Money Rehab with Nicole Lapin

Even though cryptocurrency only exists online, it has very real environmental effects IRL. Bitcoin production uses the same amount of energy as entire countries. All of this sounds like bad news for Mother Earth, right? There’s only one planet and plenty of cryptocurrencies, so we have to put the planet first. Let’s take a look at some solutions.

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Here on Money Rehab, we think money is fun… so you’re invited to play a game with us, where we debunk “financial truisms,” and invest in money rules. Let’s play!

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If you don’t want your ex stalking you on Venmo, you need to follow the tips in today’s episode!

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You don’t need to be an Olympic athlete to feel like you have the weight of the world on your shoulders… Nicole shares her burnout story, how she recovered and how you can too.

Please note that today’s episode deals with themes of depression and suicide. If you or someone you know is experiencing suicidal thoughts, please call the National Suicide Prevention Line at: 1-800-273-8255.

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Adam Singolda went from flipping through channels on a teeny TV in Israel to taking his multi-billion dollar company public.Today he tells Nicole how he did it… plus, he shares how he crashed a barmitzvah to get an initial investment and his thoughts on what it takes to be a founder.

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With the help of jugglers, winter jackets, and chickens, Nicole breaks down the market’s worst day of the year.

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Who wants to take more vacations?? Scott of Scott’s Cheap Flights tells Nicole how to make it happen.

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You get a raise. Awesome! But you notice your bank account did not get a boost. Not awesome. Has this ever happened to you? There’s a name for this: lifestyle creep - the phenomenon where your income charts upwards, but your net worth flatlines. Today, Nicole tells you how to un-creep yourself.

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Just like there is no global currency, there is no global financial system. If you’re new to the US, the rules of the financial game are going to be different… and set-up for home-court advantage. Follow Nicole’s five tips to close on the American Dream once and for all.

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Can we ask you something? Have you ever paused, mid-shower, because you can’t remember if you actually shampooed your hair already? If you’re guilty of this, then you need Jim Kwik. From remembering your bosses’ birthday, to getting remembered by clients, Jim tells Nicole all his best tricks to make your mind work for you.

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Money Rehab listener Adam calls Nicole for advice on whether he can drop ten grand on his next sleeve. To treat yourself or not to treat yourself? Listen to find out!

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Nicole breaks down the Money Rehab wedding budget and tells you how to save $$$!

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You may have seen the headlines that Wells Fargo is shutting down their credit program… which could cause major issues for members. Nicole breaks down what’s happening and how to protect yourself from a credit score hit.

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You may think “charge card” is just a nickname for “credit card;” but, that’s fake news. Nicole explains how they’re different and which one is right for you.

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In honor of the Olympics kicking off this week, today Nicole calls up Kristi Yamaguchi: figure skater, Olympic gold medalist and Chair of the Foundation Always Dream. They talk about opportunities after the Olympics, how much (money and dedication) it takes to get there, and how to give back.

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Today’s episode is a classic story of girl meets boy, girl marries boy, boy takes girl’s name off of bank account and steals girl’s money. Today, listener Faith calls Nicole to ask how to recover after getting “swindled” by Prince Charming.

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Elon Musk, doggie coin enthusiast and second-richest person in the world, has skirted through tax season without paying a dime in federal income taxes. How did he do it? Listen to find out!

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Honestly, the episode title says it all. This is one you have to hear to believe.

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Sharing is caring, but when it comes to timeshares, is sharing your vacation home... caring for your bank account? Nicole tells all!

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The Wolf of Wall Street can’t actually be real life… right? Today, Guy Adami (investor, CNBC’s Fast Money legend and former NYMEX trader), breaks it down. Spoiler alert: Leo got it right.

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In today’s episode, you’ll learn how to save money WHILE saving mama Earth. Listen up, and make a difference!

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If you’re one to “per your last email, circle back and hope the email finds you well”… just don’t. Instead, use these six tips to send an email that will actually get you a response.

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Bitcoin, dogecoin, doggie coin… Money Rehab coin? Nicole calls up financial TikTokker Gavin Mayo to help suss out which cryptos are legit… and whether she should start her own coin.  

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If you’re flunking your credit report, you’ll pay a higher interest rate on your credit card… when you’re buying a home, it will screw with your mortgage rate (and closing costs), and it can be the deciding factor in whether you can get a mortgage at all; and if you need to take out a loan for something important, banks will look at your credit score to approve you… or…. Not. Long story short: you need to ace your credit report. Here are five new tips from Nicole on boosting your credit score.

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Not only is Devon Kennard the linebacker for the Arizona Cardinals, but he’s also a philanthropist, real estate investor, soon-to-be financial author and now, Money Rehabber! Listen up for his real estate hacks, tips for negotiating contracts, and more.

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After following Nicole’s 3 E’s and putting your spending plan together… are you struggling to figure out how to fit wining and dining into your budget? We gotchu! Today, Nicole talks to sommelier Sarah Tracey (the mind behind the blog @thelushlife). They cover the best wines on a budget… plus, the lingo you need to know to sound like a wine expert.

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In Part 2 of Nicole’s primer on mortgages, she shares her tips on interest rates… and her all-time favorite mortgage hack. 

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Buying a house has historically been a big part of the American Dream… but a mortgage? What a nightmare! In Part 1 of Nicole’s primer on mortgages, she breaks down how to make your mortgage work (for you).

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Happy birthday, America! To celebrate, Nicole breaks down which states give their residents the most tax love… and how it could save you big.

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Melissa Ben-Ishay tells Nicole Baked by Melissa’s whirlwind origin story, her tips on building a team, and how she learned the language of business.

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Babies are tiny and cute... and yet, there’s nothing tiny or cute about the way a mini-me will affect your spending plan. Nicole shares six things you NEED to do if you’re expecting. 

For more info, go to: https://childcare.gov/consumer-education/financial-assistance-for-families

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401k... IRA… alphabet soup… help? Nicole breaks down the difference between the darlings of the retirement world, and how to know which option is right for you.

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In the United States, there are 1.1 million workers making minimum wage or below. Nicole breaks down why they should all be making more.

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If you’ve been wanting to take an inaugural post-pandemic vacation, but aren’t sure how to get the most bang for your buck, this episode is for you! Today, Nicole breaks down how to have the summer we’ve all been waiting for, without breaking the bank.

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Dr. Amy Cuddy (you know her as the genius behind the “power pose” research) joins Nicole to talk about how she went from aspiring ballerina to PhD, and which insights from psychology you should use in your next job interview. 

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The US tax system is designed to increase your tax burden as you grow wealth… which is how it should be, but it can feel like a major buzz-kill if you’re kicking a** and climbing the financial ladder. But if you’re jumping tax brackets, it’s not game over for your income! Tune in to learn how the US’ progressive tax system helps keep more money in our pockets, and why tax brackets are kind of like Russian stacking dolls.

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We all know that when we go out to eat, we should tip waiters 20%… but what about delivery drivers? Today, Nicole answers the question: when it comes to delivery drivers, do you tip a flat fee or a percentage of the bill?

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MLMs, or multi-level-marketing (companies) are businesses that rely on consumer representatives to sell products (think LuLaRoe, Herbalife, Arbonne, Mary Kay, Avon). But can you actually make bank with MLMs? Listen to find out!

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Love Is Blind stars Lauren and Cameron Hamilton join us this week to talk about their unlikely love story, what life was like when the cameras stopped rolling, and how to be successful business partners with your romantic partner.

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Nicole dives into the ugly truth behind payday loan and check-cashing places… and explains why there really is one on every block.

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Extra Special Guest (and Nicole's partner's mom) Soni retells what happened when Nicole inspired her to negotiate… well, just about everything. She also shares what can happen when you stand up for yourself, and why we should reconsider our stance on Karens.

To be totally crystal-clear - we’re not talking about the version of “the Karen” that's been illustrated as a white woman who weaponizes her privilege to cause the BIPOC community harm. Today, we’re talking about the version of a Karen who walks around in platform flip-flops, who asks for the manager, and has THE haircut, you know, the Karen. That Karen… may not be all that bad.

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Can you think of a LESS specific name than “Money Market Accounts?” We’ll wait… 

No, right? That’s what we thought. Today, Nicole breaks down what they are, who should be using them and why; as well as the hidden costs that can come with one of these financial tools.

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In the second part of their conversation, Nicole talks with The Good Doctor star and The Black Wall Street founder Hill Harper about how he got into - and out of - six figures of student debt.

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Nicole dishes out the do’s and don’ts of refinancing your home… and if you’re thinking about a refi, this episode could save you thousands. 

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In the conclusion of our 2-part episode on guardianships and conservatorships, Nicole dives into the most high-profile conservatorship case to date: that of Britney Jean Spears. Will it ever be possible to truly #FreeBritney?

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Most people don’t know that in the blink of an eye, you could wind up in a situation where you have no control over your finances or bodily autonomy, and your every financial choice becomes a matter of public record. In the first of our two-part episode, Nicole unpacks the realities of guardianships and conservatorships: how to protect yourself long before there’s ever a need, who to choose as your trusted decision-maker, and why these can be powerful tools to protect a vulnerable loved one. 

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Today, Nicole covers a range of scams… including one that tapped Money Rehab Producer Catherine Law’s checking account to the tune of $3000. Word to the wise: just because your checks have cute characters on them, it doesn’t mean you should take them lightly.

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This week’s change maker Arlan Hamilton is a venture capitalist investor. She’s the founder and managing partner of Backstage Capital, which invests in underestimated founders, including women, people of color, and LGBTQ+ folx. She talks with Nicole about hating the “Homeless to Harvard” headlines written about her early on in her career… until she started embracing the label, and skyrocketed to success. 

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Listener Sam just moved in with her boyfriend… and he’d rather she pay down her student loans than contribute to the mortgage. How can she feel like she’s on equal footing when he’s bearing the brunt of their living expenses? Nicole steps in to smooth things over.

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How risk-tolerant are you? From 401k’s to the stock market, take our handy quiz and follow your gut when it comes to investments. Your instincts can help get you where you want to be, financially, in the long run.

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