The Ramsey Show

George Kamel & Dr. John Delony discuss:

• Counseling young family members after a tragic death,
• How to help without enabling,
• Planning for the future,
• How to improve your budget.

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George Kamel & Dr. John Delony discuss:

• Buying a house that you've been renting,
• Going back to school for a MBA,
• Paying off student loans vs. buying a house.

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George Kamel & Dr. John Delony discuss:

• Finding out how much you owe on a debt,
• Moving for an internship,
• Dealing with a stolen identity,
• The best way to buy a car right now.

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Dave Ramsey & Rachel Cruze discuss:

• How to place investments,
• Why VA loans aren't a good idea,
• How to know if you're doing too much while paying off debt.

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Dave Ramsey & Rachel Cruze discuss:

• Dealing with the fallout of grandparents who never paid taxes,
• Investing a full 15%,
• Pulling from investments to pay off a house.
• Changing jobs to get out of a nightmare commute situation.

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Dave Ramsey & Rachel Cruze discuss:

• Balancing generosity with getting out of debt,
• What it means to be house poor,
• Whether or not to take an offer for a farm.

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Ken Coleman & Rachel Cruze discuss:

• Selling a business,
• Using a loan to pay off credit cards,
• The baby steps,
• What to do when you've bought too much house.

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Ken Coleman & Rachel Cruze discuss:

• Making the jump to owning your own business,
• Paying off a HELOC,
• Staying in a job vs. going back to school,
• Selling a house to pay off debt,
• Preparing for a reduction in income.

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Ken Coleman & Rachel Cruze discuss:

• Where to put your money when you don't trust the government,
• Finding your dream job,
• Choosing a side-hustle while overseas,
• Avoiding universal life insurance,
• The best order to pay off debt.

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George Kamel & Kristina Ellis discuss:

• What a 17-year-old should do with money from a job,
• When is the right time to buy a house,
• Going to back to school to advance a career,
• What to do with extra income,
• Continuing to invest after retirement,
• Paying off the house vs. buying a car,
• Buying a car without going into debt.

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George Kamel & Kristina Ellis discuss:

• Selling a house,
• Getting on the same page with your spouse about money,
• What to do with savings during college,
• Saving up for a house vs. moving in with family.

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George Kamel & Kristina Ellis discuss:

• Dealing with bills in collections,
• The problem with building wealth using debt,
• What to do with an inheritance,
• Getting started with the baby steps,
• Preparing to move out on your own.

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Dr. John Delony & George Kamel discuss:

• Selling a car to pay off debt,
• Owing the IRS $100k,
• What to do when you bought too much house,
• Dealing with a car scam,
• Feeling like you'll never be able to afford a house.

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Dr. John Delony & George Kamel discuss:

• What to do when you're upside down on your car,
• Dealing with financial infidelity in a marriage,
• Buying a house with a bad credit score,
• Cashing out stock to pay off debt.

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Dr. John Delony & George Kamel discuss:

• The first step to paying off debt,
• Buying a home now vs. saving up cash,
• The ethics of leaving your job for another,
• Creating boundaries with family around money.

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Ken Coleman & George Kamel discuss:

• How to save for unexpected expenses,
• What to invest in as a 15-year-old,
• Saving for a cross country move,
• Getting on the same page as your spouse,
• Switching jobs,
• What to do after paying off debt,
• How can I stop using credit cards.

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Ken Coleman & George Kamel discuss:

• Buying rentals while in debt,
• Finding purpose in work,
• Should you sell your house,
• Doing the Baby Steps out of order.

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Ken Coleman & George Kamel discuss:

• Being $15k underwater on a car,
• Deciding between job options,
• What to do with the proceeds from a home sale,
• Using retirement to fix a car.

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George Kamel & Dr. John Delony discuss:

• When you can afford to build a new home,
• Focusing on education vs. paying off debt,
• How to manage a multi-million dollar settlement,
• Still worrying about money after becoming debt-free.

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George Kamel & Dr. John Delony discuss:

• Buying a camper,
• Purchasing a home when you're planning on moving,
• Why you shouldn't switch Baby Steps 1 and 2,
• How to save up for a home.

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George Kamel & Dr. John Delony discuss:

• Regretting a move across the country,
• The feeling that you'll never get out of debt,
• Developing a plan for a special needs child,
• How much to spend on a honeymoon,
• Moving during inflation.

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Dave Ramsey & Kristina Ellis discuss:

• Preparing for a child with special needs,
• How to teach college athletes about money,
• The best way to pay off student loans,
• What to do with the profit from a home sale.

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Dave Ramsey & Kristina Ellis discuss:

• Trading in cars to pay off debt vs. keeping them,
• How can I get a discount on my college tuition?
• Saving up for a house vs. investing,
• Moving for a job.

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Dave Ramsey & Kristina Ellis discuss:

• Cashing out mutual funds to pay off student loans,
• Taxes on company stock,
• What to do after you sell your home,
• Whether or not it makes sense to move out of the country financially.

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Dave Ramsey & Ken Coleman discuss:

• Whether or not to sell a house,
• What to do with a large profit,
• Buying a new (electric) truck.

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• Splash Financial
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Dave Ramsey & Ken Coleman discuss:

• How to increase your income,
• Fighting discouragement,
• Paying extra on your house,
• When to give up on a career.

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Dave Ramsey & Ken Coleman discuss:

• How to pick up the pieces financially after a spouse's death,
• Quitting a job,
• Selling your business,
• Selling vs. renting out a home when you move,
• How to think through being recruited for a new job.

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Dave Ramsey & George Kamel discuss:

• Dealing with a family member who was left out of an inheritance,
• What a young person should do with extra savings,
• Paying for kids' school.

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• Christian Healthcare Ministries
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Dave Ramsey & George Kamel discuss:

• Selling a home by owner,
• Multi-family investing,
• How to handle an inheritance,
• Staying motivated on your financial journey.

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Dave Ramsey & George Kamel discuss:

• Whether or not to file for bankruptcy,
• Selling land or building on it,
• Student loan forgiveness.

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Dr. John Delony & George Kamel discuss:

• How much to spend on an engagement ring,
• The best way to start investing,
• Saving for a house vs. investing,
• Saying no to a bad idea from a father-in-law.

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Dr. John Delony & George Kamel discuss:

• Getting a spouse on board with the baby steps,
• When it's time to get your own place,
• Pausing getting out of debt to save for a wedding,
• Taking a job that you enjoy more but that pays less,
• Renting vs. buying,
• Thoughts on buying a newer more reliable car.

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• Christian Healthcare Ministries

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Dr. John Delony & George Kamel discuss:

• Buying vs. renting a home,
• What to do with extra income,
• Working the baby steps,
• What to do after paying off debt,
• Pausing Baby Step 2 for a wedding.

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Dave Ramsey & Dr. John Delony discuss:

• 2 consecutive quarters of negative GDP meaning we're in a (little baby) recession,
• How to stay motivated after paying off the house,
• The best way to invest without a 401(k),
• Treating the symptom vs. the problem.

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Dave Ramsey & Dr. John Delony discuss:

• Feeling guilty about spending money on a wedding,
• Investing the extra money from a raise,
• The myth of a "forever home",
• Why you should pay off your mortgage,
• Buying a house from your parents,
• Switching jobs when you have a 401(k) loan.

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Dave Ramsey & Dr. John Delony discuss:

• Whether or not you should pull from retirement to pay off your house,
• Helping a struggling daughter,
• How long you should stay in baby step 3b,
• Selling your possessions when moving overseas.

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Dave Ramsey & Ken Coleman discuss:

• Switching to a job you love and making more money,
• The timing of a career change,
• Why you shouldn't be business partners with an ex-spouse,
• Using an inheritance to buy a house (aka bachelor pad),
• Is now a good time to invest in real estate?

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Dave Ramsey & Ken Coleman discuss:

• Winning with money as a recent college graduate,
• Changing careers,
• How to land a job you love,
• How much emergency fund you need,
• The myth of a "stable" job.

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• Zander Insurance

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Dave Ramsey & Ken Coleman interview every day millionaires to find out how they built their wealth.

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Dave Ramsey & George Kamel discuss:

• A convoluted housing situation,
• Challenges when trying to sell a house,
• Helping kids with a house downpayment,
• Selling a car to pay off debt,
• Using a grant to buy a house,
• Paying off debt using a pension.

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Dave Ramsey & George Kamel discuss:

• How to calculate your net worth,
• Fixing up the house vs. selling it,
• How the white house is trying to redefine the word "recession",
• Getting out of a debt mess.

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Dave Ramsey & George Kamel discuss:

• A Christian ethic of work,
• The stupidity of the Antiwork movement,
• Helping a child with their downpayment,
• What to do with an insurance payout.

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Dave Ramsey & Kristina Ellis discuss:

• Buying stock in your company (even if that company happens to be Apple),
• Term life insurance,
• Renting out commercial real estate,
• How much to budget for rent.

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Dave Ramsey & Kristina Ellis discuss:

• Keeping a car at the expense of your house,
• Investing in property vs. paying it off,
• Affording a vehicle,
• Getting a masters degree debt-free.

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Dave Ramsey & Kristina Ellis discuss:

• Can you invest too much in your 401(k)?
• How to go to college without debt,
• Fear over using an investment professional.

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "My dad doesn't take care of my siblings,"
• "Do cost-of-living raises make inflation worse?"
• "When can I afford to upgrade my car?"
• "How can I help my mom prepare to retire?"

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Alright, so the real estate market has people freaking out and feeling uncertain about buying and selling a home. Maybe you're feeling the same way—and that's understandable when opinions are coming at you from every direction. It's time for a reality check about what's really happening—so you know how to navigate the market. 

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Rachel Cruze & Dr. John Delony discuss:

• Steps to take when you discover financial infidelity.
• How manual underwriting works for mortgages.
• Grieving a tragedy and how to move forward.

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Rachel Cruze & Dr. John Delony discuss:

• Achieving financial peace after a divorce.
• Why you should share a bank account with your spouse.
• What you need to do to get out of debt.

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Rachel Cruze & Dr. John Delony discuss:

• What to do with profit from a house sale.
• Dealing with a high-interest underwater car.
• Saving money.

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