Money Rehab with Nicole Lapin

Today, Nicole talks to Money Rehabber Chelsey, who wants to know whether she should sell her dream home to give herself more financial freedom. Nicole talks Chelsey through whether she's overextending herself financially with a pricey mortgage... and spoiler alert: they have a major breakthrough.

Originally aired 5.2.24

Learn more about your ad choices. Visit megaphone.fm/adchoices

This is such a close race, and it is so close because of all of the money that has been spent by both campaigns. Today, Nicole tells you where this money comes from, and where your dollars can matter the most.

Have you voted yet? If not, find where you should vote here: https://www.vote.org/polling-place-locator/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, Nicole is joined once again by Jon Grauman (Real Estate Agent and Founder and Principal at Grauman Rosenfeld Group) to talk about all things real estate. From the election, to interest rates, the NAR lawsuit, and climate change, Jon and Nicole leave no stone unturned so you can plan the next steps for you and your future (or current!) home.

Learn more about your ad choices. Visit megaphone.fm/adchoices

One of the issues that has been front-and-center on the campaign trail is reproductive healthcare. Of course, there was the overturning of Roe v Wade in 2022, but in the time since, there’s been more limitations placed on reproductive healthcare— from abortion to IVF and everything in between. Today, Nicole talks to entrepreneur Jessica Schaefer about the cost, and future, of fertility. Jessica shares her own experience with freezing her eggs, what resources can make IVF more affordable and how she’s providing solutions with her startup Lushi. 

Follow Lushi here: https://www.linkedin.com/company/lushifertility/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Halloween, Money Rehabbers! Today Nicole is talking about something really spooky: zombie debt. In this episode, she explains what this debt is, how it can come back to haunt you, and how to protect yourself.

Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re running a small business or a side hustle, there are a million things you HAVE to do... is giving your brand an astrological birth chart one of them? When Lavinia Errico was launching Equinox with her brothers, their answer to this question was yes. In this conversation, Nicole and Lavinia talk about the role "practical woo" can play in business. Plus, they talk about the early days of building Equinox, what it was like for Lavinia to be pregnant when the company was scaling, what she thinks of the business now and what's next.

Follow Lavinia and her new business, MoveJoy, here.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In the fourth installment of breaking down the economic proposals from Trump and Harris, Nicole explains the different plans former President Trump and Vice President Kamala Harris have for making homeownership more affordable.

To read more on the difference between Trump and Harris' platforms, click here:https://www.cfr.org/election2024/candidate-tracker

Learn more about your ad choices. Visit megaphone.fm/adchoices

We know about romance scammers like the Tinder Swindler, who steal money from people they’re dating… but what do you do if you’re married to that person? And how do you trust anyone ever again? That’s what Mary Bonnet had to ask herself when she found herself in a toxic relationship and a victim of financial abuse. 

You know Mary from Netflix's Selling Sunset, and today, Nicole and Mary do talk about the show— but they also talk about everything in Mary’s life that happened before the cameras started rolling. They talk about how Mary’s second husband racked up nearly six figures of credit card debt in her name, how that experience impacted her relationship with her husband now, and what the heck is going on with the Selling Sunset cast. 

Read Mary's new book here: https://www.harpercollins.com/products/selling-sunshine-mary-bonnet?variant=42536247361570

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In the second part of their conversation, entrepreneur and investor Scott Galloway tells Nicole which stocks he's bullish on, which stocks he's bearish on, and what economic predictions he has for the 2025 economy.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Sought-after financial expert Scott Galloway is back on the pod. Once again, Nicole and Scott geeked out so much that we are splitting their conversation into two parts. Today you’re going to hear Scott’s take on money myths— from insurance to homeownership and everything in between. Then, they take a surprisingly vulnerable turn and talk about the role money has played in Scott’s childhood, and how the pressure to provide financially affects men in relationships. Don't miss tomorrow's episode where you'll hear the second part of this conversation, where Scott shares which stocks he is bullish and bearish on.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t you wish you could have the Shark Tank judges tell you what you should be investing in? Well, as usual, we are making your wishes come true, because today Nicole is talking to Shark Tank's Matt Higgins. Off-screen has done even more deals through his firm RSE Ventures, where he’s invested in companies like Magnolia Bakery, Momofuku, Milk Bar, &pizza, Bluestone Lane and many more. Today, Matt tells Nicole which stocks he’s bullish and bearish on, how he picks good investments, what his take on celebrity entrepreneurs is, and many more gems you can use to refine your investments. 

Find Matt's book Burn the Boats here: https://www.harpercollins.com/products/burn-the-boats-matt-higgins?variant=40962869493794

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Interest rates and home prices are high— that's old news. But there's a new factor that's making real estate more expensive... and there's nothing the Fed can do to stop it. Today, Nicole explains the new variable driving up the cost of homeownership, and what you can do to make it more affordable.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

If your money is just sitting around in a savings account, chances are it could be working harder for you somewhere else. This is the exact situation facing the Money Rehabber Nicole talks to today. When they go a level deeper, Nicole discovers how anxiety around investing is also at play. If you’re feeling skittish around investing or just feel like your money could be doing more, this is for you!  

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, we're getting business advice from one of the entrepreneurship rockstars of our time: Brian Chesky, CEO and cofounder of Airbnb. In their conversation, Brian shares advice for founders, tips for Airbnb hosts (and prospective Airbnb hosts) and strategies for entrepreneurs starting businesses with their friends. And yes— Nicole and Brian also talk about founder mode. Plus, Brian announces a new Airbnb feature that makes it easier than ever to make some extra cash from your home.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

OpenAI is the most important company in the world right now, and it may be an investment opportunity in the future, so it's an important company to follow... and man is there a lot to follow. Today Nicole explains why the company converted its central structure from non-profit to for-profit, and why Elon is so mad.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

You may know Kat Von D from Miami Ink and LA Ink, but she is so much more than what you saw on TV.

As a kid, Kat felt like an outsider— but through her music, tattoos and business, she created community for others who grew up feeling the same way. On MNN's Money Maker, Kat tells host Nely Galán the story of her meteoric rise; from mohawks in church, to opening up her first tattoo shop, to regrettable contracts, to peace and sobriety. Her story is for anyone looking for the tools to turn their passion into a career.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In the third installment of breaking down the economic proposals from Trump and Harris, Nicole explains what might be the only policy Trump and Harris agree on: ending tax on tips. Today, Nicole explains what the policy would look like, who would be eligible, and how you would be affected. 

To read more on the difference between Trump and Harris' platforms, click here:https://www.cfr.org/election2024/candidate-tracker

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Maria Menounos has had— and continues to have— a phenomenal career in media, which she built herself from scratch. Maria is the daughter of immigrants who hustled to make a rich life for herself. Today Nicole and Maria talk about her experience of the immigrant hustle, being in the “sandwich generation” where she is taking care of the generation above and below her, and what her cancer diagnosis taught her about financial planning.

Listen to Maria's podcast Heal Squad here: https://podcasts.apple.com/us/podcast/heal-squad-x-maria-menounos/id1320060107

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Bachelor franchise used to promise contestants the possibility of two things: true, happily-ever-after love… and a lucrative spotlight. Ben Higgins knows this, probably better than anyone. Many card-carrying members of Bachelor Nation would argue that Ben represents the peak of the franchise, but for Ben, that was just the beginning. Nicole talks to Ben about his business successes and failures, and the sometimes sticky topic of money in relationships. Ben shares how he and his wife Jess tackle their finances, how they navigated the uncomfortable topic of estate planning, and whether a Ben junior is on the horizon.

You can find more about Ben's businesses here: https://linktr.ee/higgins.ben

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, Nicole explains the model behind the notorious MLM (think Tupperware, Mary Kay Cosmetics— companies where consumers turn into sellers and is sometimes compared to a pyramid scheme). She unpacks when the model works, when it doesn't, and why there have been so much bad news in the MLM world lately.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

With margin borrowing, you can give your investments a boost— but if you're not careful, you could also lose more than you gain. Nicole explains the concept, and whether it's a money move you should make.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Roughly 57% of Gen Zers want to be influencers. Should their parents let them? Today I’m talking to the perfect people to ask: Heidi and Marc D’Amelio, parents of two of the biggest influencers on TikTok, Dixie and Charli D’Amelio. Nicole talks to Heidi and Marc about what advice they’d give parents of kids who want to be influencers, how in their family business they protect both the family and the business, how the changing business dynamics in their household has affected their marriage and so much more.

Want more of the D’Amelios? Check out Heidi here, Marc here, D’Amelio Footwear here and Be Happy Snacks here.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

After the Fed's decision to cut interest rates, why didn't the average mortgage rates drop significantly? Nicole explains the relationship between the Fed rate and our mortgage rates and when they do— and don't— move together. Hopeful homebuyers, this one is for you!

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole gives a masterclass on negotiating in three acts: negotiating with your bank, your landlord and your boss. In each act, she gives you specific strategies and talking points for each scenario. Plus, at the very end of the episode, Nicole shares her golden negotiating tip for every situation.

Ramit's full episode here: https://link.chtbl.com/4RL3Zp-g

Landlord negotiation episode here: https://link.chtbl.com/VqaWmaQH

How to ask for a raise episode here: https://link.chtbl.com/-N70byah

Encore: Originally aired 2.20.23

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In the United States, 73 percent of Americans working for private companies do not have access to paid family leave. To talk about why we don't have this in the US, and whether or not we ever will, Nicole sits down with Senator Kirsten Gillibrand— who is an expert and a leader on this issue. Plus, Nicole shares why this is so top of mind for her right now.

To read more about Senator Gillibrand's work, click here: https://www.gillibrand.senate.gov/

Learn more about your ad choices. Visit megaphone.fm/adchoices

Wish the Fed had just lowered your mortgage rate by 2%? Just because they didn't, doesn't mean you can't get that sweet discount— at least temporarily. Today, Nicole explains how.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

This Listener Intervention is all about balancing today’s desires with tomorrow’s needs. If you’re not sure how much should be in your retirement nest egg, tune in!

Originally aired 9.22.21

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole recently started using a financial tool that has helped her make money while she sleeps: sweep accounts. Today, she tells you all about it.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week, the Fed cut interest rates by 0.5%. While it's a small number, it could have a big impact on your finances. Today, Nicole explains how.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

When Facebook went public, 88 employees saw the value of their equity exceed $30 million. That’s the dream right? But not only is this dream rare, it can actually turn into a nightmare if you don’t ask your company the right questions about your stock options. Today Nicole talks about how to protect yourself from this nightmare scenario with Tracy DiNunzio, a brilliant entrepreneur who built and sold the luxury resale company Tradesy. Nicole and Tracy explain what you should ask your employer about your equity, and if you get a job offer with a large equity component, how to evaluate if the opportunity is a good one.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

You may have seen the viral clip of Jared Bernstein (former Chair of the Council of Economic Advisors for Biden during the Obama Administration), fumble through answering the questions: if the United States just makes its own currency… why would it ever borrow money or go into debt? Why doesn’t the government just… create more money? Nicole taps in to answer this question today and along the way, explains the new economic school of thought— Modern Monetary Theory— that is turning this question on its head.

As promised, here is the cringe-y clip: https://x.com/FindingMoneyDoc/status/1786050601236779078

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

In the second installment of breaking down the economic proposals from Trump and Harris, Nicole explains what might be Harris' most controversial economic proposal: price controls to ban corporate price gouging.

To read more on the difference between Trump and Harris' platforms, click here:https://www.cfr.org/election2024/candidate-tracker

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

As we get closer to the election, Nicole will be explaining the big economic policies both Presidential candidates are proposing so you can know how either candidate's Presidency would affect your wallet. First up— the main economic component of Trump's platform: tariffs.

Help your loved ones register to vote here: https://vote.gov/

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Rehabber Sam just moved in with her boyfriend… and he’d rather she pay down her student loans than contribute to the mortgage. How can she feel like she’s on equal footing when he’s bearing the brunt of their living expenses? Nicole steps in to smooth things over.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

You've heard a lot on the show about government bonds. But did you know that many companies (ones you know, like Apple, Nvidia, and a ton more) also issue bonds? To tell you everything you need to know about corporate bonds, Nicole is talking to Sam Nofzinger, the GM of Brokerage at Public. Nicole and Sam talk about why companies issue bonds, how to tell if a corporate bond is investment-worthy and what you need to know before you invest.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Love Money Rehab? Then you'll love Nicole's new show!

Listen to Nicole’s brand new podcast where she dives into the dark side of finance. From cutthroat con artists to billion-dollar scams, and even murder, Nicole Lapin will take you through the world’s wildest financial crimes – and teach you how to avoid becoming the victim of one. Money Crimes with Nicole Lapin is part of Crime House Studios. New episodes released every Thursday. Listen wherever you get your podcasts.

Apple: https://podcasts.apple.com/us/podcast/money-crimes-with-nicole-lapin/id1765560201

Spotify: https://open.spotify.com/show/0aZIlINsnXl0VbDx4eNkNP

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Before Brandon Copeland was at the NFL, he was tackling a business education at Wharton. Now, he's back on his finance game and ready to nerd out with Nicole. Brandon tells Nicole how he bucked the trend and turned his NFL money into real wealth, how much he made his first year at the NFL, and what he thinks of the new NFL and private equity opportunities.

Check out Brandon's new book here: YourMoneyPlaybook.com

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, Nicole unpacks private equity (PE) by sharing how it works, who the big players are, and gives you the scoop on the deals that went really right and really wrong.

$ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN 

$ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole’s favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ 

$ Ready to find a financial advisor that’s right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN 

All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/ 

Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode breaks down how to use the pandemic-era-crypto-mania as a framework for assessing sketchy financial investments. To unpack the topic, Nicole is talking to someone unexpected: Ben McKenzie.

You might be surprised to hear Ben’s name in connection with this conversation - and if you are, he gets it. Most people know Ben from starring in the TV show The O.C., and fewer people know him from his economics degree. But both are on his resume. Nicole and Ben talk about the systemic issues that made them both skeptical of crypto from the jump, Ben’s meeting with the infamous Sam Bankman Fried, and how to look for financial red flags.

Find Ben's new book, Easy Money, here: https://store.abramsbooks.com/products/easy-money

Learn more about your ad choices. Visit megaphone.fm/adchoices

In the second part of Nicole and Josh's conversation, they play a lightning round game of Bullish and Bearish, where Josh shares which buzzy stocks he believes in — and doesn't. But first, Nicole and Josh talk about their strategy to weather, and even root for, market corrections.

To find Josh's awesome new book, "You Weren't Supposed to See That," click here: https://www.downtownjoshbrown.com/p/dont-tell-business-isnt-personal

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. 

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time for a vibe check on the market. Today, Nicole is joined by Josh Brown (Ritholtz Wealth Management) to talk about how the potential rate cut will affect the market, whether the AI bubble is about to pop, and what seasonal market trends to keep an eye on toward the end of the year. Tomorrow, you’ll hear the second part of Nicole and Josh’s conversation where Josh shares what he does on market dips, and which stocks he’s bullish on right now.

To find Josh's awesome new book, "You Weren't Supposed to See That," click here: https://www.downtownjoshbrown.com/p/dont-tell-business-isnt-personal

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. 

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

You could be invested in crypto, and not even know it. Nicole explains how this could happen, and what to do if you're secretly invested in this volatile asset.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Lowering your tax bill can change your life (true story!). Nicole breaks down which states have the best tax codes, and how the rich use those tax perks to keep more money in their pockets - and how you can too!

Learn more about your ad choices. Visit megaphone.fm/adchoices

As many as 272 million people had their social security numbers leaked in a hack - Nicole is one of them, and you might be too. Today, Nicole explains how this leak happened, how to know if your data is exposed, and what to do to protect yourself. 

Here is the website Nicole used to see if her data was leaked in the breach: https://www.npdbreach.com/

Learn more on freezing your credit with Equifax here: https://www.equifax.com/personal/credit-report-services/credit-freeze/

Learn more on freezing your credit with TransUnion here: https://www.transunion.com/credit-freeze

Learn more on freezing your credit with Experian here: https://www.experian.com/freeze/center.html

Learn how to freeze your utilities here: https://www.exchangeservicecenter.com/Freeze/#/

Learn how to do a banking freeze here: https://www.chexsystems.com/security-freeze/place-freeze

Learn how to do an employment freeze here: https://assets.equifax.com/wfs/theworknumber/assets/twn_Employment_Data_Freeze_Request.pdf

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. 

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

If you get a raise, or take a distribution on a huge stock, or win the lottery, the first thing you do is celebrate. Obviously. The next thing you do is ask yourself: what do I do now? Or, better yet: what do I do now that will make this money grow into more money? That's what today’s Money Rehabber is asking herself, and Nicole helps her find answers.

Learn more about your ad choices. Visit megaphone.fm/adchoices

There are a whole lot of options for financing when you’re buying a house, but not all options are created equal. So today, Nicole talks to Dave Meyer (Head of Real Estate Investing & Podcast Host at BiggerPockets), about five real estate moves that get billed as savvy ways to make homeownership more affordable: FHA Loans, Seller Financing, Foreclosed Homes, HELOCs and DSCRs. Nicole and Dave first decode those terms and then they talk through whether these moves really are as savvy as they seem, and what to be wary of if you pursue one of these strategies. 

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. 

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

When today's guest talks about his business, you're going to wish you started it. Today, Nicole is talking to Jonas Frey, who founded Appointment Trader— a company that buys and sells coveted reservations at restaurants, on golf courses, and more. Nicole and Jonas talk about how Jonas used rent money to start this company, how the DMV inspired his business idea… and what the critics are saying.

Check out Appointment Trader here: https://appointmenttrader.com/

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. 

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole is joined today by Oz Pearlman, "The Wall Street Mentalist," who left his comfortable finance job to take a big bet on himself. He shares what steps he would recommend anyone else take before making the same leap themselves. Plus, Oz does a magic trick over Zoom that blew Nicole's mind... you have to hear this one to believe it!

Learn more about your ad choices. Visit megaphone.fm/adchoices

Even if you don’t work on Wall Street, if you want to be a savvy investor, or, even if you just own a car, you need to understand the oil market. Today, Nicole is decoding that sector with a legend in the oil trading world, Mark Fisher, CEO of MBF Clearing Corp. Mark explains how to understand the oil market, how the election will affect the industry, and how the war in the Middle East will affect the price of oil.

For more of Mark's work, click here: https://www.mbfcc.com/ceobio.html

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rumor has it that anyone can call up their credit card company and ask them to waive the annual fee as a retention offer. Nicole puts this to the test and brings you along for the ride.

All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Brokerage services for alternative assets are offered by Dalmore Group, LLC, member FINRA & SIPC. Brokerage services for treasury accounts offering 6-month T-Bills are offered by Jiko Securities, Inc., member FINRA & SIPC. Banking services are offered by Jiko Bank, a division of Mid-Central National Bank. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. 

Brokerage services for Regulation A securities are offered through Dalmore Group, LLC, member FINRA & SIPC. Risks at public.com/disclosures/alts-risk-and-conflict-of-interest-disclosure

See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices