WSJ Your Money Briefing

A rough day in the stock market like what we saw last week could mean good news for home borrowers in the form of lower mortgage rates. But there are reasons not to expect rates to drop quickly anytime soon. Wall Street Journal Heard on the Street columnist Telis Demos joins host Ariana Aspuru to discuss the market forces that impact mortgage rates.

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Clinging to your old college ID isn’t enough to guarantee a discount anymore. WSJ reporter Mengqi Sun joins host J.R. Whalen to discuss the high tech efforts used to restrict access to student discounts.  

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Most families and students won’t be able to begin filling out federal college financial-aid forms until late fall, the second straight year of such delays. Wall Street Journal higher-education reporter Melissa Korn joins host J.R. Whalen to discuss what it could mean for their ability to access funds.

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Winning an Olympic medal doesn’t necessarily translate to financial success for many athletes. Host J.R. Whalen speaks with WSJ personal finance reporter Joe Pinsker as well as Olympians Dan Walsh and Lauryn Williams, who discuss the financial challenges they faced and overcame in the years following competition.

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What happened to Apple stock after Warren Buffett sold it? And why wasn’t Airbnb fully booked? Plus, who’s winning the weight-loss drug race? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.

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As the labor market cools, workers have lost the leverage that won them substantial pay raises over the past several years. The Wall Street Journal’s careers and workplace deputy bureau chief Vanessa Fuhrmans joins host J.R. Whalen to discuss what it means for new hires who are switching jobs and for any worker who wants to negotiate a higher salary.

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As more companies incorporate generative AI tools, colleges and universities are racing to create new artificial-intelligence programs to prepare students with the skills they need to get a job. Wall Street Journal reporter Milla Surjadi joins host J.R. Whalen to discuss how the types of businesses requiring AI-related knowledge go beyond tech.

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Financial advisers generally recommend that individual investors avoid knee-jerk reactions when stock-markets drop. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss exceptions to that rule. 

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Stricter regulations have tightened the requirements for people under 21 to get a credit card. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how the process works now.

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Many Americans who have added umbrella insurance to their existing policies are paying more as it kicks in more often. Wall Street Journal personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain what it covers and ways to rein in the cost.

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How is Meta’s advertising business doing? And is Moderna in trouble after the end of the pandemic? Plus, why did Intel’s stock short-circuit? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.

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As the nation’s airports and highways become more congested, more Americans are choosing to travel by rail. Wall Street Journal reporter Jacob Passy joins host J.R. Whalen to discuss the pros and cons—as well as the cost—of train travel. 

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While elements of President Biden’s federal student-loan forgiveness proposals are held up in litigation, the White House is pushing for more relief for borrowers. Wall Street Journal personal-finance reporter Katherine Hamilton goes over the latest with host J.R. Whalen.

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Raleigh, N.C., tops the list of U.S. cities where young professionals struggling to find work may find success, along with affordable living expenses. Wall Street Journal repor ter Ray A. Smith joins host J.R. Whalen to discuss other locations with strong job markets and vibrant cultural scenes.

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When people change jobs, their 401(k) retirement funds often wind up in individual retirement accounts, or IRAs. Wall Street Journal reporter Anne Tergesen joins host J.R. Whalen to discuss misunderstandings about the rollover process that can limit savers’ potential for growth.

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In some relationships, a 50/50 bill split isn’t always ideal. Wall Street Journal personal-finance reporter Dalvin Brown joins host J.R. Whalen to discuss how couples are experimenting with new ways to share household expenses.

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After several years of frenzied hiring and workers scoring higher salaries, the labor market’s growth rate has fallen back to pre-Covid levels. Wall Street Journal economics reporter Jeanne Whalen joins host J.R. Whalen to discuss what job seekers can expect in the months ahead.

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After years of paying nearly zero-percent interest, many banks are offering cash and attractive savings rates for consumers to open new accounts. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss what’s in the fine print that could cause you to think twice about moving your money.

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For some, mastering the skills required of their job isn’t enough to get ahead. Wall Street Journal Work & Life columnist Rachel Feintzeig joins host J.R. Whalen to discuss how “rizz” (short for charisma) can be learned and help propel you up the ladder.

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More teens are entering adulthood with an established credit history after spending years as authorized users on their parents’ accounts. J.R. Whalen is joined by WSJ personal-finance reporter Oyin Adedoyin, who explains the pros and cons.

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Hiring for white-collar jobs that typically require a bachelor’s degree has dropped below 2019 rates, according to data from payroll provider ADP. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to explain what’s changed in the labor market, and alternate employment paths for frustrated job-seekers.

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How did the markets react to the attempted assassination of former President Donald Trump? And why did big chip stocks slip? Plus, why is Domino’s Pizza cutting back on new stores? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.

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The IRS has made it easier for people to withdraw up to $1,000 annually from their retirement account in case of emergency. Wall Street Journal personal-finance reporter Ashlea Ebleing joins host J.R. Whalen to discuss the fine print, including what qualifies as an emergency, and the tax implications involved.

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After rising 12% last year, average annual car-insurance rates in the U.S. are expected to increase by another 9% next year. Wall Street Journal editor Geoffrey Rogow joins host J.R. Whalen to discuss options drivers have in order to rein in costs. 

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Taking a ‘quiet vacation’ is the latest social media trend taking off in the workplace, where employees are taking mini-vacations during their remote days. Wall Street Journal reporter Sanvi Bangalore joins host J.R. Whalen to discuss how some workers are redefining work-life balance. 

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In a recent Gallup survey, about 47% of working Americans said they feel Social Security won’t be able to pay them benefits when they retire. Wall Street Journal personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss common misunderstandings about the program’s future, and how some workers are making adjustments to the way they save for retirement.

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For some teens the opportunity to socialize and make friends are the most important factors in finding a summer job. Wall Street Journal reporter Terell Wright joins host J.R. Whalen to discuss why the current job market is different for this generation of workers. 

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How are the big U.S. banks dealing with higher interest rates? And why did Delta Air Lines lead other airlines’ stocks lower? Plus, how did glass-maker Corning become part of the AI trade? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.

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Sending unexpected money requests through payment apps, or even asking for small amounts, have resulted in strained friendships for some people. Wall Street Journal reporter Dalvin Brown joins host J.R. Whalen to discuss best practices when asking for repayment.

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Some consumers say their credit-card company updating merchants with new account numbers has made it harder to resolve cases of fraud. Wall Street Journal personal finance reporter Imani Moise joins host J.R. Whalen to discuss what options card-holders have.

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Lifetime subscriptions often come with caveats and stipulations that might reduce their cost-effectiveness. Wall Street Journal personal finance reporter Katherine Hamilton joins host J.R. Whalen to discuss what to look for in the fine print.

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After several years of changing jobs and scoring pay increases, many workers feel stagnant in their careers as the labor market cools off. Wall Street Journal workplace reporter Chip Cutter joins host J.R. Whalen to discuss steps to achieve more flexibility.

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More Gen Z consumers are bulk grocery-shopping in groups at Costco and Sam’s Club to ease the pain of rising food prices. Wall Street Journal reporter Margot Amouyal joins host J.R. Whalen to discuss.

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As the price of vacation accommodations rises, more people are coordinating to spend days or even weeks in each other’s homes. Wall Street Journal travel reporter Allison Pohle joins host J.R. Whalen to discuss the pros and cons of home swapping.

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An executor plays a key role in managing the distribution of a deceased person’s belongings, but many people underestimate the time, cost and potential family tension involved. Wall Street Journal personal finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss.

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Roth IRA and Roth 401(k) account holders can get ahead of next year’s scheduled expiration of 2017 tax breaks by adding to their retirement plans now. Wall Street Journal tax reporter Laura Saunders joins host J.R. Whalen to discuss.

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While many people draw from their 401(k) funds in retirement, others see real-estate investing as a less volatile method to build savings. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss.

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Learn essential budgeting tips to help you stay on track in the final episode of our series "Adulting 101: Navigating the Real World." We’ll review how to manage your finances with advice from a certified financial planner, including commonly overlooked expense categories and managing student loans. J.R. Whalen and Ariana Aspuru host. 

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Just how big was stock markets’ first half? And how did Novo Nordisk get a China bump? Plus, what did investors make of Nike’s drop in revenue? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.

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Your home may be the biggest purchase you ever make. But high prices and mortgage rates mean that it’s becoming increasingly difficult to get wealthy from buying a home. Are we at the top of the market, and should that stop you from buying a home? WSJ chief economics commentator Greg Ip joins host J.R. Whalen to discuss.

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While there are some risks to tooting your own horn at work, new research shows that bragging can actually bring you closer to your colleagues. WSJ contributor David Robson joins host Ariana Aspuru to discuss how to celebrate your achievements without seeming like a jerk. 

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Receiving your first professional paycheck is a memorable moment for anyone starting out, but the maze of numbers can be hard to follow. In the second episode of our three-part series “Adulting 101: Navigating the Real World,” we go line by line to explain taxes and other deductions taken out of your check that result in your take-home pay. Plus, the right questions to ask to maximize your employee benefits. J.R. Whalen and Ariana Aspuru host.

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Some people are trying to turn their big monthly expenses into an opportunity to earn more points by paying with a credit card. WSJ reporter Katherine Hamilton joins host Ariana Aspuru to discuss what you should know about credit card rewards and fees before charging your rent and other bills. 

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Rising temperatures and high natural-gas prices mean you could be paying more to keep your home cool this summer. WSJ commodities reporter Ryan Dezember joins host Ariana Aspuru to talk about how high your electricity bill could jump and what to keep in mind as you crank up the air conditioning.

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Finding it harder to boost morale and promote camaraderie in hybrid work environments, some managers are looking to hire someone with personality. WSJ columnist Callum Borchers joins host Ariana Aspuru to discuss how charm can outweigh productivity. 

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In the first episode of our three part-series “Adulting 101: Navigating the Real World,” we explore a crucial milestone for graduates: landing that first professional job out of college. Discover how AI can be a valuable tool for resume-building and completing job applications, as well as pitfalls to avoid. Upcoming episodes will cover dissecting your paycheck, choosing the right benefits, and creating a budget. J.R. Whalen and Ariana Aspuru host. 

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What happened after Nvidia briefly became the most valuable company in the world? And how did investors react to the end of Apple’s buy now, pay later service? Plus, how did a drug that isn’t used for weight loss excite markets? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them.

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 It can be hard to understand exactly what kinds of things help or hurt your credit score. One reason why: Paying off a car loan or missing a credit-card payment might not affect your score the same way it affects other people’s. WSJ personal finance reporter Imani Moise joins host J.R. Whalen to clear up some of the uncertainty behind credit scores through a new interactive WSJ quiz. 

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More people are turning to content creation to generate income. But it's getting harder with algorithm changes and a potential TikTok ban. WSJ reporter Ann-Marie Alcántara joins host Ariana Aspuru to discuss.

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As older parents live longer with chronic illness and need more assistance, their caregivers face the challenge of also holding a full-time job. WSJ “Turning Points” columnist Clare Ansberry joins host J.R. Whalen to discuss calls for more businesses to offer elder care-related benefits.

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