Money Rehab with Nicole Lapin

In Nicole's experience, networking and building relationships has been the single most valuable resource for her career. But let's be honest: networking is hard, and not always fun. That's where Jon Levy comes in. Jon is a behavioral scientist specializing in connection, and today he tells Nicole science-backed hacks for successful relationship-building.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Last month, a toxic cloud hung over Ohio. Reports have focused on the chemical reactions that led this to take place… but the real origin of this event isn’t chemical, it’s financial. Today, Nicole explains what happened, and what it has to do with the railroad industry.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole breaks down the biggest headlines (so far) this week on Wall Street, including: the breaking updates on interest rates, the latest crypto company to crack, Stripe's unusual fundraising round and how Elon Musk's unlikely strategy with Amazon is backfiring.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Historically, the price of gold has increased during times of economic crisis. The natural questions are: why? And, how? As in: if gold is a good investment, how do I get in on it? Rest assured, you do not need to carry gold bars around. Nicole explains the best way to invest in the asset— and it's much easier than you might think!

Learn more about your ad choices. Visit megaphone.fm/adchoices

There's a wealth of advice out there for homebuyers. But what about sellers? Nicole sits down with Jon Grauman of Netflix's Buying Beverly Hills to talk through how to avoid the most common mistakes people make when selling their house. Plus, Jon answers a question that has been nagging at homeowners: are we nearing the end of the seller's market?

Learn more about your ad choices. Visit megaphone.fm/adchoices

After 26 (!) seasons, Cheryl Burke announced in November that she would be retiring from Dancing with the Stars. If you're asking "what is she doing next?" You might be asking the wrong question. In this conversation, she explains why. Plus, Nicole asks Cheryl to how much DWTS pros and celebs get paid and spoiler alert: the rumored numbers are way, way off.

Learn more about your ad choices. Visit megaphone.fm/adchoices

On Money Rehab, you’ve heard from the smartest business minds running profitable businesses (and you’re welcome for that). You’ve heard from executives at Lyft, FICO, The Carlyle Group and many more… but today, Nicole is doing something different. She's sitting down with one of the smartest minds running a nonprofit business: Sal Khan of Khan Academy— the hugely popular, and free, online learning platform. If there’s a cause you’re passionate about and are thinking about starting a nonprofit, Sal’s story is the best masterclass.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole welcomes the newest member of the Money News Network podcast fam, "Money Maker | Mi Mundo Rico" with Nely Galán.

Money Maker is the podcast for everyone with untapped greatness who just needs the tools to take flight. New York Times bestselling author and business mogul Nely Galán brings her hard-won business advice and interviews with other self-made gurus ready to pass the baton to the next success story. With the goal of reaching listeners who have traditionally been denied a seat at the table, Nely tapes weekly episodes in English and in Spanish. 

Never miss an episode and subscribe to Money Maker here: https://link.chtbl.com/_9U0OQh1?sid=MM

Learn more about your ad choices. Visit megaphone.fm/adchoices

We know that the Fed sets interest rates... but it's not the interest rate you'll pay for a mortgage. To unpack what it really means, and what it means for you, Nicole calls up a friend of the show: Dr. Uncertainty (Dr. Richard Smith). Plus, Dr. Smith shares his predictions for where interest rates will land in 2023.

Learn more about your ad choices. Visit megaphone.fm/adchoices

For a while, you couldn't scroll Instagram without seeing an update on the student loan moratorium. And now... crickets. But there's still a lot going on behind the scenes. Today, Nicole catches you up; and for those of you who do have student loans, Nicole outlines what you need to do now.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Today marks the one-year anniversary of Russia’s invasion of Ukraine. In this episode, Nicole sits down with Maks Chmerkovskiy, who was in Ukraine when the war broke out. Before February 2022, Maks was known as a Ukrainian-born, fan-favorite Dancing with the Stars alum… but when he was stuck in Ukraine following the breakout of the war, he became the window into the conflict for many of us in America. He tells Nicole what it was like fleeing the country, and what we can do now to help the people who couldn't leave.

To learn more about Maks' aid work, click here: https://www.instagram.com/baranova27/

To learn more about Bethenny Frankel's aid work Maks references, click here: https://bethenny.com/bstrong

Learn more about your ad choices. Visit megaphone.fm/adchoices

On February 24th of last year, Russia invaded Ukraine. So a year later, where are we? No one has won the war, that much is certain. But is someone winning? You don’t need Money Rehab to know that money is often the most significant weapon in any conflict. So, who is winning on the economic battlefield? Nicole follows the numbers.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole unpacks the biggest headlines of the week (so far) that will affect your wallet. This week, she's covering a Supreme Court case that will decide the future of the internet, game-changing national debt predictions, suspicious Binance reports, and more.

For those of us who dunked on the crypto bros (IYKYK): https://moneynewsnetwork.com/shop/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Cash as a tool for saving sounds counterintuitive, no? Just listen.

Stephanie Ruhle is a GOAT in the broadcast journalism space. She is the Host of 11th Hour on MSNBC and Senior Business Analyst for NBC News, and just overall a big deal. Today, she shares a wealth of career and finance advice: how to advance your career using your specific strengths, her big career regret you can learn from, and, yes, how she has recently used cash to actually *save* money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole gives a masterclass on negotiating in three acts: negotiating with your bank, your landlord and your boss. In each act, she gives you specific strategies and talking points for each scenario. Plus, at the very end of the episode, Nicole shares her golden negotiating tip for every situation.

Ramit's full episode here: https://link.chtbl.com/4RL3Zp-g

Landlord negotiation episode here: https://link.chtbl.com/VqaWmaQH

How to ask for a raise episode here: https://link.chtbl.com/-N70byah

Learn more about your ad choices. Visit megaphone.fm/adchoices

This is the story of Charlie Jarvice, founder of Frank, the a student-aid platform designed to help students apply for federal student aid. Charlie sold her company to JP Morgan for $175 million. But the sale was predicated on a big lie. Nicole unpacks the twisted story, what it means for your data, and how student aid applicants can find (legit) resources.

FAFSA Resources:

https://studentaid.gov/apply-for-aid/fafsa/filling-out

https://studentaid.gov/es/apply-for-aid/fafsa/filling-out

https://www.youtube.com/watch?v=9apxxQrx-WY

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why talk about prenups so close to Valentine's Day? Because prenups aren't the un-romantic, love-squashing contract you think they are. Prenups can actually make your relationship stronger, *if* you have the right kind of conversation. Today, Nicole shows you how.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Microsoft, stop trying to make fetch happen.

Nicole gives you the download on the biggest news coming out of Wall Street, so you can make your finances benefit from the headlines.

Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's special Valentine's Day episode, Nicole is joined by Jim McCann, Founder & Chairman at 1-800 Flowers.com. After this conversation, you'll never see flowers the same, and you'll definitely stop and smell the roses— we guarantee it. Plus, Jim has the best tip around saving on Valentine's Day we've ever heard. You can't afford to miss this one!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole used to have to explain to people why they needed an emergency fund; but after the pandemic and recent natural disasters... we get it. But even though most people know they need an emergency fund, there are still some question marks around how much they need, or the best way to save. Nicole explains all. Plus, she teaches you how to find free money.

Learn more about your ad choices. Visit megaphone.fm/adchoices

There are many funds in the financial world. We’ve talked about index funds, mutual funds, hedge funds, exchange-traded funds… and believe it or not, there’s more. Today, Nicole sits down with financial expert and author Ramit Sethi to talk about a new addition to the fund family: target date funds.

For more Ramit, check out: https://www.iwillteachyoutoberich.com/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole goes beyond the typical budgeting advice, and brings you four pro tips for getting that debt monkey off of your back.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sorry for the pun, we had to. Nicole breaks down the biggest headlines on Wall Street this week— from egg prices, to the latest job numbers and beyond— and tells you how the latest news in the financial world will affect your wallet.

Learn more about your ad choices. Visit megaphone.fm/adchoices

While Brad Pitt and Angelina Jolie's separation is, frankly, not relatable— there are some lessons from their story that can help anyone going through a divorce protect their financial health. Nicole tells the story and shares those lessons.

Learn more about your ad choices. Visit megaphone.fm/adchoices

We are in the thick of earnings seasons, which means public companies are showing their financial report cards for the past quarter. Nicole shares the three most important metrics investors need to watch in order to pick winning investments during this financial szn.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole decodes the latest Fed meeting and what it means for your savings account.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole catches you up on the biggest headlines of the week (so far), including the breaking story that might be the biggest corporate fraud... ever.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Spoiler alert: this topic isn't sexy, but it is extremely important.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole unpacks the Taylor Swift vs. Ticketmaster drama, and how it will affect the next concert you try to see (even if you're not a Swiftie). Plus, by the end of this episode, you'll learn how to see the biggest live events for free! Our favorite price.

Here's the magic site Nicole mentions in the show: https://1iota.com/

Learn more about your ad choices. Visit megaphone.fm/adchoices

If you prioritize shopping at stores that have stellar return policies, and skip the ones that don’t, you give yourself insurance on the purchases that give "Instagram versus Reality" vibes. Nicole breaks down the stores that ace their return policies and the ones that flunk.

You can find the credit card perk Money Rehab episode Nicole references here: https://link.chtbl.com/gnFzyzt2

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole demystifies this week's financial headlines and reveals the impact on your wallet. Today, it's all about Elon Musk's 420 lawsuit debacle, and whether the United States' debt problem can be solved with a trillion dollar coin.

Learn more about your ad choices. Visit megaphone.fm/adchoices

To buy or to lease a car, that is the question Nicole answers in today's episode. Plus, WTF Elon? Nicole explains why Elon Musk slashed Tesla prices.

Learn more about your ad choices. Visit megaphone.fm/adchoices

We've talked a lot about inflation on Money Rehab; but we haven't yet covered how US trade policy affects inflation. To dig into this topic, Nicole sits down with Fred P. Hochberg, who served as the Chairman and President of the Export–Import Bank of the United States under President Obama. Nicole and Fred talk about the role of the most important bank you’ve never heard of, Trump-era tariffs and the China of it all.

To read more about Fred, and find his book on trade, click here: https://www.fredphochberg.com/

To learn more about the Export–Import Bank (including how to get $$$), click here: https://www.exim.gov/

Learn more about your ad choices. Visit megaphone.fm/adchoices

From foreign leaders ghosting Davos to Tesla facing an angry mob, Nicole demystifies the biggest headlines of the week and teaches you how the current news cycle will affect your finances.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever had an online shopping order never arrive? If that happens to you, you know you'll need to speak to manager about getting a refund... but you don't really want to pull a Karen. You're in luck! There are credit cards that will do the Karening for you. Nicole fills you in.

Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode originally aired on June 4th, 2021.

Nicole is joined by Arlan Hamilton, the founder and managing partner of Backstage Capital: a venture capital fund that invests in underestimated founders, including women, people of color, and members of the LGBTQ+ community. She talks with Nicole about hating the “Homeless to Harvard” headlines written about her early on in her career… until she started embracing the label, and skyrocketed to success. 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Brandi Glanville survived a divorce that will go down in the Hall of Fame of nasty divorces. Despite it almost destroying her financially and emotionally, she came out the other side and has advice that anyone who values their financial freedom needs to hear. Today, she shares that advice with Nicole. Plus, for all the Housewives fans: Brandi reveals who she thinks is the next Jen Shah.

Learn more about your ad choices. Visit megaphone.fm/adchoices

It's expensive to be poor. That's what Hill Harper— actor, author, financial literacy advocate, and fan-favorite Money Rehab guest—has found in his ongoing mission to end the wealth gap. Hill joins Nicole to share how blockchain might democratize pathways to wealth for marginalized communities, and how the private sector can step up. Plus, he gives a tip for improving your investing strategy that you can use today.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole explains the biggest financial news of the week: decoding the debt ceiling, and the latest on inflation. Then, she tells you how these headlines will affect the markets, and therefore, your investments and retirement accounts.

Learn more about your ad choices. Visit megaphone.fm/adchoices

A down payment on a home will probably be the biggest transaction you’ll ever make in your life… and if you’ve been diligent about contributing to your 401(k), you might be tempted to fund your down payment from that nest egg. It's allowed, but comes with strings attached. Nicole explains the 411 on using a 401(k) to buy your dream home.

Learn more about your ad choices. Visit megaphone.fm/adchoices

ET(F) phone home?

It may sound too sci-fi, but robo-investing can help you meet your financial goals— and, at a fraction of the cost of working with a human advisor. Today, Nicole explains why we should all lean into robots.

To find the best investing app for you, click here: https://link.chtbl.com/5JRVPwmO

Learn more about your ad choices. Visit megaphone.fm/adchoices

With the housing market so bananas right now, it's time to phone a friend. Enter real estate expert and former Real Housewives of New York star Kelly Killoren Bensimon; Kelly tells Nicole all the do's and don'ts of navigating this market, whether you're looking at an investing property, or trying to beat out competitors with a stellar rental application.

Plus, you've heard of the boomerang employee (the employee who leaves a job and later comes back), but have you heard of the boomerang (Real) Housewife? Might Kelly be next? Nicole asks Kelly whether she'd join the cast of Real Housewives of New York: Legacy. RHONY fans will not want to miss her answer!

Learn more about your ad choices. Visit megaphone.fm/adchoices

World-renowned economist Nouriel Roubini was given the nickname “Dr. Doom” after voicing his concerns on the housing market… right before the housing crash in ’08. As it turned out, he wasn’t fear-mongering, he was just paying attention. 

While he doesn’t like this nickname, on today's episode, Nouriel tells Nicole that a little doom-and-gloom isn’t a bad thing; if you expect the worst and hope for the best, you can protect your finances from major downturns. In this episode, he tells Nicole how to do that in the face of the current financial landscape. Plus, Nouriel slams crypto so emphatically that even the most passionate crypto bros might start second-guessing themselves.

You can find Nouriel's latest book, Megathreats, here: https://nourielroubini.com/books-op-eds/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you one of the 66% of Americans making a New Year's Resolution for your financial life? If so— welcome to the party. Despite the doom-and-gloom vibe of the economy, 2023 can be the most enriching year yet, *if* you make the right money moves. Nicole breaks down the resolutions you should set— and more importantly, how to keep them.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you miss us? If so, you’re in luck.

Here’s the latest Money Rehab forecast (and spoiler alert: it’s sunny)!

To listen to Help Wanted, click here: https://link.chtbl.com/85RcT5bT?sid=HW

Learn more about your ad choices. Visit megaphone.fm/adchoices

We're celebrating episode 400 with a montage, five foundational tips for getting your financial life together, and an announcement.

As promised, here are all the links you need to get it together and get it all:

Nicole's 3x/week newsletter with Bulletin: https://nicolelapin.bulletin.com/ 

Nicole's Instagram: https://www.instagram.com/nicolelapin/?hl=en 

Money Rehab episode on emergency funds: https://link.chtbl.com/SUpWck8O 

Episode on glowing up your credit score: https://link.chtbl.com/LacSGerr 

Episode on Index Funds and chilling: https://link.chtbl.com/boVOscLa 

Episode on I Bonds: https://link.chtbl.com/xPywOgyB 

Episode on Roth IRAs: https://link.chtbl.com/oa5sZDsb 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever wondered how much money your favorite artist is getting from you listening to their song on repeat? This episode, Nicole talks about the monetization of music with Troy Carter. 

Plus, not only can Troy pick artists to invest in, he also has an eye for emerging companies. Nicole asks him about his work as an angel investor, and what lessons he’s learned that we can apply to our own investments.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is power; while not having money can bring feelings powerless. This shows up in toxic or abusive relationships when one person— maybe a romantic partner, or even a friend or family member— uses that power as a force of control. 

This episode is all about how to recognize, and overcome, financial abuse. To help us understand this topic, Nicole talks to two experts Gail Tiburzi Buck and Rebecca Oppenheim of NextOPP Search— an executive search firm that donates career coaching to a survivor of domestic violence for every candidate hired: Hire One Help One.

To read more about Gail and Rebecca's work, click here: https://www.nextoppsearch.com 

If you or a loved one is in an abusive relationship and needs help, click here: https://www.thehotline.org 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Today Will Lansing, CEO of FICO, joins Nicole to cover a controversial topic: should credit scores appear on dating apps? Nicole and Will say yes. If Chase Bank doesn't trust your boyfriend, should you?

Learn more about your ad choices. Visit megaphone.fm/adchoices

We are bullish on money tips (duh!), and when it comes to financial literacy, we say: the more, the merrier. That’s why Nicole highly encourages all Money Rehabbers to have their own financial advisor. And to help you find one that’s the perfect fit for you, Nicoel sits down with Josh Brown— aka the Reformed Broker— who, like us, thinks everyone should have a financial advisor.

Check out Nicole’s script for interviewing a financial advisor here: https://nicolelapin.bulletin.com/your-script-for-interviewing-a-financial-advisor/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices