Money Guy Show

It's not always about how much money you make. It's about how much money you keep.

We often share strategies on how to build wealth and reach your first million, but are you equipped to hang onto it in the long-run? This episode lets you learn from our experience with high income individuals. Some have kept their wealth, building it for the long-term, while others have fallen into common, but dangerous habits that have caused financial failures. Which will you be?

For more information, visit: https://www.moneyguy.com/2021/02/how-to-get-rich-and-stay-rich/

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GameStop, GameStop, and more GameStop! What in the world happened? Unless you've been living under a rock, that's all anyone has been talking about for the past week. And many people still have no clue as to what is going on, so that's where we come in. We're breaking down the entire GameStop situation and giving you some tips and tricks to apply to your personal finances as well.

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Are you ready to start winning at money and life? We gathered all of the financial and life advice we've read and experienced over the years and put it into one episode!

For more information, visit: https://www.moneyguy.com/2021/01/10-truths-about-winning-in-life-and-with-money-yes-youre-doing-it-wrong/

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Financial success doesn't have to be rare. By teaching the younger generation basic principles of compounding interest and money management, we can equip each and every one of them to become multi-millionaires by the time they retire.

Our message to young savers (from small children to young adults) is this: wealth creation is surprisingly simple, but it's not easy! This episode will show you how much your money can grow when you have time on your side, and teach you how to avoid common financial mistakes that can hurt your success.

Whether you're young yourself, or a friend or family member to a young person, this episode is for you!

For more information, visit: https://www.moneyguy.com/2021/01/how-to-be-young-money-millionaires-by-age/

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Our view of Bitcoin is evolving and your input has helped. Fans of the show have been asking what we think of Bitcoin for 2021. Here's what we think of Bitcoin as an investment, how you should think of it in the context of your total investment portfolio, and how to use it.

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We’re guilty. Lifestyles of the Rich and Famous and Cribs influenced our childhood ideas of what wealth looks like more than we would like to admit. Today, we work with wealthy folks from all over the country and help them make smart financial decisions. The contrast between common perceptions of wealth and the characteristics of truly successful people is stark! In this episode, we pull back the curtain to reveal what true financial success looks like and what milestones or characteristics you should (and should not) strive to emulate.

For more information, visit: https://www.moneyguy.com/2021/01/how-wealthy-people-save-and-spend-their-money-show-secrets-revealed/

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There are two ways to build wealth: 1) Spend less, or 2) Earn more! Saving money is a popular financial topic, but today's episode is dedicated to learning how to earn more.

We live in what's known as the gig economy. It's more possible than ever to pick up a side-hustle that helps you hit your financial goals, like paying off debt, investing 20-25%, or bulking up your emergency fund. So, where should you invest your time and how much can you really make in the gig economy? Let's talk about it!

For more information, visit: https://www.moneyguy.com/2021/01/top-6-paying-side-hustles-in-2021/

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Ever wonder how much money people make by being on YouTube? You will be SHOCKED by how much money some YouTubers earn. This week's LIVE Q&A episode will reveal who the top 10 highest-paid YouTube stars are and how they managed to cash in so handsomely from the video platform.

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Have you done your Net Worth statement recently? This is one of our favorite and most powerful yearly traditions. Simply add up your assets, and subtract your liabilities, and you'll start to get a picture of where you are financially.

In this show, we're breaking down what your Net Worth statement should look like at your age! We'll explain what elements you should watch out for, explore how you measure up to your peers, and show you how to improve in the coming year.

For more information, visit: https://www.moneyguy.com/2021/01/average-net-worth-by-age-in-2021/

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We will never forget the year 2020.

No one could have predicted the ways this year has affected our lives. As we turn the page to a new year, we can't help but look back and consider what we've learned, the mindsets we will leave behind, and the perspective we will take with us into 2021 and beyond.

For more information, visit: https://www.moneyguy.com/2020/12/4-life-lessons-we-learned-in-2020/

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After a combined 30+ years of experience of financial planning, we've seen retirement done right... and NOT right. So what are the key factors that will make or break your retirement? Whether it's stress testing your plan for weaknesses or understanding how your mindset will affect your success - we unpack it all in this episode!

For more information, visit: https://www.moneyguy.com/2020/12/9-secrets-to-retirement-success/

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We break down the most popular financial resolutions and whether or not each one is worth it. The ones that are worth it? We'll give you some Money Guy tips on how to accomplish it.

For more information, visit: https://www.moneyguy.com/2020/12/top-10-financial-new-years-resolutions/

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Who wants to be a millionaire? Everyone.

We believe that everyone can build wealth, but what does it actually take to be a millionaire? In this episode, we not only walk through habits and characteristics of highly successful millionaires, but we also break down powerful numbers and strategies. How much do you need to save at your age to become a millionaire by the time you're 65? And if you got a late start - how much do you need to save to catch up?

For more information, visit: https://www.moneyguy.com/2020/12/how-to-become-a-millionaire-by-age/

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How do you know you're on the right track on the path to financial abundance? Consider this episode your roadmap to financial success! We walk through each step along your financial journey, explaining how to tell if you're on track, pitfalls to watch out for, and exactly what you need to do to get to the next level.

For more information, visit: https://www.moneyguy.com/2020/11/5-levels-of-wealth-and-how-to-achieve-them/

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Make sure you maximize your tax dollars this year! Whether just starting out or reaching a new level of financial complexity, we have important tax planning tips you can take advantage of before the year ends.

For more info, visit: https://www.moneyguy.com/2020/11/top-10-year-end-tax-planning-tips-for-2020/

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Financial freedom lets you do what you want, when you want, and how you want. FIRE (Financial Independence/Retire Early) is the dream that you can take advantage of this sooner! So, how has 2020 affected the FIRE movement?

We pull out the big guns and run some example Monte Carlo simulations in real time with software we use for our financial planning clients!

For more information, visit: https://www.moneyguy.com/2020/11/did-2020-destroy-the-fire-movement/

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Owning a new car sounds great... but is it actually keeping you poor? Buying a car can be a treacherous process, threatening to knock your financial life way off course. This episode will walk you through everything you need to know! You'll be able to walk off the lot knowing you made an informed decision and got a good deal!

For more information, visit: https://www.moneyguy.com/2020/11/how-to-get-a-good-deal-on-a-car-purchase/

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Everyone wants to be wealthy, but wanting it and being ready for it are two very different things. After a combined 4 decades of experience, we've seen real life examples of what can go wrong if someone truly does not have the right mindset to handle significant wealth. Let's make sure you're 100% ready for the success that's coming your way!

For more information, visit: https://www.moneyguy.com/2020/10/not-ready-to-be-wealthy/

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I think it's safe to say that 2020 is a year we would all like to leave behind. If we could travel back in time, there are lots of things we would have told our 2019 selves to do differently. Take that trip, go to that movie, invest in virtual meeting software!

While we don't have a Delorean, and our flux capacitor isn't operating at full capacity, there are some decisions we know you can make today that your future self will thank you for!

For more information, visit: https://www.moneyguy.com/2020/10/6-financial-decisions-your-future-self-will-regret/

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Golidlocks and the Three Bears is a great example of a smart investment strategy. How so? Many investors get caught up in doing too much or let fear cause them to do too little while a "Goldilocks investor" discovers the balance of "just right."

In this episode, we break down the numbers. What happens to your dollars over time if you time the market just right, invest at the "worst" possible times, or take a methodical "goldilocks" approach? Then we'll teach you how to apply it!

For more information, visit: https://www.moneyguy.com/2020/10/be-the-worlds-best-investor/

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Are there clues, secrets, or hacks to financial success? Of course there are! That's what The Money Guy Show was built off of. Understanding these 3 key factors can change your trajectory and usher you into financial success. 

For more information, visit: https://www.moneyguy.com/2020/10/do-this-to-be-rich-3-secret-ingredients/

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YouTuber, real estate mogul, and 30-year-old millionaire Graham Stephan check all the boxes: flashy titles, fancy cars, and an edgy slogan. When observing an influencer like Graham, how can you tell if they're legit? In this episode, two fee-only financial advisors give an honest reaction and breakdown and Graham's money philosophy. Without spoiling too much, we think Graham is a guy to watch and he spurred some great conversations about what makes wealth building work! 

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The biggest obstacle to your success is right between your ears. With the amount of information at our fingertips and media outlets vying for our attention, it's so easy to be swayed by questionable financial advice. Our goal is to help you know what's coming your way! We want you to have wisdom that helps you weather the barrage of ideas, opinions, and false information. This show tells you exactly what to watch out for and what to do instead!

For more information, visit: https://www.moneyguy.com/2020/09/4-ways-the-financial-world-is-lying-to-you/

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"Is the next recession around the corner?" Every four years, we get this question without fail - and this year is no exception! No matter your candidate or preferred party, it's easy to fall into worrying about the election's impact on our economy and your personal portfolio. Let's debunk some lies, examine history, and make sure your finances can weather the political storm!

For more information, visit: https://www.moneyguy.com/2020/09/how-to-election-proof-your-finances-by-age/

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What actually happens if you let your finances get out of whack? We've been managing money for close to four decades combined. We're sharing the common mistakes we've seen, how you can avoid them, and breaking down how each one affects your financial plan.

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8 out of 10 millionaires reached millionaire status by age 49 inside their 401(k)! This investment tool is too powerful to overlook, but how exactly does it work? How can you be sure your 401(k) plan is a good one? And are you sure you're maximizing its full potential? In this episode, we break it all down, equipping you with everything you need to know to become one of those 8 out of 10 millionaires.

For more information, visit: https://www.moneyguy.com/2020/09/are-you-using-your-401k-the-wrong-way/

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It's great to be intentional about how you spend your money, but is it always the wisest choice? You can save money by cutting a corner or being cheap, but if it is going to impact you in the long-term... those savings are empty and could actually cost you. 

This show walks you through the items you should think twice before hunting for a bargain!

For more information, visit: https://www.moneyguy.com/2020/08/11-things-you-should-never-buy-for-cheap/

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You want to know you're making the right decisions with your money, but no one is perfect. While we recognize you'll have your moments of error, we want to make sure you get the big items right! What are the 3 most significant financial areas that will make or break your financial life? This episode unpacks some fundamental financial strategies that will either set you up for success or completely ruin your financial life.

For more information, visit: https://www.moneyguy.com/2020/08/ruining-your-financial-life/

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Smart financial strategies are simple... but they're not always easy! Humans do not always act in a predictable or rational manner, even when the smart behavior is easy to grasp. The problem is, many of our financial decisions stem from subtle behavioral influences, preying on our emotions and keeping us from making rational decisions. If you can recognize these mental patterns, you can hack your financial life and make your best money decisions yet!

This is a fun episode! We share a lot of hilarious personal stories, all tying back to some awesome financial concepts.

For more information, visit: https://www.moneyguy.com/2020/08/9-dumb-financial-decisions-most-people-make/

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Dave Ramsey is the best resources for getting out of debt. He has done incredible good for the financial world and millions of people across America. But there is one element of Dave's advice that deserves a closer look. How effective is Ramsey Solutions' investment advice? Let's do a deep dive on why it might not be as prudent as you think - and how to fix it!

This was a highly requested episode! We hope it's helpful and inspiring.

For more information, visit: https://www.moneyguy.com/2020/08/dave-ramseys-investment-advice/

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The Money Guy Show would not be successful without our move to Nashville, TN. It has provided us with business and financial opportunities, a great quality of life, educational opportunities for our families, and access to a host of creative people who have made the show what it is today.

There are a myriad of good reasons we end up living where we do, but have you ever stopped to consider how a certain U.S. state or city can completely change your financial trajectory? In this episode, we're going to lay out some actionable data points and jump-start your research. Let's spark some curiosity about the financial pros and cons of your state, at your stage of life!

For more information, visit: https://www.moneyguy.com/2020/07/the-best-places-in-america-to-build-wealth/

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We've heard it for years: STOP buying that morning latte and your financial problems will be solved! Producer Rebie joins us as we break down how to tell if your coffee purchases are affecting your financial life and what is REALLY derailing your finances.

For more information, visit: https://www.moneyguy.com/2020/07/can-coffee-really-ruin-your-finances/

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Telsa is revolutionizing the auto industry, but what does that mean for your finances? Get ready for some mind-blowing math about how this luxury vehicle may be coming for tried-and-true brands like BMW and Honda.

For more information, visit: https://www.moneyguy.com/2020/07/tesla-to-revolutionize-the-auto-industry/

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Small decisions have big impacts. Savings goals and milestone purchases should be celebrated, but they might be costing way more than you think! There is a major flaw in how Americans view money. We want to make sure you recognize it! This episode shows you how to measure twice, cut once, and make sure you're making lifestyle decisions that will set you up for success.

Warning: These numbers might shock you!

For more information, visit: https://www.moneyguy.com/2020/07/how-much-is-your-lifestyle-really-costing-you/

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The best way to create wisdom is through experience. Over two decades of wealth management experience has taught us a lot and, thankfully, we're self-deprecating enough to share all of it - the good and the bad! This episode unpacks our top 3 successes and failures in the world of finance, so you can avoid the pitfalls from our early years and capitalize off of our current wins!

For more information, visit: https://www.moneyguy.com/2020/07/best-and-worst-financial-decisions/

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In this episode, learn what makes this retirement savings vehicle so powerful and how your 401(k) balance measures up to your peers. Don't pass up this opportunity for free money and powerful compounding interest!

For more information, visit: https://www.moneyguy.com/2020/06/average-401k-balance-by-age-2020-edition/

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I love that my daughter's high school requires a personal finance class. Watching her discover smart financial concepts (like deferred gratification) and put them into practice makes me so happy! These concepts are putting her on the path to success.

The Money Guy Show is dedicated to helping YOU get on that path, as well. This show breaks down fundamental financial principles that could change every American's life forever.

For more information, visit: https://www.moneyguy.com/2020/06/every-american-must-know-about-money/

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You'll be shocked when you realize what technology did not exist just a little over 10 years ago. Whether it's social media, online banking, or video chat, technology has drastically changed how we manage our time and money. In this episode, we take a look back on technological advancements from the last 15 years that make it more simple than ever before to build wealth!

For more information, visit: https://www.moneyguy.com/2020/06/technology-is-changing-building-wealth/

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Watch out for the potential financial pitfalls brought on by this global pandemic! The Money Guy Show is committed to helping you keep your finances on track at every age, in every situation. Whether you’re 20, 30, 40, or 50, there are unique financial pitfalls either created or exacerbated by COVID-19. This episode lets you learn more about them, so you can avoid trouble and spread the word!

For more information, visit: https://www.moneyguy.com/2020/06/financial-pitfalls-during-pandemic-by-age/

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An emergency fund and an increase to your savings rate can change everything about your financial life. It will give you the security and flexibility you need to hit those financial goals and have room to dream! In today's episode, we teach you practical ways to find and save an extra $6,728 per year!

For more information, visit: https://www.moneyguy.com/2020/05/how-to-find-easy-money/

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Mutual Funds vs. ETFs: is this the showdown of the century? While it's fun to pit things against each other in friendly competition, we believe both of these funds can be used for good. Mutual Funds and ETFs can be super friends, but you must understand the pros and cons of each and how they impact your unique financial situation.

Let's unpack what these funds are, how they work, and which strategies might be right for you!

For more information, visit: https://www.moneyguy.com/2020/05/the-pros-and-cons-of-mutual-funds-and-etfs/

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Michael Jordan lead the Chicago Bulls to legendary success throughout the 90s. We were so excited to watch the new ESPN documentary called "The Last Dance," as it chronicles the rise and fall of this great team. While we were geeking out of Jordan's incredible story, we realized this doc is chock full of valuable financial lessons that apply to your personal finances. Join us as we reminisce about the Bulls' golden years and learn from their successes - and failures. 

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Every home owner needs to hear this episode! When most people refinance their mortgages, they're doing it wrong. Let's make sure you're not one of them! We break down how refinancing works, when it's a good time to refinance, and how to make sure you're actually saving money and doing it right.

For more information, visit: https://www.moneyguy.com/2020/05/know-before-refinancing-your-mortgage/

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Fear is a great sales tool. With every swing of the market, that fear grows, and your need to be educated on financial terms and strategies increases along with it. Before you get pitched on an annuity to calm your financial fears, use this episode to educate yourself!

Not every annuity or financial salesman is bad, but we've seen too many consumers be taken advantage of with this financial tool. This episode explains everything you need to know about annuities: what they are, how they work, and how to tell if you're getting ripped off.

For more information, visit: https://www.moneyguy.com/2020/04/the-harsh-truth-about-annuities/

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Hardship is, unfortunately, a part of life. Whether it's an economic downturn, losing a job, or the loss of a loved one, how we handle these situations can change our lives forever.

We know the gravity of what it's like to be hit with adversity. Even though we tackle some serious subjects in this episode, Brian wanted to title it "Victory from the Jaws of Defeat!" Let's talk through personal stories and tried-and-true strategies for persevering through a negative situation and coming out stronger on the other side.

For more information, visit: https://www.moneyguy.com/2020/04/overcome-financial-adversity-during-a-pandemic/

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The Netflix documentary "Tiger King" is more than just a hilariously captivating hot mess. It's a perfect example of what NOT to do with your personal finances. If Joe Exotic (and the whole cast) had followed the advice from this episode, their lives would have looked wildly different than they do today! Let's have some fun and break down 7 fantastic personal finance lessons you can learn from this crazy show.

Warning: There are "Tiger King" spoilers in this episode!

For more information, visit: https://www.moneyguy.com/2020/04/financial-lessons-from-tiger-king/

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This one investment could change your entire financial life! (We're, talking about Index Funds!) Instead of beating the market, this episode teaches you to grow with the market.

For more information, visit: https://www.moneyguy.com/2020/04/every-investor-should-own-this-fund/

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How can you maximize the money available to you through the CARES Act? This legislation is a fluid situation, but through lots of research, we broke down exactly how you can take advantage of these new benefits. Whether you’re an individual or a small business, there are provisions you need to be aware of and instructions you need to keep in the forefront of your mind. We walk through every detail we could uncover in this episode.

For more information, visit: https://www.moneyguy.com/2020/04/stimulus-checks-how-to-maximize-your-money/

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A huge legislation just passed called the CARES Act. This new stimulus bill promises to ease the extra financial burden brought on by the coronavirus. In case you don’t have time to read and decode a 335 page bill, we did it for you! Let’s unpack what you need to know about the CARES Act and how it affects your personal finances.

For more information, visit: https://www.moneyguy.com/2020/03/coronavirus-stimulus-bill-what-you-need-to-know/

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