Frugal Friends Podcast

It's our most listener requested episode AND our 2 year podcast celebration! You all asked the questions, and Travis and Eric answered! It's certainly not 'content heavy' but it is fun!

Sponsors: 

• An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code FRUGAL to get a $5 bonus when you reach your savings goalEmpower:
• In any whole - there is always a better half. This is true about sandwiches, bananas, shirts, and marriages. Today you will meet our better halves and then you will know the right way to eat a banana.The Better Half:

Notable Notes:

You asked, our husbands answered!

• Stacey- Our love stories & how we met?
• Mona: Do you feel accurately represented on the podcast?
• Jocelyn: We want to hear all about Eric’s cars+Travis’ amazing hair!
  • ALSO, do you have any friends named bill?
  • Who sings the BOTW song?? It’s so catchy!
• Leslie: How do you balance what you + your spouse think is important to spend $ on?
• Patricia: what’s the craziest thing you’ve done in the name of frugality?
• Virginia: what was the most challenging part of becoming frugal (or along the frugal journey?)
• Adrienne: Has your idea of style changed since being frugal?
• Jay: what financial goals to you have for yourselves?
• Caroline: how do you guys handle the fame of your wives?:)

BILL OF THE WEEK - Thank you Travis and Eric for sharing your bills with us!

• If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill

Lightning Round

Best Frugal Tips

• Travis - find someone who can align with financial approach
• Eric - research your purchases; learn what something is worth and how to get good deals!

Wrap Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

Thanks for listening! See you next week!

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Decreasing our consumption, decreases our spending, which increases our savings AND creates sustainable practices! Sounds good right?! But how do we do this practically...and frugally?? On this episode we explore attainable ways to decrease our waste in an effort to live more frugally and steward our resources well. 

Sponsors: 

• An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code FRUGAL to get a $5 bonus when you reach your savings goalEmpower:
• Every April we celebrate the planet we live on and it’s environment. This year we celebrate the 50th official Earth Day by posting eco-friendly quotes, heartfelt posts on Facebook, and going to a free event with a folk band. Whatever you choose to do, remember that you only have one earth so take care of it because it takes longer to get to mars than we originally thought.Earth Day!

Notable Notes:

What the Internet has to say:

This article from Hestia Speaks provides tips for sustainable living on budget

What Jen + Jill have to say:

• Glass jars - perfectly reusable! You don't need to buy new!
• Simplify your meals - don’t spend on all the oils and fancy ingredients
  • Base your meals around 3 veggies instead of 5!
• When you DO buy new...spend on high quality
• Grow indoor herbs
• Make a meal plan
• Simplify your use of non-food products
• Choose secondhand first
  • frugalfriendspodcast.com/thredup
• Host a swap party

More from the Internet

This article from Going Zero Waste describes 12 things you can STOP buying when you decrease your waste and consumption

More from Jen + Jill:

• The average American spends almost $5,000 on products that are thrown away!
• #1-3 AHHHHH
• #4. Aluminum foil
• #6. Trash bags
• #8. Disposable water bottles
• #9. Conventional cleaners
  • American family spends on cleaning supplies. Anywhere from $300-800 a year

- Thanks Andy Hill from Marriage, Kids, and Money podcast! We love your bill about kids summer camps ;)BILL OF THE WEEK

• If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill

Lightning Round

Our Favorite Frugal Zero-Waste Swaps

• Jill- water filter (and reusable bottle) + food creativity (i’m no pro but I have a few tricks up my sleeve :))
• Jen- glass containers
• Jill- learn simple sewing skillz (I’ve saved plenty of clothing, purses, blankets, etc. by doing my own mending)
• Jen- convenience food

Wrap Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.com. AND share our most recent episode on social for a chance to win a $10 Amazon gift card!

See ya next week!

See omnystudio.com/listener for privacy information.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How do we respond when money is tight or when we reach a point of financial crisis? This can bring feelings of anxiety and overwhelm to any person especially when it seems we don't have enough to cover the essentials. On this episode we hope to reduce the panic financial upheaval can bring and discuss some tangible ways to care for ourselves and our budgets when things aren't going 'according to plan'.

Sponsors: 

• An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code FRUGAL to get a $5 bonus when you reach your savings goalEmpower:
• that feeling when you can barely make ends meet and you are wringing out that dollar for all it’s worth - sometimes our financial situation can feel like a tight squeeze; but our sponsor wants to remind us that this term can also refer to the best most warmest hug from our loved one. So when you’re looking at your budget wondering how you’re gonna pay your bills don’t think of it like a snake coiling around you causing anxiety and panic; think of it like a warm hug coming from your finances. Tight squeeze - when feeling constricted is a good thingTight Squeeze:

Notable Notes:

What the Internet has to say:

This article from Investopedia highlights a few simple ways we can prepare for a financial crisis

What Jen+Jill have to say:

• 1. Maximize liquid cash
• 2. Make a budget: know how much you have coming in/going out each month (helps ID how much you should have in emergency fund)
• 3. Prepare to Minimize Your Monthly Bills
• 5. Take stock of ‘non-cash’ assets and maximize value (i.e. utilize points, gift cards, extra food in house,
• 8. Look for ways to earn extra cash
• 10. Keep up with routine maintenance

More from the Internet:

This article from Very Well Mind gives tangible tips on ways to manage our stress and emotions during financially stressful times

More from Jen+Jill:

• Remain calm
• Ask for help- friends and family, financial planner
• Reframe the situation - watch the internal narrative and find ways to shift perspective
• Pushing through the difficulty and identifying ‘kindness’ to invest emotional time and energy into
• Take a break - strike the middle ground between ruminating/obsessing and abdicating/avoiding
• Ask for help- find a mental health professional, especially if your stress, overwhelm, or feelings of anxiety are inhibiting daily activities
  • Use this code for a discount for online therapy

Thank you Jess for saving us with your bill about ALL the Bill's who have contributed to making St. Pete Florida so great!BILL OF THE WEEK -

• If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill

Lightning Round:

 What we’re doing to prepare

• Jen- longer and simpler meal plans
• Jill- NOT PANICKING!! cooking at home more
• Jen- taking extra work
• Jill- re-evaluating budget; spending only on essentials - now’s not the time for extra luxuries :)

Wrap-Up:

Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfri

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Where does all our money go? It can often seem like we've cut back on spending but somehow we're not 'crushin it' like we thought we would! We quickly learn that our budget's don't work well on autopilot. Thankfully we have Alyssa from Mixed Up Money to share with us some tips on how to increase our level of intentionality with our finances so we can see the results we want!

Sponsors: 

• An awesome mobile app jam packed with features that make managing your money easier. With a high-yield checking account offering 1.6% APY, and direct access to their financial coaches; Empower is an obvious choice in mobile apps! For more info about Empower, visit: empower.me/FRUGAL and use offer code FRUGAL to get a $5 bonus when you reach your savings goalEmpower:
• The sleek athletic dog breed and star of Disney’s 101 dalmatians. These dogs are intelligent, playful, and typically non-agressive. They’re patient and generally good with children as well. That’s why it’s reasonable to keep 101 of them as pets. We had 2 dalmatians growing up. One was sapphire because she had blue eyes and the other was choca because she had chocolate brown spots.Dalmatians:

Notable Notes:

Alyssa gave us some background about herself AND her top 4 tips for being more intentional with your finances. We're excited to share these tips with you!

- Thanks for sharing your bill with us Alyssa! BILL OF THE WEEK

• If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill

Lightning Round

Why we value putting pencil to paper with our finances:

• Alyssa - accountability; opportunity to look at bad AND celebrate success
• Jen - like the tangible; breeds intentionality
• Jill - enjoy walking through a process

Get more from Alyssa at MIxed Up Money! AND...

• Check out Alyssa's  100 day financial goal journal  that comes out April 7, 2020
• Follow on IG @mixedupmoney

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How do we keep up motivation and effort with the ebbs and flows of our financial journey? Once we know how to budget, cut spending, pay down debt, and increase savings the challenge can become how to maintain these practices over years! On this episode we're talking all about tips for motivation + focus to keep us working towards our goals and maybe even have some fun along the way!

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There's a lot of uncertainty right now and depending on where we live some of us are feeling this burden more than others. We are not doctors, policy makers, or financial planners, but we are encouragers and we recognize our current situation is leading to profound financial impact for many. So what can we do? In our current climate how do we harness the most of our time and energy and take the best steps forward? Join us in our short bonus episode on ways to respond to what's happening.

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How do we know how much is enough? What are our measuring tools for knowing this? Today we explore the topics of contentment, gratitude, and minimalism as a means to embracing frugality and being kind to our finances. Listen in as we explore why these principles are foundational to our frugal journey.

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Saving money and spending less is an ongoing journey and can have additional difficulties when this is paired with raising young kids! We know everyone's financial story is different but we also know that it is not uncommon to have children before accomplishing major financial goals. For this reason (and many more) we are thrilled to have Caroline Vencil to share some encouragement and tangible tips for those living on a budget with small children!

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Sometimes spending money is a whole lot easier than saving money! Spending money often gives us what we want in the moment, but it can derail us from our financial goals or debt payoff plans. Today we're talking about strategies to move from spending to saving so that we can get the most out of budgets!

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https://www.instagram.com/frugalfriendspodcast/Get full show notes here!Get our FREE Modern Frugal Living eBook here!Submit your bill of the week and get a shoutout from usJoin the waitlist for Financial Freedom MentorshipSubscribe for more on YouTubeHang out with us on Instagram!

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Insurance; it's not everyone's favorite topic to talk about, but it is an important one! We'll keep it short and sweet for you, reviewing which insurances you can skip, and which ones are the 'must-haves'.

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Debt can feel insurmountable and even debilitating at times, especially if our debt reaches the 6-figure mark. This is exactly where Kate from 'Living that Debt Free Life' was at prior to tackling $105K of student loan debt and she's got some great insights and tips in her story to help the rest of us on our debt payoff journey. Regardless of the reasons we find ourselves in debt we hope Kate's story will provide encouragement and motivation for your financial goals!

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It's never too early to start saving for retirement, but with all the weird acronyms and other necessities vying for our money it is easy to push this off to the 'someday' category. On this episode we're breaking down more of those barriers to saving and making retirement feel a bit more attainable!

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In our fast-paced, busy lifestyles it can be difficult to find time for rest and enjoyment. And beyond that, the things we often turn to for 'self care' are expensive and not always effective. We're excited to spread the message today that self care does not need to break our budgets AND it's about so much more than bubble baths and massages (although they're nice :))

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Reigning in our food and grocery bills can be one of the most challenging things to our budgets! We often talk about cooking at home and being savvy with the items we purchase, but what about controlling our food waste? It's staggering how much food ends up in the trash and thereby how much money is wasted, which is why we are pumped to be talking with Debt Kickin' Mom about how to get a handle on our food consumption and save money in the process!

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Have you ever wanted to achieve something, financially or otherwise, but struggled to actually make it happen? You're not alone! It's one thing to desire something, but a whole other animal to take the steps towards accomplishing it! Goal setting is a popular idea this time of year, but let's chat about how we can actually MAKE IT HAPPEN in 2020!

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Out of the biggest expenses we incur, transportation falls in the top 4! So if we are looking to cut spending and save we've got to look at this category! On this episode we talk about the ways we can limit our transportation costs and commute frugally.

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Combating the desire for material possessions is crucial in our 'debt-payoff and other financial goals' journey! And it's this desire for 'stuff' that is really at the heart of impulse spending and can be such a barrier to seeing real shifts in our budgets. So today we've invited Desirae Endres from the Minimalish podcast and blog to share her personal story of scaling back on possessions and the impact this made in her life!

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Budgeting is foundational to this frugal lifestyle, and can be a hard enough muscle to build with a predictable income, but how do we approach this task if our income is irregular? While there are a few more barriers to budgeting when we don't know exactly how much we are making, there are still ways to get the bills paid, and save!

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Talking about finances can feel just as taboo as talking about politics with co-workers; but what if it didn't have to be this way? Today we're chatting about the conversations we all should be having with our friends, family, and partners about money. Listen in, then tell us how you approach your important conversations!

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Learning financial tools and responsibility can be hard enough as an adult, but how do we approach this topic with our kids? How do we pass on better money habits and financial literacy? On today's episode, we talk with Bobbi Rebell about the impact our own childhood has on the way we approach money with kids, as well as ways to navigate money conversations with your children.

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The idea of increasing our earnings each month sounds fantastic, but what if our day jobs sap all of our time an energy?! In this episode we explore some side hustle options that require minimal effort but maintain decent pay-outs. Skip the online surveys and check out this episode!

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'Tis the season for parties, get-togethers, and hosting! While we've already explored frugal gift ideas, black Friday, + holiday fun; today we talk about entertaining. Having others over to our homes is not only daunting at times, but let's face it; EXPENSIVE! Of course, some of us relish the opportunity to provide an enjoyable experience in our homes, while other's of us don't even know where to start! The good news is, having get-togethers can be more attainable and far more budget friendly than we thought!

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Goal setting; we all know we should do it, but what makes it so difficult to take this first step? Maybe we don't believe it works, or maybe it's the fear of failure - no matter the reason it remains true that if we don't know where we are going, any road will get us there. Join us in our discussion with Brian from SAVVI financial about the importance of goal setting and how to do it in a way that makes sense to YOU!

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Paying off debt is a BIG and worthwhile goal, but why does it seem like we are making zero progress at times?! On today's episode we talk through the reasons why paying down debt can seem insurmountable, and the ways to break down the barriers to see real progress fast!

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We all know there are so many resources out there that can help us save AND make money, but how we do find them?! It can be difficult to weed through the internet and find the apps and websites that are actually worth our time. On this episode, we do the heavy-lifting for you! We've got a curated list (with commentary of course :)) on the best apps out there to help you make the most of time, energy, and money!

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We're all about cutting expenses, especially the major ones! And what better way to reduce costs than by getting someone else to pay your mortgage?! We're talking about house hacking, and we have Craig Curelop, author of "The House Hacking Strategy" on the show to talk about how he reduced his housing costs, and how you can too!

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We love food! And if you haven't noticed yet, we love talking about food! It's even better when we can make and eat good food for a reasonable amount of money! On this episode we give you our favorite food blogs + recipes... award show style. Listen in to find out who wins each category of our Frugal Friends Foodie Awards!

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Have you ever considered taking extreme measures to pay down debt or save money? Have thoughts of tiny living ever entered your mind? Do you wonder what it would be like to live in a small space? We've considered it all and Jill is here to tell you about it! She's currently living in a 170sq. ft. trailer and previously lived in a motorhome and now we're finally letting her share all the insight about the pros and cons and how to do it right!

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There's all kinds of things we tell ourselves about money and our financial situations, but not all of them are true! We're thrilled to have Rob Berger on the show, author of "Retire Before Mom and Dad" to dispel some common myths about money, break down the barriers between us+our goals, and set our perspectives right!

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Watch the video on Youtube! 

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We took the opportunity to record at FinCon 2019 in D.C. and answered all of your most pressing questions! Our frugal friends community asked some great questions, and while Jen encouraged people to 'get weird' you all kept it classy and we appreciate that :)

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Watch the video on Youtube! 

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FOOD! We love it, but it's one of the biggest budget challenges we face each month. But what if we could reduce our spending and save more money by cutting costs on food? We're challenging all of us (including ourselves!) to cook at home by dispelling some myths about home cooking and providing some tips on how to do this with ease! Join in and share your own progress!

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It's one thing to be frugal when living on 2 incomes and splitting expenses, but how can we achieve financial goals on just 1 income? We're thrilled to have Budget Girl (Sarah Wilson) on the show sharing her story of debt-payoff, budgeting, and stretching her dollar - proving to us all that financial goals can be achieved on even the tiniest of salaries! Whether you are single, a single-income family, or still interested in learning more ways to reduce expenses and save money - this one's for you!

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Watch the video on Youtube! 

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Lots of people are jazzed up about financial independence and retiring early (FIRE for short) and while this seems amazing and daunting all at once, we want to take a frugal look at this concept! Join us as we explore the basics of being on FIRE and some of the pros and cons of this movement.

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Check out the video over on YouTube so you can finally figure out which one is Jen and which is Jill :)

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When it comes to side hustles, flipping is certainly one to consider! Flipping does require a keen eye and some occasional DIY skills, but can be a great way to earn some extra cash and fulfill some of those 'shopping urges'! On this episode we explore the best places to buy, sell, and what to look for to get the best return on your money!

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Travel! For many of us, it's what we look forward to, work for, and talk about; AND unfortunately it can also be what propels us into debt. We know some people get to see the world on very few dollars; so we talked with Lee Huffman from the We Travel There podcast to pick his brain on travel hacking and how even the most inexperienced can do it!

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Groceries are one of our biggest monthly expenses, so it makes sense that we want to cut costs and save money where possible; while still eating well of course! Beyond clipping coupons and shopping discount grocers, we learned that tracking sales cycles can be a big money saver! Listen in as we chat about shopping in season and staying on top of discounts.

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Minimalism is not just about how much stuff you own, in fact it's hardly about stuff! Minimalism certainly boasts clean open spaces, but how might these concepts permeate other aspects of our frugal lives? On this episode we're exploring how minimalism might impact the way we approach our daily lives and schedules and how this too might assist us in obtaining our financial goals and ultimately creating a fulfilling lifestyle!

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We all know it's a good idea to start saving money when we're young, but in what other ways should we be making the most of our youth? Robert Farrington answers this question as he explores this concept of 'front loading' our lives and encourages young people to capitalize on the energy, capacity, and ability to risk-take when we're younger in order to experience greater financial freedoms and benefits later in life.

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Housing is one of our biggest expenses in life, and oftentimes we’re not asking the right questions to determine the best and most affordable living solutions! There are great arguments on both sides for renting vs. buying and we explore it all to help you determine  what’s right for you! In this episode we’re taking a look at the factors to consider when buying, the benefits of renting, whether we should be focused on paying off debt or investing, and a few alternative housing ideas!

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It's that time of year again! Dreaded for students, anticipated for parents; but something we can all rally behind is not wanting to overspend on back to school supplies! It seems the lists get longer and longer each year, so we’re talking about how we can send kids back to school prepared without breaking the bank. And to top it off we have Allison from Inspired Budget co-hosting the show and giving her expert knowledge as a personal finance writer AND a fellow teacher! Don’t miss it!

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This one is a long time in the making, but we are delighted to have Chris Browning from the Popcorn Finance podcast on the show! Chris has a lot of great insight when it comes to personal finance and becoming debt-free, and we admire him even more for sharing with us how he and his wife paid off $27K of credit card debt! We talk a lot about paying off student loan debt on the show, so we're excited to bring some hope to our fellow frugal friends who are facing this sort of debt and provide hope for freedom through hearing Chris' story!

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There are many budgeting techniques out there but today we're taking a look at the envelope system. It's an extra special episode as we have THE Allison Baggerly from Inspired Budget acting as co-host while Jen is on maternity leave! Allison and her family have actually used the envelope system for years and she brings a helpful perspective to this topic! Many of us have 'cut our teeth' in budgeting by using the envelope system and still more have fallen off the wagon - but let's talk about how might make this practical method work for us!

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Setting and achieving financial goals is all fun and games, but what about if your spouse is not on board? Embracing frugality, much like minimalism, can't be forced on others - but there are ways to negotiate and become unified on this journey toward financial freedom! Join us as we look at some basic tips to help open the lines of communication and seek common ground regarding finances and important money decisions!

Sponsors:

: We love and use Rkuten all the time so we wanted to give them a shout out. If you’ve never used it, Rakuten is a shopping portal where you can get cash-back on purchases from your favorite stores. We use it for Groupon, Amazon, Walmart, travel sites and more. And, if you haven’t tried Ebates yet we’ve got a $10 welcome bonus for you on your first purchase of $25 or more when you sign up through frugalfriendspodcast.com/rakutenRakuten

As you drive down the road today don’t let the sale signs on those fireworks tents be a metaphor for your relationship. Discounted Fireworks.Discounted Fireworks:

Notable Notes:

What the Internet has to Say:

• This article from Dave Ramsey highlights 3 ways to get your spouse on board with financial goals and decisions. 

What Jen + Jill have to say:

• Be aware of your words; watch the 'hot-button' words, and pulling out the old records/big hitters such as ‘you always’, or ‘you never’
• Consider your timing; choose a time free from distraction and most likely to be conducive for an important conversation
• Watch your tone; this can set the trajectory of the conversation. Avoid sounding condescending. overly frustrated, or unwilling to listen to the other side

More the Internet:

• This article from Mom and Dad money provides more tips on how to get on the same page with your spouse around finances and frugality.

More from Jen + Jill:

• Lead by example
• Set a regular time to talk
• Give it time
• Ask for help
• Give each other ‘free spend’ $

- Thanks Lisa for sharing about paying down your car payment with double payments! We're so excited for you and your gazelle like fierceness!BILL OF THE WEEK

• If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill

Lightning Round

How to Ensure Your Spouse will Hate Frugality & You

• Take the empty toothpaste out of the trash and cut the end off to get the last bit that they wasted. Bonus points if you do it right in front of them or leave the remains where they can see it. 
• Tell them what the return on that $4.50 latte would have been after 30 years in the market.
• Mention “the budget” several times a day. Even when nobody asked.
• Don’t mention any of the things you do appreciate about them until they come over to your side.

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Many of us have never considered approaching this topic of finances with our parents, and for those who have, it can still make us want to run for the hills! It's the second most potentially awkward and dreaded conversation right next to 'the talk' you received as an adolescent, but no less important! Thankfully, we have Cameron Huddleston, personal finance expert + author, on the show to discuss how to have these crucial conversations and the importance of opening this dialogue before it's too late. Cameron shares her own insight and experience, and even some cautionary tales to motivate us to do the hard, but valuable thing!

Sponsors:

This one’s not a sponsor but an amazing deal and every purchase supports the show. The Master Your Money Super Bundle is a collection of 45 courses, ebooks, printables and videos to help you do better in all areas of your money. Whether that’s budgeting, paying off debt, investing, making more money, whatever. The bundle has over $1200 worth of resources in it but you can get it for less than $50 when you visit frugalfriendspodcast.com/masteryourmoneyMaster Your Money Super Bundle:

They're excellent when they involve bread or laughter, but not when they involve steam. So don’t steamroll in conversations, or with finances - instead - slow your roll, grab some butter& eat a roll - then get on a roll with achieving your financial goals!Rolls:

Notable Notes:

We sincerely enjoyed our time chatting with Cameron on this very important, unique, and difficult topic. She had great insight and advice and we got to ask her all of the questions - including:

• Why should we start this awkward conversation any earlier than we have to?
• How do we approach these conversations in love and respect?
• What should we do if one or both of our parents won’t open up?
• What’s some of the important information we should look to obtain? 

BILL OF THE WEEK - Thanks Cameron for sharing your bill with us!

• If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill

Lightning Round

• When we see parents blowing through money or not being responsible with it but refuse to change, what do we do in that scenario?

• If we have siblings, how can we get them involved in this process?

• Do you have any tips for young parents on creating safety for these conversations with our own children?

To get more from Cameron, check out her website!

AND get Cameron's book: "Mom and Dad we Need to Talk, How to Have Essential Conversations With Your Parents About Their Finances"

Frugal Friends Book Club:

It’s June and we’re reading Digital Minimalism by Cal Newport for book club

• If you want a free copy, leave us a review on iTunes or Stitcher, screenshot the review and send it to frugalfriendspodcast@gmail.com. We’ll select the winners at the end of the month.

See you next week!

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Now that we've de-cluttered and minimized our homes, it's time to simplify our digital lives! Beyond deleting files from your computer, we also talk about being more mindful about how we are spending our time and money online. Mindless technology use can lead to mindless spending so let's talk digital minimalism!

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School's out,  sun's out…now what? If you're like us summertime means a lot more get-togethers, vacations, day trips, and activities - but how do we make the most of summer without blowing our budgets? On this episode, we talk all about frugal ways to enjoy the summer along with some of the pitfalls and misguided tips for saving money during this season. 

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