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WSJ Your Money Briefing

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Your Money Briefing is your personal-finance and career checklist, with the news that affects your money and what you do with it. From spending and saving to investing and taxes, the Wall Street Journal’s finance reporters and experts break down complicated money questions every weekday to help you make better decisions about managing your money.

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Wall Street Journal 'Middle Seat' columnist Scott McCartney explains how airlines, after grouping themselves in alliances, are getting around to syncing their computer systems to eliminate some frustrations facing passengers.


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Wall Street Journal reporter Michael Wuesthorn explains how the so-called FAANG stocks (Facebook, Amazon, Apple, Netflix, Google) have ceded the spotlight to software firms as the companies have fallen on challenging times.


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Published 2019-08-26

The Most Toxic Spending Habits

7 min
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Ally Bank's Emily Shallal details the people's worst habits that can derail personal and family finances. They include hiding spending from others, and keeping up with the Kardashians.


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Ohio State University chief wellness officer Dr. Bernadette Melnyk explains how students should prepare for the stress of college leading to missed check-ups, workouts, unhealthy eating and depression.


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Financial security expert Pamela Yellen explains why most people stop working much earlier than planned, and offers safe investment tips to reduce the chances of running out of money in retirement.


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Published 2019-08-20

How to Avoid College Buyer's Remorse

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Citizens Bank's Brendan Coughlin highlights common mistakes college students and their families make while researching and securing financial aid for higher education.


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The Olive Garden restaurant chain recently alerted winners of its annual Never Ending Pasta Pass. Wall Street Journal Heard on the Street editor Spencer Jakab explains how the promotion is cost-effective for the chain, and how similar promotions have been misfires for other companies.


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New rules to help revive the entry-level condo market for first-time buyers include only a 3.5% down payment requirement and lower credit score than conventional loans. Wall Street Journal reporter Laura Kusisto explains.


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Generation Z, or people born after 1998, are adding photos, graphics and emoji to their resumes to help tell their stories. Wall Street Journal reporter Chip Cutter explains not all employers are receptive to the new style.


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Higher education opens the door for many people to find higher-paying jobs, but Wall Street Journal reporter Josh Mitchell explains why a growing number of people haven't been able to capitalize on their college degree.


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A proposed set of federal rules would raise the threshold eligible for time-and-a-half overtime pay. Wall Street Journal reporter Rachel Feintzeig explains how many state proposals would raise that threshold further.


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Published 2019-08-07

U.S. Pension Funds Fell Short in 2019

8 min
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Wall Street Journal reporter Heather Gillers explains why some public pensions fell short of projected returns this year, and how governments are forced to fill in the financial gap.


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The New York Stock Exchange's core technology goes through an overhaul this month in order to process faster trading. Wall Street Journal reporter Alexander Osipovich explains how the overhaul project, called Pillar, has hit speed bumps in the past.


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Wall Street Journal reporter Liz Hoffman explains why Federal Reserve investigators paid a visit to an Amazon Web Services facility last spring, and why several more visits by the Feds are expected.


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Entrepreneurial and managerial burnout can negatively impact staff and production. Workplace and career psychologist Andrea Goeglein discusses why managers are reluctant to take mental health days, and how not doing so can put them in negative light with their superiors.


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Published 2019-07-30

Why You Should Consider a 'Solo 401(k)'

8 min
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Wall Street Journal contributor Jeff Brown explains the advantages and benefits of a 'solo 401(k)', and why freelancers in a gig economy should especially consider opening one.


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Heard on the Street editor Spencer Jakab explains how overconfident economic predictions may have contributed to the current scenario where U.S. state and local pensions have less than 73% of the assets they need to fund future obligations.


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Published 2019-07-25

Here's How to Travel the World at 90% Off

9 min
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Wall Street Journal 'Middle Seat' columnist Scott McCartney discusses some perks enjoyed by airline employees, including nearly free tickets to destinations of their choice.


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Some investors have predicted a 25-basis point interest rate reduction by the Federal Reserve in late July, while others feel a 50-basis point move is possible. Markets reporter Akane Otani explains how July's economic data has cast uncertainty on the Fed's next move.


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Wall Street Journal reporter Telis Demos explains the relationship between a potential interest rate reduction by the Federal Reserve, what banks charge to loan money, deposit rates they give to consumers, and banks' earnings.


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Annuities, essentially guaranteed monthly income for as long as a retiree lives, are coming to 401(k) plans. Wall Street Journal reporter Yuka Hayashi explains how annuities could be beneficial to retirees unable to cover their basic living expenses.


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Have shares of the big banks priced in enough of a possibility of economic bad news on the horizon? Wall Street Journal Heard on the Street deputy editor Aaron Back explains how not forecasting negative events could make the stocks appear cheaper than they actually are.


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The arrival of Generation Z (those born after 1997) in the workplace means there could be as many as five generations working at a company simultaneously. XpertHR's Robert Teachout explains how employers can better understand the needs of different generations and overcome hurdles.


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Wall Street Journal economics reporter Sarah Chaney explains what's driving consumer spending, which rose in April and May, and what may cause them to curtail spending later his year.


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Half of workers polled feel A.I. and automation will not have a negative impact on their jobs. Robert Half's Paul McDonald explains how workers and managers actually feel new technology will increase workers' productivity.


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Gold prices have surged to nearly six-year highs as the Federal Reserve considers reducing interest rates. Wall Street Journal reporter Joe Wallace explains other commodities whose prices have also risen, and others whose prices have not.


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