You Can’t Borrow Your Way to Freedom

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

📱Finish today's episode for free in the Ramsey Network app.

Rachel Cruze & George Kamel answer your questions and discuss:

• "Should I sell my car to get out from under the payment I can't afford?"
• "How do I get out from under medical, credit card and personal loan debt?"
• "We are being told not to pay for a house in cash,"
• "Is opening a 0% interest credit card ever a good idea?"
• "My husband refuses to plan for retirement. How do I get him on board with a plan?"
• "I'm currently $234,000 in debt. Should I stop going on family vacations?"

Next Steps:

💪🏻 Take George's Side Hustle Quiz

✅ Help us make the show better by taking this short survey!

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

🏘️ Find a Ramsey Trusted Real Estate Agent

Connect with our Sponsors:

• 🛒 Stop paying more and start shopping smarter at Aldi
• 🌱 Get 10% off your first month of BetterHelp
• 📱Go to Boost Mobile to switch today!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices