Stop Expecting Different Results From the Same Mistakes

The Ramsey Show

📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠


Dave Ramsey and Ken Coleman answer your questions and discuss:

  • "As a single mom of 2, how do I pay off $130,000 of debt?"
  • "Should we sell an annuity while in Baby Step 2?"
  • "Should we use our stocks to throw $150,000 at the mortgage?"
  • "I'm 70 and don't have a will or a trust. Which is the best option?"
  • "When should I prioritize starting my own business?"
  • "We're receiving $50,000 in cash for our wedding. What should we do with the leftover cash after the wedding?"
  • "What do I do with the inheritance my ex-husband left me?"
  • "Is rent-to-buy a good way to accelerate home ownership?"
  • "Should I file for bankruptcy?"
  • "How can I protect my investments from being used for spousal long-term care?"
  • "How do I possibly get my wife on the same page when it comes to cutting our expenses?"
  • "I lied to my husband about our business's finances until it was too late. How can I make this right with him?"
  • "Should I use my 401(k) to do updates to my home before selling it?"
  • "I'm 39 and living paycheck-to-paycheck. How do I get out of this?"


Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠

📱 ⁠Get episodes early in the free Ramsey Network app!⁠ 

💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!

🏠 Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠⁠

⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now!

💗 ⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠


Connect with our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠


Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠


Learn more about your ad choices. Visit megaphone.fm/adchoices

More description

📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠


Dave Ramsey and Ken Coleman answer your questions and discuss:

  • "As a single mom of 2, how do I pay off $130,000 of debt?"
  • "Should we sell an annuity while in Baby Step 2?"
  • "Should we use our stocks to throw $150,000 at the mortgage?"
  • "I'm 70 and don't have a will or a trust. Which is the best option?"
  • "When should I prioritize starting my own business?"
  • "We're receiving $50,000 in cash for our wedding. What should we do with the leftover cash after the wedding?"
  • "What do I do with the inheritance my ex-husband left me?"
  • "Is rent-to-buy a good way to accelerate home ownership?"
  • "Should I file for bankruptcy?"
  • "How can I protect my investments from being used for spousal long-term care?"
  • "How do I possibly get my wife on the same page when it comes to cutting our expenses?"
  • "I lied to my husband about our business's finances until it was too late. How can I make this right with him?"
  • "Should I use my 401(k) to do updates to my home before selling it?"
  • "I'm 39 and living paycheck-to-paycheck. How do I get out of this?"


Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠

📱 ⁠Get episodes early in the free Ramsey Network app!⁠ 

💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!

🏠 Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠⁠

⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now!

💗 ⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠


Connect with our Sponsors:


Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠


Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠


Learn more about your ad choices. Visit megaphone.fm/adchoices

2025-07-29 127 min
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