Mile High FI Podcast

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Doug and Carl talk to Dan Manwaring about a high-stress career, decompressing, and perfect days.

Background

• How Carl and Dan met
• Medical device sales
• Getting the partner on board

FIRE

• Why it took Dan years to decompress
• Seeing the world
• FIREy struggles

Exercise

• Dan's exercise routine

Links

• Dan on Instagram & his blog, Big Ox Little Bird
• The Tail End — Wait But Why
• Huberman Lab
• The Peter Attia Drive Podcast - Peter Attia
• Camp FI
• Financial Independence Podcast

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

• Would FIRE be impossible if most people weren't working and consuming at a high level?
• Should I give up a low-paying job I love to go for a higher-paying job and chase FIRE more quickly?
• What job would we take if we had to work again?
• What non-financial advice would you give to your younger self?
• Do we think hobbies like learning an instrument or a language are "non productive"?
• Is it difficult to make friends post-retirement?

• Mark started his career on Wall Street and fell into the high-end lifestyle (and how he later broke free)
• Mark's luck with purchasing his primary residences
• Balancing frugality and joy to have no regrets
• How Mark got into teaching personal finance (for free!)
• Finally, we got into the nitty gritty of all the mechanics of starting a podcast or YouTube channel

• Mark's Money Mind
• Mark posted the videos for the course, watch here
• Mark's Twitter
• Mark (and his daughter's) CampFI Talk 
• Pennies and Popcorn Podcast
• General 5 — Amberly Grant - Finance

J.D. Roth joins the Mile High FI podcast for a bit. Doug and J.D. talk about Get Rich Slowly, upcoming projects, writing, Taylor Swift, some philosophical ideas, and much more!

J.D. is filling in for Carl occasionally — How long? How often? We're not sure, but we're excited to bring you some great conversations.

J.D.'s Personal blog:

Get Rich Slowly for J.D.'s writing on financial topics:

• How she started the EconoMe conference.
• How EconoMe differs from CampFI.
• Taking on the "75 Hard" challenge.
• How the FIRE community can change your life.
• What do people actually talk about at FI events?
• A Skyline Chili debate that got ... a little out of control.
• The value of making things.

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Carl met Alan and Katie Donegan in Ecuador at one of JL Collins's Chautauquas in 2016. They've been friends ever since. In this interview, we discuss:

• Alan's childhood struggles
• How to build confidence
• Family trauma
• Rebel Business School
• Discovering FIRE
• Real estate
• Becoming digital nomads
• The Donegans' perfect day

• The Extraordinary Course
• Rebel Entrepreneur Podcast

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Doug and Carl interview Chris, the “Indiana Jones” of the FI community. The Financial Independence community has been sorely lacking in treasure hunters and archeologists … until now! Chris, who blogs over at lifeoutsidethemaze.com is someone who gives careful thought to what he wants out of life. After working in the start-up world for most of his career, he and his wife had saved up enough to feel comfortable working for happiness instead of financial gain. Chris worked in the startup world before leaving to pursue a series of bucket-list adventures including:

• An archeological dig for a dinosaur
• Diving for treasure in the Florida keys
• Learning Muay Thai kickboxing
• Writing a screenplay
• Recording an album

Check out some of Chris's most recent blog posts about his battle with cancer here:

• Um...I Have Cancer - Life Outside The Maze
• Fighting Cancer While Accepting Humility - Life Outside The Maze

And check out Alan Donegan's free course to get you set up for an amazing 2023:

• Extraordinary Course

• His background as a runner
• How Jeremy's dad got him interested in investing
• Why Jeremy turned down a job at Microsoft
• The first company Jeremy started
• How much he sold that first company for
• Facing an existential crisis after leaving work
• How Jeremy built 50,000 followers on Instagram in just over a year
• Ten Principles of Personal Finance

• Personal Finance Club Courses
• Personal Finance Club on Instagram
• Personal Finance Club on YouTube

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Doug and Carl talk to "Lewis" and "Clark," a couple on the verge of early retirement. It's a rebroadcast from earlier this year, and one of the most popular episodes. This first-ever case study discusses how to successfully transition and live the FIRE life. Here are a few highlights of our discussion:

• Setting priorities
• Finding purpose
• The value of routines
• Why you shouldn't tell your friends about FIRE
• How to manage relationships
• Finding identity

____

Links

• Financial Advisor for Early Retirement - Downshift Financial
• The Margin Loan: How to Make a $400,000 Impulse Purchase
• Ratcheting The Safe Withdrawal Rate For Income Upside
• Camp FI

• Why he left his only "real" job after 7 months
• How a $50k cushion he saved helped him on his entrepreneurial journey
• His real-estate investing strategy
• How he discovered FIRE
• His Podcast The FI Show
• Will he ever stop working?
• What is Cody's perfect day?

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

• Time versus money
• To beer or not to beer...
• Bike or walk; just don't drive
• Instant Pot beef brisket: fact or fiction?
• DIY FTW!
• Travel on the cheap?
• Of friends and pizza ovens...

• Throw us a bone: Mile High FI Collection
• MMM HQ: HQ
• Beer and your brain: What Alcohol Does to Your Body, Brain & Health | Huberman Lab Podcast #86

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

We catch up with 3 people from Get Smart with Money (on Netflix) about the documentary, why they did it, and what they learned.

MMM HQ in Longmont, CO #mmmhq

Mr Money Mustache | Pete Adeney Appearances Mr. Money Mustache, Alan Donegan, Carl Jensen LIVE Q&A MHFi 075

Mr. Money Mustache Loves Hot Sauces | MHFi 042 (Hot Ones Inspired...)

JL Collins Interviews JL Collins Live Q&A @ Mr Money Mustache HQ

JL Collins and The Simple Path to Wealth | MHFi 002

How I Lost Money in Real Estate Before It Was Fashionable

Paula Pant on Inflation Inflation & How It Impacts FI | MHFI 044

Mad Fientist on Life After FI

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Time Stamps: 0:00 Intro 0:29 Important Episode Details 1:55 Start Interview with John & Kim 2:19 How John & Kim Applied For the Doc 4:18 How their Families Reacted 5:38 Producer Goals & Money Stigmas 6:10 Carl's BIG Money Mistake 7:49 What Did Mr. Money Mustache Teach Them? 9:38 Why Did Mr. Money Mustache Do the Doc? 11:00 Carl Jensen on Community

Doug and Carl interview CPA Sean Mullaney. They talk about IRAs, 401(k)s, and Hawaii.

IRAs, 401(k)s, oh my! - How Sean met his wife twice - An overview of IRAs and 401(k)s - What is a solo 401(k)? - SEP IRA versus solo 401(k) - Solo 401(k) mistakes

More about Sean - Mullaney Financial - Sean's new book - Sean's best day

Links

• Financial Planning | Mullaney Financial & Tax | United States
• Solo 401(k) Book
• Support Us!: Mile High FI Collection

Disclaimer: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Carl, Doug, and Mile High FI do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services.

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Doug and Carl talk to Leif Dahleen (aka the Physician On FIRE) about medical school, sunk cost, Fat FIRE, and cave men.

• Carl talks about meeting Leif for the first time
• Identity
• Sunk costs
• Discovering FIRE
• Last day of work
• FIRE life
• Where is the FIRE movement going?
• Giving back

Links:

• Inception: When an Idea Takes Hold - Physician on FIRE
• fatFIRE | Facebook
• https://www.rootofgood.com
• retireby40.org

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

• Instagram
• Twitter

• Bengen and the Trinity Study
• Further explanation of how 4% Rule is the Worst Case Scenario!
• Recent Bengen comment on the 4% Rule

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Doug and Carl talk to a long-time friend of the show, JT.

• JT's education
• Striking gold in Big Tech
• Discovering FI and getting the partner on board
• Grocery store comparison shopping
• A very expensive trip
• Parents' influence
• Fitness
• Carl's hatred of running

Links Mile High FI Collection

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Doug and Carl discuss fashion, starting with The Collared Shirt Incident.

• School fashion
• High-end trash
• Workwear
• Typical outfit
• Why dressing up is horrible
• Are nudist camps the answer?

Links

• Doug's fancy hoodies: Melanzana Outdoor Clothing made in Leadville
• Carl's ubiquitous shirt: 32 Degrees Men's Air Mesh Tee 4-pack
• Mile High FI merch: Mile High FI Collection

Join the Mile High FI Club – It’s our email list!

Get MHFi Merch – It helps support the show. Get t-shorts & more

**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**

Brought To You By:

The Doug Show, aka Affiliate Marketing & Side Hustles

1500 Days, Carl's Blog about Early Retirement

Doug and Carl talk to Katie and Alan Donegan about limiting beliefs.

Show Notes

• What is Rebel Finance School?
• Why JL Collins thinks Rebel Finance School is the worst business model ever
• The top 4 limiting beliefs people have about money
• Why you aren't what you think
• How to overcome limiting beliefs

Links

• Parrilla Don Julio
• Alan Donegan's Blog
• The Donegans

• How to chase FI with small children
• How to transition from being a small landlord to a big one
• Side hustles and self promotion
• Whether to take out a mortgage
• Investing in syndications
• Paying off students early versus investing
• How hard is the real estate license test
• Working towards FI or an interesting career

Carl discusses what he's learned in 5 years of early retirement

• The urge to make money
• Retire is a bad word
• The value of community
• Why planning is bad
• Redefining yourself
• The role of money
• Why FIRE is the best insurance policy
• Don't wait to live

Doug and Carl interview Jenn and Scott about their first year of early retirement.

• COVID car trip
• How long does it take to decompress?
• New sleep habits
• Inflation
• Discovering FIRE

• Home Life after Financial Independence - Post FI Life
• 42 Changes We Made After Discovering FI
• Afford Anything
• Choose FI
• Mr. Money Mustache

• Dopamine and consumerism
• What makes Joe's book unique in the FI space
• Why money is just the first step
• What is Joe's perfect day?
• Why the FI space is actually NOT saturated
• Why Joe wrote the book

Doug has a theory about how to make travel more enjoyable.

• Why vacations tire us out
• Dopamine overload?
• Stacking rewards

• Jocko Podcast 332: Andrew Huberman. Influence/ Ownership Over Your Physiological Psychological Being
• Huberman Lab

Doug and Carl interview hospice physician Jordan Grumet about what we can learn from the dying.

• How Jordan learned about FIRE
• How a Camp FI changed Jordan's life
• Jordan's journey from Physician to Communicator
• What is YOUR true identity?
• What we can learn from the dying

• The Earn & Invest Podcast
• Taking Stock by Jordan Grumet Available 8/02 Ulysses Press: Official Book Trailer
• https://www.whitecoatinvestor.com/

Doug and Carl discuss recent travels to San Diego and Germany.

Carl's trip to Germany

• Would you like to touch my monkey?
• Mutant asparagus and sauerkraut madness
• Efficiency

Doug goes to San Diego

• The "no car" experiment
• The local beer scene
• Doug and Carl want to live in San Diego

Links

• sprockets germany's most disturbing videos
• https://www.instagram.com/braeugier/
• All You Need To Know for Financial Independence (FI) - Fiology

• Carl's recent 5K
• How vacation affects your fitness goals
• Carl loves bread
• Getting back on track

Doug and Carl talk to local FIREy friend Arik Peterson, the Grim Reaper of Mutual Funds.

• Arik's job working for the Dark Side (AKA: why mutual funds suck!)
• How Arik discovered FIRE
• Why a big pile of cash will empower you
• Why some people don't have one true calling
• SEPP basics and planning

Links

• Live long Live often
• Animal Spirits Podcast
• Mile High FI — A Financial Independence and Lifestyle Podcast Network
• Mile High FI Podcast

• What did Doug and Carla like or dislike about college?
• What considerations would we think about in deciding whether to go back?
• The stigma of not going to college
• Our advice for young people considering college
• Checking with your employer for help paying for school

• Doug's and Amberly's college experiences
• The cost of college today
• Americans' emotional attachment to the "college experience"
• How much student loan debt is reasonable to graduate with
• Life without college
• Whether college will cost less if classes go virtual

Doug and Carl interview FIoneer Jessica about the slow path to retirement.

• How Jessica got on board with FIRE
• Is Coast FIRE the right way?
• The way we work is changing
• Designing a life you don't to retire from
• Why the journey should be as remarkable as the destination

Links

• The Fioneers
• Avoid the "Death March" to Financial Independence
• thefioneers
• https://www.instagram.com/thefioneers/

Doug talks to Carl about a big and somewhat spontaneous purchase: another house!

• How Carl found a good deal in a crazy market
• What Carl is going to do with the house
• Why Carl isn't going to fix this one up himself
• Are you in the area and want to help? Leave a comment on YouTube or send Carl an email: milehighficlub@gmail.com

Links

• Mile High FI Podcast
• Mile High FI — A Financial Independence and Lifestyle Podcast Network