WSJ Your Money Briefing

The recovery of the housing market is being bolstered by homebuying by millennials, long viewed as a generation of renters. Housing reporter Nicole Friedman explains. J.R. Whalen hosts.

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Some mortgage lenders are asking new homebuyers to sign a form at closing that promises they won't seek monthly payment forbearance for a specific amount of time. Reporter Orla McCaffrey explains. J.R. Whalen hosts.

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Commercial landlords are rewriting and revamping their retail tenants' leases out of fear that another government-mandated shutdown could result in empty stores. Reporter Esther Fung explains. J.R. Whalen hosts.

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Small business owners, whether they're struggling or thriving, can take advantage of certain tax breaks amid the pandemic. Special writer Laura Saunders discusses which provisions small businesses may want to keep in mind. Charlie Turner hosts.

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New trading apps like Robinhood are touted for their simplicity. But reporter Michael Wursthorn says some behavioral experts are wondering if that nudges inexperienced traders to take unnecessary risks. Charlie Turner hosts.

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In addition to taking health safety measures, workers returning to the office might want to put in place a financial plan. Personal finance reporter Veronica Dagher shares advisers' tips on how to adjust your budget. Charlie Turner hosts.

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Homeowners looking to refinance their mortgages have been trying to take advantage of rock-bottom rates. But reporter Ben Eisen says they're discovering that lenders have reserved those low rates for homebuyers instead. Charlie Turner hosts.

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As the coronavirus pandemic and the national reckoning over race have thrown a new light on economic inequality, Congress and the Trump administration have earmarked more funds for CDFIs, community-based lenders that serve disadvantaged communities. Reporter Amara Omeokwe discusses the growing interest in these lenders. Charlie Turner hosts.

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An executive order signed by President Trump that would extend student-loan payment suspensions has raised questions about eligibility and whether it makes sense for borrowers to suspend payments even if they're able to pay. Personal finance reporter Anne Tergesen explains. J.R. Whalen hosts.

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The crackdown on fraudsters applying for Paycheck Protection Program funds has resulted in some legitimate small business owners having run-ins with law enforcement. Banking reporter Liz Hoffman explains. J.R. Whalen hosts.

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The new $300-a-week federal unemployment benefit proposed by President Trump would come from FEMA. Reporter Sarah Chaney explains why that is, how long it could take to reach recipients, and how many weeks it would last. J.R. Whalen hosts.

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Millions of Americans who signed up for mortgage forbearance last spring are still struggling financially. Wall Street Journal personal finance reporter Julia Carpenter outlines some options. J.R. Whalen hosts.

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Americans facing financial shortfalls during the pandemic may look to their assets as sources of cash to cover expenses. Wall Street Journal contributor Cheryl Winokur Munk looks at the pros and cons of withdrawing from various accounts. J.R. Whalen hosts.

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Changes in the tax code can save homeowners money if they're building a bigger office at home, refinancing, or even buying an RV. Tax reporter Laura Saunders explains. J.R. Whalen hosts.

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Businesses are often at odds with insurance companies over paying for testing workers for Covid-19, and some require employees to share in the cost. Health care reporter Sarah Krouse explains. J.R. Whalen hosts.

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The steep drop in air travel this year due to the pandemic has thrown off airlines' abilities to set prices in the next year, benefiting travelers. Middle Seat columnist Scott McCartney explains. J.R. Whalen hosts.

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The Q2 market rally gave public pension funds an injection of cash, but reporter Heather Gillers explains they're still billions short of their investment-return goals. J.R. Whalen hosts.

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Longer wait times for Covid-19 tests can mean weeks without pay for many Americans who cannot work from home. Reporter Deanna Paul explains. J.R. Whalen hosts.

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Many small business reevaluated their banking relationships and worked with smaller institutions when applying for Paycheck Protection Program funds. Banking reporter Peter Rudegeair explains. J.R. Whalen hosts.

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Only a small percentage of Latino-owned small businesses in the U.S. applied for Paycheck Protection Program funds. Reporter Inti Pacheco explains why. J.R. Whalen hosts.

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Millions of workers working remotely due to the coronavirus pandemic could face higher state tax bills for 2020 unless a deal is worked out in the stimulus bill being debated in Congress. Tax reporter Laura Saunders explains. J.R. Whalen hosts.

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Hiring managers are looking at what jobseekers have been doing while they've been stuck at home during lockdowns. La Salle Network CEO Tom Gimbel discusses what people should highlight in their next job interview. J.R. Whalen hosts.

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Federal Reserve officials warn of a prolonged recession if the public health response to the coronavirus is not stepped up. Economics reporter Nick Timiraos explains. J.R. Whalen hosts.

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Amid the coronavirus lockdowns, millions of Americans are taking up day trading, buying and selling shares from their phones or computers in the hopes of making some quick cash. Markets reporter Michael Wursthorn discusses the trend, and the risks that come with it. Charlie Turner hosts.

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U.S. lawmakers are finalizing plans for a new coronavirus relief package that is expected to include a second stimulus payment for U.S. households, and the IRS is working to ensure the money is distributed more smoothly this time around. Tax policy reporter Richard Rubin discusses the latest developments in Washington. Charlie Turner hosts.

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With government aid running out and coronavirus cases rising, many small businesses are being forced to lay off workers and close their doors, just months after re-opening them. Reporter Ruth Simon explains. J.R. Whalen hosts.

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A payroll tax cut in the proposed $1 trillion coronavirus relief package is receiving limited support from Congress, even though it is strongly favored by the White House. Tax reporter Richard Rubin explains why.

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Since the start of the pandemic, many stocks seen as safe have become more volatile while riskier stocks have become havens for investors. Markets reporter Karen Langley explains. J.R. Whalen hosts.

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Congress continues to debate an extension of the $600 boost to unemployment benefits, which expires at the end of the month. Reporter Eric Morath gives an update on where the talks stand. J.R. Whalen hosts.

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The average rate on a 30-year fixed mortgage fell to a record-low 2.98% this week. Reporter Orla McCaffrey explains how long they're likely to remain low and why some consumers aren't able to capitalize.

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Millions of taxpayers haven't received their tax refund yet-even those who filed earlier in the year. Tax reporter Laura Saunders explains what's behind the delay, and what taxpayers can do to track down their money. J.R. Whalen hosts.

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More companies are expected to offer automatic 401(k) services, which allow workers to more easily transfer retirement savings to a new job and reduce the temptation to cash out. Retirement reporter Anne Tergesen explains. J.R. Whalen hosts.

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Millions of low- and moderate-income Americans could be missing out on stimulus payments and other government benefits. Code for America's Annelise Grimm discusses a website designed to connect people with tax experts to help them gain access to such funds. J.R. Whalen hosts.

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People suffering financial hardship as a result of the pandemic may not have funds to pay taxes they owe this year. Tax reporter Laura Saunders has tips for avoiding severe penalties, even if you can't pay. J.R. Whalen hosts.

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A decade's worth of employment gains were wiped out by the rapid spread of the pandemic. Reporter Eric Morath discusses which sectors and demographic groups were hit the hardest, and which are enjoying the quickest recovery. J.R. Whalen hosts.

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The Trump administration's rollback of limits on payday lenders is being welcomed by banks but decried by consumer advocates. Reporter Yuka Hayashi discusses the change and what it could mean for the payday-lending industry. Charlie Turner hosts.

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Congress has extended the deadline to Aug. 8 for small businesses hit by the pandemic to apply for forgivable loans. Our Peter Rudegeair talks about the latest changes to the Paycheck Protection Program. Charlie Turner hosts.

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Millions of workers in the U.S. don't have a plan to set aside money for retirement, but some states are trying to fix that. WSJ contributor Bailey McCann discusses the different approaches states are taking. Charlie Turner hosts.

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Consumers who cut the cable-TV cord for cheaper services offering TV over the internet are facing costs not far below traditional pay-TV packages. Reporter Drew FitzGerald explains why. J.R. Whalen hosts.

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Colleges and universities are increasingly willing to negotiate discounts for tuition and room-and-board expenses in hopes of getting maximum payment from a student without driving them away to a rival campus. Reporter Josh Mitchell explains. J.R. Whalen hosts.

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U.S. stock markets rebounded in the second quarter, and Federated Hermes International CEO Saker Nusseibeh looks ahead to the next three months. J.R. Whalen hosts.

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On the last day that small businesses can apply for rescue funds under the Paycheck Protection Program, reporter Yuka Hayashi explains why some are passing it up, and where the leftover money could be spent. J.R. Whalen hosts.

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Lenders are having a difficult time determining consumers' risk profiles because missed payments allowed under the government's stimulus package aren't factored into credit scores. Reporter AnnaMaria Andriotis explains. J.R. Whalen hosts.

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Taxpayers who have a refund due from the IRS this year will also receive a separate interest payment. Wall Street Journal tax reporter Richard Rubin explains why. J.R. Whalen hosts.

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The Labor Department recently gave the green light for private-equity funds to be included as 401(k) investment options. Reporter Anne Tergesen explains the risks and how likely 401(k) administrators are to add them to retirement plans. J.R. Whalen hosts.

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Travel credit cards have tweaked their rewards to better serve consumers who have put travel on hold during the pandemic. "Middle Seat" columnist Scott McCartney discusses cardholders' options, including whether they should consider switching credit cards. J.R. Whalen hosts.

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To strike a balance between meeting job candidates face-to-face and the need for social distancing, some recruiters are holding job interviews as candidates sit in their car. Reporter James Areddy discusses the challenges of staffing up during a pandemic. J.R. Whalen hosts.

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Small businesses and lower-income consumers often feel more financial pain as people move away from cash when making purchases. Reporter Harriet Torry explains. J.R. Whalen hosts.

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Americans have skipped payments on more than 100 million student loans, auto loans and other forms of debt since the coronavirus hit the U.S. Reporter AnnaMaria Andriotis discusses how long lenders are likely to allow missed payments by borrowers. J.R. Whalen hosts.

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A new study on laws banning employers from asking job applicants about their salary history shows outsize benefits for African-Americans and women. Reporter Amara Omeokwe explains. J.R. Whalen hosts.

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