It's Not Too Late To Become a Millionaire

The Ramsey Show

📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠


Dave Ramsey and George Kamel answer your questions and discuss:

  • "Could you provide advice to me as a newly sober man who needs to get a handle on his debt?"
  • "Is 0% financing better than pulling from my 401(k)?"
  • "My parents lied to me about my student loans being paid off. Am I still responsible to pay?"
  • "I was misled by my financial advisor. How do I get back on track?"
  • "The minimum payments on my student loans don't cover the interest. Should I still do the debt snowball?"
  • "Should I take out a loan to consolidate my credit card?"
  • "How much should I put down on a second property?"
  • "Can we afford for me to stay at home now?"
  • "My husband lost $200k day trading. How do I get him to follow the Baby Steps?"
  • "I co-signed for my mom's house and now she's behind on her payments. How do I get out of this?"


Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app! 

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

⛓️‍💥 ⁠⁠Tired of debt? Grab Breaking Free From Broke now!⁠⁠

💵⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠


Connect with our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠

🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠

🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠

💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠

💰 ⁠⁠⁠George Kamel⁠⁠⁠

🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠

📈 ⁠⁠⁠EntreLeadership⁠⁠⁠


⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

More description

📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠


Dave Ramsey and George Kamel answer your questions and discuss:

  • "Could you provide advice to me as a newly sober man who needs to get a handle on his debt?"
  • "Is 0% financing better than pulling from my 401(k)?"
  • "My parents lied to me about my student loans being paid off. Am I still responsible to pay?"
  • "I was misled by my financial advisor. How do I get back on track?"
  • "The minimum payments on my student loans don't cover the interest. Should I still do the debt snowball?"
  • "Should I take out a loan to consolidate my credit card?"
  • "How much should I put down on a second property?"
  • "Can we afford for me to stay at home now?"
  • "My husband lost $200k day trading. How do I get him to follow the Baby Steps?"
  • "I co-signed for my mom's house and now she's behind on her payments. How do I get out of this?"


Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠

📱 Get episodes early in the free Ramsey Network app! 

💗 Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

⛓️‍💥 ⁠⁠Tired of debt? Grab Breaking Free From Broke now!⁠⁠

💵⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠


Connect with our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠

🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠

🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠

💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠

💰 ⁠⁠⁠George Kamel⁠⁠⁠

🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠

📈 ⁠⁠⁠EntreLeadership⁠⁠⁠


⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

2025-07-22 124 min
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