It’s Time to Go Scorched Earth on Your Debt

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Jade Warshaw and Rachel Cruze answer your questions and discuss:

  • "Should I sell some silver that was gifted to me?"
  • "Should we downsize our home to get ahead on the Baby Steps?"
  • "How do I talk to my mother-in-law about settling their Parent PLUS loans?"
  • "How do I balance paying off debt and still having enough to cover my expenses?"
  • "How do I get my husband to be more aggressive about Baby Step 2?"
  • "I'm $26,000 in debt, is getting a debt consolidation loan a good idea?"
  • " How can I grow my savings so I can afford to buy a house?"
  • "How do I cashflow going back to college to increase my income?".


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💵 Type your money question, get a Ramsey answer instantly.

Jade Warshaw and Rachel Cruze answer your questions and discuss:

  • "Should I sell some silver that was gifted to me?"
  • "Should we downsize our home to get ahead on the Baby Steps?"
  • "How do I talk to my mother-in-law about settling their Parent PLUS loans?"
  • "How do I balance paying off debt and still having enough to cover my expenses?"
  • "How do I get my husband to be more aggressive about Baby Step 2?"
  • "I'm $26,000 in debt, is getting a debt consolidation loan a good idea?"
  • " How can I grow my savings so I can afford to buy a house?"
  • "How do I cashflow going back to college to increase my income?".


Next Steps:

✔️ ⁠Help us make the show better. Please take this short survey.⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.

💵 ⁠Start your free budget today. Download the EveryDollar app!

🚢 ⁠⁠Cruise with Ramsey: Save $300 this week only!

💻 Need help with your taxes? See who we trust.


Connect With Our Sponsors:

Explore more from Ramsey Network:

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership


Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

2026-02-03 125 min
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