03.04.26 How Interest Rates Are Set / Name Brand Foods Cut Prices

The Clark Howard Podcast

Today, Clark explains the confusion around how various interest rates are set, from savings & CDs, to credit cards and car loans. He explores the "K-shaped" economy, where a flood of cash into savings and CDs drives down returns – even at online banks, and how the "convenience trap" can cost consumers thousands on all kinds of loans. Also, good news at the grocery store: the "store brand revolution" is working. After years of price hikes, name brand giants are finally slashing prices on snacks to win back customers.

  • How Interest Rates Are Set : Segment 1
  • Ask Clark: Segment 2
  • Groceries: Big Brand Price Cuts: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

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Learn more about your ad choices. Visit megaphone.fm/adchoices

More description

Today, Clark explains the confusion around how various interest rates are set, from savings & CDs, to credit cards and car loans. He explores the "K-shaped" economy, where a flood of cash into savings and CDs drives down returns – even at online banks, and how the "convenience trap" can cost consumers thousands on all kinds of loans. Also, good news at the grocery store: the "store brand revolution" is working. After years of price hikes, name brand giants are finally slashing prices on snacks to win back customers.

  • How Interest Rates Are Set : Segment 1
  • Ask Clark: Segment 2
  • Groceries: Big Brand Price Cuts: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

2026-03-04 32 min
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