"
  • "My employment is directly tied to my FICO score. How can I pay off debt and keep a good score?"
  • "I'm 51 with no retirement savings and I am currently carrying my daughter's student loans I cosigned on..."
  • "Is it too late for a 47-year-old man to find financial peace?"
  • "My husband's gambling has us late on our bills. Do I have to go back to work, or can I still be a stay-at-home mom?"
  • "Our advisor is telling us to take out a HELOC on our vacation home to invest and supplement our income"
  • "How can I convince my wife that we don't need to invest while paying off debt?"
  • "How do we navigate family dynamics without seeming like the cheap family?"
  • "How do we wisely manage a $100K gift from my parents?"
  • "I was recently diagnosed with a rare cancer, how do I get my finances in order?"
  • "I'm $400,000 in debt, at what point should I declare bankruptcy?"
  • "We're debt-free, can we afford to buy a business?"
  • "What's the best way to invest our 15 year old son's earnings?"


Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app! 

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

📈 Free Tools & Resources to Help You With Investing


Connect with our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠


Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠


Learn more about your ad choices. Visit megaphone.fm/adchoices

More description

📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠


Dave Ramsey and Jade Warshaw answer your questions and discuss:

  • "How do I navigate $1.8M in debt with no income?"
  • "My employment is directly tied to my FICO score. How can I pay off debt and keep a good score?"
  • "I'm 51 with no retirement savings and I am currently carrying my daughter's student loans I cosigned on..."
  • "Is it too late for a 47-year-old man to find financial peace?"
  • "My husband's gambling has us late on our bills. Do I have to go back to work, or can I still be a stay-at-home mom?"
  • "Our advisor is telling us to take out a HELOC on our vacation home to invest and supplement our income"
  • "How can I convince my wife that we don't need to invest while paying off debt?"
  • "How do we navigate family dynamics without seeming like the cheap family?"
  • "How do we wisely manage a $100K gift from my parents?"
  • "I was recently diagnosed with a rare cancer, how do I get my finances in order?"
  • "I'm $400,000 in debt, at what point should I declare bankruptcy?"
  • "We're debt-free, can we afford to buy a business?"
  • "What's the best way to invest our 15 year old son's earnings?"


Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app! 

💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

📈 Free Tools & Resources to Help You With Investing


Connect with our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠


Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠


Learn more about your ad choices. Visit megaphone.fm/adchoices

2025-07-24 125 min
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