The Ramsey Show

Dave Ramsey & Ken Coleman answer your questions and discuss:

• "Should I join the military?"
• Home remodels without permits,
• "How do I start paying off my student loans?"
• "Should I buy a tiny home?"
• "Do I stop investing to pay off debt?"
• read more: When You Should Stop Investing,
• "Should I buy out my car lease?"
• "How do I ask for a promotion at work?"
• "My ARM is resetting soon, what can I do?"
• read more: What Is an Adjustable-Rate Mortgage (ARM) and How Does It Work?
• "Do I need extra emergency savings due to a volatile career?"
• "Is it wrong for me to sell car leases if I don't believe in them?"
• "Should I grow my business or buy a house?"
• Selling stocks to pay off debt,
• "I'm 76 and still have student loan debt..."
• "Planning a wedding while in the Baby Steps,"
• "Should I buy a car or pay off my house?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Is it wrong to sell a gift?"
• "Should I sell my car to pay my student loans?"
• "How can I manage finances after my husband passed,"
• "Can I afford to visit my dying father?"
• The latest on the real estate market,
• What to do with a large financial gift,
• "I owe the IRS $100,000..."
• read more: Tax Debt Relief: How to Handle Back Taxes,
• "Should we focus on improving our credit score?"
• "Should I pay off my fiancée's car?"
• "I don't feel like we're making any progress"
• "Do I look at my student loans individually or as a group?"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "Should I take out a debt consolidation loan?"
• "Is it ethical to invest in stocks?"

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Rachel Cruze & John Delony answer your questions and discuss:

•   What to do when you're saving for Baby Step 3 but have a car that's about to die,
• read more: Is Your Car Worth Repairing? Or Should You Replace It?
• How to know if you should live with family when finding a new place to live,
• What it means to have an anxious life and how to get away from the stress,
• John's New Book: Building A Non-Anxious Life by Dr. John Delony
• How to tackle debt when getting out of the military and moving,
• What to do when co-parenting and one set of parents is trying to encourage taking on debt,
• read more: How to Teach Teenagers About Money
• How to prioritize paying off your student loans in your Debt Snowball,
• read more: RamseySolutions.com/StudentLoans
• Why money problems in your marriage are often a result of deeper issues,
• read more: Money and Marriage: 7 Tips for a Healthy Relationship
• How to help parents change their mindset about money,
• read more: Understanding the Psychology of Money
• Why you shouldn't have parents co-sign on a mortgage,
• The best ways to use a large inheritance,
• read more: What to Do With an Inheritance
• How student loans are taking a toll on students mental health,
• take Dr. John Delony's Axienty Test
• How to be ok with accepting financial generosity from family members without feeling guilty.

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• "Should we buy a golf course?"
• "How can I set myself up for success in my dream job?"
• "Will closing credit cards hurt my credit score?"
• "Can I afford to move out on my own?"
• "I need to find a job that will pay the income I need,"
• "I can't get caught up on my savings."
• "Should I sell my house when I move?"
• "Should I pull from my Roth IRA to pay off debt?"
• "How should I ask for a raise?"
• read more: How to Ask for a Raise,
• "How do I prioritize paying off my house?"
• "What's the best way to increase my income?"
• Why whole life insurance sucks.

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Should we sell our house to pay off debt?"
• The stupidity of Biden’s SAVE student loan repayment plan,
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "Should I change careers after an injury?"
• "Dave, I think you're wrong about infinite banking..."
• "Should I advise recruits to use loan forgiveness?"
• "How can I get financially stable?"
• "I'm upside down on my car; how do I get out?"
• read more: How to Get Out of an Upside-Down Car Loan,
• "Should I sell my rental property?"
• "Do I need to prepare for a switch to digital currency?"
• "Should I pay off my house today?"
• "Which debt should I prioritize after a divorce?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• Balancing saving for retirement and kids college,
• "Should we keep or sell our rental property?"
• "How do we get back on track with the plan?"
• "Should we sell our house to pay off $299K of debt?"
• "My stepson won't pay for his daughter's education,"
• "Should we replace our HELOC with a fixed-rate loan?"
• read more: HELOC: What Is a Home Equity Line of Credit?
• "Does it make sense to use our savings to invest or buy a house?"
• "Help, I have $311k in student loan debt..."
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "How do we plan to buy land and build a house?"
• "Should we get earthquake insurance?"

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While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments!

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Dr. John Delony & Jade Warshaw answer your questions and discuss:

• "We are traumatized by the housing market,"  
• "My student loans give me anxiety..."
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "I have debt but I want to start investing,"
• "Should we use our savings to pay off our cars?"
• "I hate actually using our emergency fund..."
• "Should I keep renting or buy a house?"
• "I'm 58 years old and don't have any retirement,"
• "Should I pay more on my mortgage or keep saving?"
• "Does it make sense for us to pay on our interest-free loans?"
• "Should we combine finances now?"
• A will vs. a trust,
• "I feel guilty for my husband selling his Jeep for my debt,"
• "My wife's expenses are more than my income."

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• What to do about student loans payments resuming,
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "How can I get my law degree without loans?"
• "Should I be investing for retirement?"
• How to know how much money you need to retire,
• "Pay off my daughter's car that I co-signed?"
• "Should I sell my house now that my divorce is finalized?"
• "How do we budget to replace our busted HVAC?"
• "Should I convert my term life to a whole life policy?"
• "I'm nervous to take out a mortgage to buy our first home,"
• "Get a regular job or start my own law firm?"
• "How can I help my mom prepare for retirement?"
• "How aggressively should I pay off my house?"
• read more: How to Pay Off Your Mortgage Early,
• "I owe $223K on a business that failed."

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

  EveryDollar, budget for the life you want today for free: Click Here

• "It feels like I can't catch up on my debt,"
• "What should we do after selling our house?"
• "Where should we be investing?"
• "Dealing with medical debt while fighting cancer,"
• "How much house can I afford?"
• "Pay off personal debt with business income?"
• "Pause the Baby Steps to save for my son?"
• "Take out student loans to pay our bills?"
• "I don't know how to get ahead of my debt,"
• "How can I become financially responsible?"
• "Take a higher paying job if I'll have to move?"
• "How can we slow down after Baby Step 7?"

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Dave Ramsey & Ken Coleman answer your questions and discuss:

  EveryDollar, budget for the life you want today for free: Click Here

• Why you should never borrow money from family, 
• "Should I keep waiting on a company to hire me?"
• "Pay off our house before buying a new house?"
• read more: How to Pay Off Your Mortgage Early,
• "I'm nervous about working full-time again,"
• "What should I do with a $100K gift?"
• "Should we cash out our Roth to pay off debt?"
• "How do we pay off $110K while raising a baby?"
• "Should I quit my job that's a hostile work environment?"
• Dave Rant: Personal Finance Isn’t a Feeling, It’s MATH!
• "Should we put our savings toward student loans?"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "Cancel term life insurance after getting debt free?"
• "Planning on my income decreasing"

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• BetterHelp
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Dave Ramsey & Jade Warshaw answer your questions and discuss:

  EveryDollar, budget for the life you want today for free: Click Here

• "Emergencies keep holding back our progress,"
• "We disagree on how to use our money in Baby Step 6,"
• Confusion around student loans,
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "How do we prepare to build a house?"
• How to replace a car,
• "Is there any way to use the equity in our home?"
• "What's the best way to save for my grandkids?"
• "Should I invest instead of paying off my house?"
• Why warranties aren't worth it,
• read more: Are Extended Warranties Worth It?
• "Which debt should I pay off first?"
• Getting out of a $220k “HELL-OC",
• "I think we bought too much house"

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Ken Coleman & Jade Warshaw answer your questions and discuss:

 EveryDollar, budget for the life you want today for free: Click Here

• "Should I file bankruptcy?"
• "Pause Baby Step 2 to pay for fertility treatments?"
• "Should I wait for student loan forgiveness?"
• "How do I ask my boss for a raise?"
• "Our financial advisor is trying to sell us on whole life insurance"
• read more: What Is Whole Life Insurance?
• "My husband says he deserves his truck (and its $1400 payment)..."
• "How do we budget for student loan payments?"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• What's your "I've Had It!" moment? Share it with us in the comments!
• "Should we buy a condo or a small home?"
• try our free Mortgage Calculator,
• "Should I keep whole life insurance on my kids?" 
• "Should I use savings to pay off my car loan?"
• "I have over $1M in debt, what can I do?"
• "I want to move out of my parents' house."

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Rachel Cruze & Dr. John Delony answer your questions and discuss:

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• "Should we pay off debt or buy a house?"
• "We feel taken advantage of by my parents,"
• "Following the Baby Steps while managing ADHD,"
• "Should I buy a car that gets better gas mileage?"
• "How do we get out of this financial mess we made?"
• "I'm $480k in debt!"
• read more: The 7 Baby Steps,
• "Should we save for kid's education or pay off our house?"
• "Do I need to take out a loan to buy out my ex?"
• "My wife wants to sell our house and downsize,"
• "What's the best way to pay off my cars?"
• "I bought a condo with my mom..."
• "Should I rent or buy a home?"
• "I promised to buy someone a car..."

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Jade Warshaw & Ken Coleman answer your questions and discuss:

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• "I can't keep up with my minimum payments..."
• "The facts about Biden's new SAVE plan for your student loans,"
• read more: The Truth About Income-Driven Repayment Plans,
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "Will I ever be able to buy a house?"
• "Which debt should I pay off first?"
• "I received a summons from a debt collector,"
• "How do we get our budget back on track?"
• read more: How to Make a Budget: Your Step-by-Step Guide,
• Challenges of budgeting for groceries,
• "Should I take a new job that pays more?"
• How to budget on an irregular income,
• Walking through Baby Steps 3b, 4, 5, and 6,
• "Why should I base my mortgage on net income?"
• read more: How Much House Can I Afford?
• Finding a budgeting accountability partner,
• "I have buyer's remorse for my Tesla,"
• Knowing when to quit your full-time job for a side hustle.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Ken Coleman answer your questions and discuss:

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• "A debt collector is taking me to court"
• "Should I pull from my CD to pay towards debt?"
• "How do I find my dream job without a degree?"
• "Should I use a settlement company or file bankruptcy?"
• read more: Bankruptcy: What It Is and How It Works,
• "Sell our house to be closer to family?"
• "Should I sell my house before it gets foreclosed on?"
• "What do I do with this inheritance?"
• Dealing with errors on your credit report,
• "Pause investing while we are expecting?"
• read more: When to Pause Your Debt Snowball,
• "Should we buy or rent while in the military?"
• How real millionaires built their wealth.

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Dave Ramsey & George Kamel answer your questions and discuss:

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• "Should I leverage equity to invest in real estate?"
• read more: How to Invest in Real Estate,
• 3 things that will keep you broke,
• "How do I account for buffer in my budget?"
• read more: How to Make a Budget: Your Step-by-Step Guide,
• "Don't burn so many brain calories just to make $1000,"
• "Should I invest in land?"
• Dave's thoughts on digital payment methods (Apple Pay, Zelle, Venmo),
• "Should I pull my money out of a brokerage account and into a Roth?"
• "How much should we spend on a home?"
• "How much income can I take home from my business?"
• "How do I get control of my money?"

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Ken Coleman & Rachel Cruze answer your questions and discuss:

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• "Are we over-giving while paying off debt?"
• "How do I move into my business full time?"
• "Can we get on the same page before our wedding?"
• "I owe more on my car than it's worth"
• read more: How to Get Out of an Upside-Down Car Loan,
• "What is the best way to get into real estate investing?"
• read more: How to Invest in Real Estate,
• "Should I take a job that doesn't give paternity leave?"
• "How can I pay for my car repairs?"
• "Should I use an income-based repayment plan for my student loans?"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "I don't feel safe with a $1000 emergency fund"

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

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• "Should I pull from my IRA to pay off our house?"
• read more: How Do I Invest in Retirement, Save for College, and Pay Off the Mortgage at the Same Time?
• "I don't know how to pay off my student loans,"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "How can I sustain working 80 hours a week?"
• "I'm not sure when to pay my second mortgage,"
• "Should I buy a rental with my sister?"
• "My husband doesn't want to pay off our house"
• "Are MLMs just barely-legal pyramid schemes?"
• "Can we shift from intense to intentional?"
• "Should I talk my dad out of a terrible money decision?"
• "I'm tired of being a landlord; should I sell?"
• "How do I get my debt under control?"
• read more: How the Debt Snowball Method Works

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Dave Ramsey & Ken Coleman answer your questions and discuss:

EveryDollar, budget for the life you want today for free: Click Here

• "We disagree on paying off student loans," 
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "My father-in-law deeded our house to our 7-year-old son..."
• "Should I cancel the extended warranty on my car?"
• "Do I need to take out a HELOC to get me to retirement?"
• read more: HELOC: What Is a Home Equity Line of Credit?
• "Should we use savings to pay off student loans?"
• "Stop investing while paying off debt?"
• "Can I use my investments to buy a house?"
• "Should we rent out our house when we move due to the low interest rate?"
• read more: How to Rent Out a House: Your Complete Guide,
• "Should I sell my car to get rid of the payments?"
• Why whole life insurance plans suck,
• "How do I protect us financially during a job change?"
• "Does it make sense to take a job I don't want if they offer good insurance?"
• Choosing between a high-paying job or dream job,
• "Someone offered me $500k in gold for my land"
• "How quickly should I pay off my student loans?"

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

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• "Are our Baby Steps out of whack?"
• read more: The 7 Baby Steps,
• Why you shouldn't invest borrowed money to get wealthy,
• "Should we pull from our Roth to fund our kid's college?"
• "Can I use a credit card as my $1000 emergency fund?" 
• Dave & Rachel react to a New York Times column,
• read more: Money, Marriage, and Communication,
• "My ex keeps slowing down my progress,"
• "Can we use our kids' accounts to fund our debt snowball?"
• Preparing kids for their financial future in a family with a history of Alzheimer's,
• "What should I do when my car lease ends?"
• "Should I buy a personal home or commercial building?"
• "We can't afford our house anymore,"
• "Help! I don't want to inherit a timeshare..."
• "Should I be investing while paying off debt?"
• "Should we pay off our daughter's student loans?"
• Following the Baby Steps while fighting cancer.

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• "I have $700K in debt... should I sell my house?"
• "How do I start paying off my student loans?"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "I'm upside down on my car loan,"
• read more: How to Get Out of an Upside-Down Car Loan,
• "We have almost $400k in debt",
• "I'm scared to use my savings to pay off debt,"
• "Should I wait for the new debt forgiveness plan?"
• "We rent my wife's ex-husband's house..."
• "How quickly should we pay the house off?"
• "Should we pay off debt before marriage?"
• "Can I afford a quadplex and my rent?"

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Dr. John Delony & George Kamel answer your questions and discuss:

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• "How can I help my in-laws with their money?" 
• "Can I pay off my student loans more quickly?"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "Should we sell our rental property?"
• What's your "I've Had It" moment?

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Dr. John Delony & George Kamel answer your questions and discuss:

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• "What are my next steps as a recovering addict?"
• "How can I keep my friend from filing for bankruptcy?"
• Balancing investing and saving for a house,
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• "Should I borrow for an investment home?"

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Dr. John Delony & George Kamel answer your questions and discuss:

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• The stupidity of credit cards,
• Preparing for a move while paying off debt,
• "We lost our baby and can't afford to buy burial plots near him"
• "How do I pay for a Ph.D. without debt?"

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

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• "Can I borrow from my trust to pay for school?"
• "What should I worry about while changing jobs?"
• "Should I save more or pay off my house?"
• read more: How to Pay Off Your Mortgage Early,
• "How can I be less anxious about money?"

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

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• "Can I afford to move out of a house with terrible painful memories?"
• "How can I diversify my investments?"
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• "My mom wants me to quit my job and move to take care of her"
• "What should I do with my estate?"

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

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• "Should I sell my car?"
• "Should I redo my debt snowball after marriage?"
• "Should I use my 401(k) to pay off my home?"
• "How do I recover my finances after a gambling addiction?" 
• "How do we best use an inheritance?"
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Dave Ramsey & Ken Coleman answer your questions and discuss:

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• "Can you build wealth on a modest salary?"
• "When should you buy life insurance during the Baby Steps?"
• from the blog: How Much Life Insurance Do I Need?,
• Getting out of an upside down vehicle,
• from the blog: How to Get Out of an Upside-Down Car Loan,
• "How can I use my savings to make more money?"
• "Should we have a larger emergency fund?"
• "Can we afford the house we want?"

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Dave Ramsey & Ken Coleman answer your questions and discuss:

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• "Should we pause investments to pay off debt?"
• "Sell our house so I can go back to school?"
• "I feel guilty leaving the small company I work for"
• "Can I afford to work part time?"
• "Should I increase my emergency fund to pay HOA fees?"
• "I took our a 401(k) loan, what can I do now?"
• "Should I pay off my truck?"

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Dave Ramsey & Ken Coleman answer your questions and discuss:

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• "Should we downsize our home?"
• "Should we use savings to pay off our cars?"
• "Should we buy or build?" 
• "I'm being sued for $20,000,"
• "Should I take a new job that will slow the Baby Steps?"
• "Should I use an ERC to pay off debt?"
• "How can I increase my income?"

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

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• Why you should keep investing paused when paying off debt, 
• Why paying off your student loans and then going back into debt is like a dog chasing its tail,
• Learn more today at RamseySolutions.com/StudentLoans
• How losing a low mortgage rate to upgrade your home isn't as bad as it sounds,
• How selling property to get out of debt won't change your spending habits, 
• "Should I sell my camper to get out of debt?"
• from the blog: How to Declutter Your Life
• How saving 15% of your income for retirement is import regardless of what your income is,
• from the blog: Why Should I Invest 15% of My Income for Retirement?
• What to do when you're burned out and wanting to make a career change, 
• from the blog: How to Make a Career Change Midlife

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

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• What to do when you can't agree with your spouse about paying off debt, 
• from the blog: What to Do When Spouses Don't Agree on Money
• Why you shouldn't be borrowing from your cars to invest,
• The best ways to build wealth,
• from the blog: How to Build Wealth at Any Age
• "Is it ok for us to spend money on occasional family gatherings during Baby Step 2?"
• from the blog: A Guide to Vacationing on the Baby Steps
• Why you have to identify the reality of your situation when you're in debt,
• from the blog: If You Don't Want to Be Broke Anymore, Do This

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

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• Why continuing to live in debt and doing nothing about it is choosing to live in denial,
• from the blog: How to Survive and Thrive Without Credit Cards
• How to know when you can afford to buy a house,
• from the blog: Am I Ready to Buy a House?
• A Debt Free Scream couple that shares their journey from "Dave-ish" to Gazelle Intensity,
• from the blog: Gazelle Intensity: Do You Have It?
• "Should I wait to start my own business to increase my savings after battling cancer?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• Update on a call from last week,
• "Should we sell our house to get out of debt?"
• "How can I find extra money to pay off debt?"
• "Should I put down more than 20% on my home build?"
• "Should I save for a house at 69 years old?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• "Will BRICS put the strength of the US Dollar in jeopardy?"
• "What should I do about my student loans?"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "Should I pay off my car or house first?"
• "How can I stay gazelle intense in Baby Step 2?"
• "Should I repair or replace my car?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• "How do I help my parents plan for retirement?"
• Getting an apartment without a credit score,
• from the blog: Living Without a Credit Score,
• "Should I pay off my house if I'm going to sell?"
• "Should we sell a paid off rental to pay off debt?"

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Jade Warshaw & George Kamel answer your questions and discuss:

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• "How can I start my financial journey as a recovering addict?"
• "Should I buy a house or continue renting?"
• from the blog: Should I Rent or Buy a House?
• The importance of fun money when budgeting in marriage.
• from the blog: Why You Need Some Fun Money in Your Budget,
• Which debt should I pay off first as a single mom?

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Jade Warshaw & George Kamel answer your questions and discuss:

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• "I don't know where to start with my debt"
• What is "Girl Dinner"?
• "How do I handle medical debt in collections?"
• "I'm about to lose my job and I have a lot of debt"

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Jade Warshaw & George Kamel answer your questions and discuss:

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• "Should I buy a tiny house?"
• "How should I be investing right now?"
• from the blog: How to Start Investing in 2023: A Beginner’s Guide,
• "Is it ever okay to pause the baby steps?"
• "How do I become a millionaire?"
• from the blog: How to Become a Millionaire

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• Get John's new book, Building a Non-Anxious Life,
• "Should I take out student loans to invest in the market?"
• from the blog: Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "How do I talk to my friend about his terrible money habits?"
• "How do I buy a car without debt?"
• from the blog: The Truth About Financing a Car

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• "Is it worth it to move closer to work?"
• "What's the best way to save for kid's education if I'm not sure they will go to college?"
• "What taxes should I expect when paying off debt?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• "My husband bought a $300K McLaren before getting laid off and now refuses to sell it,"
• Why whole life insurance sucks,
• from the blog: What Is Whole Life Insurance?
• "Should I buy a house with cash?"
• Why you should always pay IRS debt first
• from the blog: What Debt Do You Pay Off First?
• "How do I go to dental school without borrowing money?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• "Should I invest in real estate in Thailand?" 
• "How fast should I pay off my debt?"
• from the blog: How the Debt Snowball Method Works,
• "Should I sell my house?"
• "Use a business broker to sell my business?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• "Can I afford to buy my dream car?"
• Paying off $27K in credit card debt,
• "Should I pull from my TSP?"
• "Should I sell my car or pay it off?"
• "Sell our house to pay off student loans?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

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• "How should I use my tax return?"
• "How do I set up my inheritance well?"
• "Should I use all my savings to pay off my student loans?"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• "Should we pay off our house before investing?"

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

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• Get John's new book, Building a Non-Anxious Life,
• "My husband refuses to combine finances with me,"
• "Should I pull from my 401(k) for a home down payment?"
• "How can I convince my daughter not to get a credit card?"
• "What's next now that I'm debt-free?"
• Getting out of a land loan.

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

  EveryDollar, budget for the life you want today for free: Click Here

•  Get John's new book, Building a Non-Anxious Life,
• Establishing money boundaries with siblings,
• "Should I pay off my house early?"
• from the blog: How to Pay Off Your Mortgage Early,
• "How do I hold onto hope paying off debt?"

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

  EveryDollar, budget for the life you want today for free: Click Here

• "How can I pay off my debt without changing my lifestyle?" 
• Catching up on retirement later in life.
• "We have $378K in student loans, what can I do?"
• Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans,
• Dealing with a nasty mold problem.

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Dave Ramsey & Ken Coleman answer your questions and discuss:

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• "Do I really not need to have a credit score?"
• "Should my husband quit and start his own business?"
• "Do I need to buy a house now before I get priced out?"
• "Should I use my 403(b) to pay off my house?"
• "What should we do with a million dollars?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Want a plan for your money? Find out where to start: Click Here

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