The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Ken Coleman answer your questions and discuss:

• "I feel like we'll never catch up on our retirement savings,"
• "Will cutting up my card get me in trouble?"
• "Is it greedy to counter-offer a promotion?"
• "I can't morally invest in the S&P 500,"
• "How do I break down annual/semi-annual insurance payments into a monthly budget?"
• "My car was repossessed this morning..."

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Next Steps

💰 Learn more about creating a sinking fund in EveryDollar

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

🏠 Find a Ramsey Trusted Real Estate Agent

🤓 File your taxes with 100% accurate software that’s 20% of the price.

💵 Start your free budget today. Download the EveryDollar app!

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💻 Sign up for a free training with our EveryDollar team!

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🎙️ The Ramsey Show  

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🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony answer your questions and discuss:

• "My parents sold their farm 2 years ago to my sisters for $1,"
• "How do I pay off $230k of student loans?"
• "I can't drive my truck due to a title issue,"
• "What's the impact of pausing retirement?"
• "My husband wants to amend our prenup,"
• "My husband isn't on board with the Baby Steps"

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• 🌱 Get 10% off your first month of BetterHelp
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today! 
• 
  

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

🏠 Get organized and prepared to buy or sell a home. 

🤓 File your taxes with 100% accurate software that’s 20% of the price.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price

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💸 The Ramsey Show Highlights

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony answer your questions and discuss:

• "My mother has been paying my sister's debt,"
• "How do we increase our business revenue?"
• "Take a pay cut to do work I'm passionate about?"
• "Should I file for bankruptcy?"
• "How do I tithe on a gift of $850k in stock?"

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• 🌱 Get 10% off your first month of BetterHelp
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• 🏡 Get started today with Churchill Mortgage
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🤓 File your taxes with 100% accurate software that’s 20% of the price.

💼 Preorder Build a business You Love today.

🏠 Find a Ramsey Trusted Real Estate Agent

🎟️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "My wife has been hiding credit cards from me,"
• "I signed up a loan not realizing that the interest is 48%..."
• "Can I afford to buy a home?"
• "We make $130k and still overspend,"
• "My company is getting hit hard by the tariffs,"
• "My mother added me to her credit card. I've removed myself but what how do I get it off my credit report?"
• "I've fallen into the personal loan trap and I can't get out!"

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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏠 Get organized and prepared to buy or sell a home. 

☂️ Get trusted insurance coverage that fits your budget.

📖 Preorder Build a business You Love today.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

🏘️ Find a Ramsey Trusted Real Estate Agent

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "My fiancé is 4 months behind on his mortgage"
• "I'm raising my grandkids but I'm falling behind"
• "My husband doesn't think we need to be frugal"
• "Our mortgage rate keeps changing"

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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Preorder Build a business You Love today.

🎟️ Find a Ramsey Trusted Real Estate Agent

💰Get trusted insurance coverage that fits your budget.

💵 Start your free budget today. Download the EveryDollar app!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & Rachel Cruze answer your questions and discuss:

• "My husband is a dentist and we're still broke"
• "I went into debt for my sister's car"
• "Cancel my vacation after losing my job?"
• "How do I get out of a debt settlement contract?"
• "How do I get caught up on retirement?".

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• 🌱 Get 10% off your first month of BetterHelp
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here💼For business and leadership insight, listen to The EntreLeadership Podcast.

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💵 Start your free budget today. Download the EveryDollar app!

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you

💰 File your taxes with 100% accurate software that’s 20% of the price

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Ken Coleman answer your questions and discuss:

• "How do I handle my finances after a separation?"
• "Should we fight late payment reports?"
• "How can I live on my own after a breakup?"
• "Stop investing in order to tithe more?".

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• 🌱 Get 10% off your first month of BetterHelp
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• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

🤓💸💰 File your taxes with 100% accurate software that’s 20% of the price.

📖 Preorder Build a business You Love today.

🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "What should I do with my late daughter's estate?"
• "How would you handle the national debt?"
• "I'm nervous to combine finances with my fiancé"
• "Should I upgrade my car to impress the ladies?"
• "Balancing the Baby Steps with mental health".

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• 🌱 Get 10% off your first month of BetterHelp
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• 🏡 Get started today with Churchill Mortgage
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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📖 Preorder Build a business You Love today.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get tickets to Investing Essentials and learn to invest with confidence.

❤️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & George Kamel answer your questions and discuss:

• "What should I do after winning $3m?"
• "I feel pressured to buy a house"
• "Should I accept a financial gift from my mom?"
• "Is the time cost worth working two jobs?"
• "Should I sell my home to pay off debt?".

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🏡 Get started today with Churchill Mortgage
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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

📈 Get tickets to Investing Essentials and learn to invest with confidence.

📖 Preorder Build a business You Love today.

🏖️ For help with investing, get connected with a SmartVestor Pro. 

🎟️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "Should I use my fiancé's retirement to pay off debt?"
• "We are overwhelmed by $150k of debt,"
• "How do I pay off a credit card my parents gave me?"
• "Should I get my parents to drop their universal life policy?"
• "How do I talk to my fiancée about money?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🏡 Get started today with Churchill Mortgage
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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🤓💸💰 File your taxes with 100% accurate software that’s 20% of the price.

📈 Get tickets to Investing Essentials and learn to invest with confidence.

📖 Preorder Build a business You Love today.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "My husband is calling me a hypocrite"
• "I owe my dad 50k for medical expenses"
• "Am I responsible for my parents' debt?"
• "Am I good at day trading?"
• "How can I teach my kids about money?".

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• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📖 Preorder Build a business You Love today.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get tickets to Investing Essentials and learn to invest with confidence.

🪑 Check out Front Row Seat with Ken Coleman!

🎟️ Get Tickets to the Money & Relationships Tour

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "My dad won't tell my brother that he is getting next to nothing from dad's will.."
• "I'm 18 years-old and already have $110k of debt,"
• "My dad got two credit cards in my name,"
• "My wife and I are worried that we're leaving too much inheritance to our kids,"
• "If I were your son, how soon would you recommend buying a house?"
• "My family keeps trying to find out my income,"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today! 

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📈 Get tickets to Investing Essentials and learn to invest with confidence.

🎟️ Preorder Build a business You Love today.

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "Are we actually ready to buy a home?"
• "What does generosity look like for us beyond the tithe?"
• "Where do we even begin investing?"
• "How is it considered ethical for people to own so many homes?"
• "My wife took out credit cards behind my back,"
• "Would a wedding budget of $20,000 be unreasonable?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏖️ For help with investing, get connected with a SmartVestor Pro. 

💵 Start your free budget today. Download the EveryDollar app!

📈 Get tickets to Investing Essentials and learn to invest with confidence.

📖 Preorder Build a business You Love today.

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony show answer your questions and discuss:

• "My husband is telling me to stay in my lane..."
• "How much should I spend on an engagement ring?"
• "Should I cut up my credit cards?"
• "How do I select a good SmartVestor Pro?"
• "Should I add an authorized user on my credit card?"
• "Should I help my birth family with money?"
• "How do I have hard money conversations with my parents?"
• Top Myths About Wills and Insurance—and Why They’re False.

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Next Steps

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & George Kamel answer your questions and discuss:

• "Should we pay for my wife to get plastic surgery?"
• "How do I retire at 26 years-old?"
• Asking for a Friend: What is a Reverse Mortgage?
• "How do I help take care of my sister?"
• "I can't seem to cancel my group life policy,"
• "Can I afford to go on vacation in Thailand?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

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💪 Get tickets to Investing Essentials and learn to invest with confidence.

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & George Kamel answer your questions and discuss:

• "I feel guilty using child support money"
• "Should I pay off higher interest debt first?"
• "Can we afford our dream vacation?"
• "I just found out my boyfriend is $70k in debt"
• "My brother opened a 529 for my son".

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
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• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

❤️ Get away with your spouse in Nashville.

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💵 Start your free budget today. Download the EveryDollar app!

💪 Invest with confidence! Get tickets to Investing Essentials

🎟️ Get Tickets to the Money & Relationships Tour

🪑 Check out Front Row Seat with Ken Coleman!



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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & George Kamel answer your questions and discuss:

• "I owe money on 27 different credit cards,"
• "I lost my job and can't pay my rent,"
• "How should we rent a home to our parents?"
• "What should I do with $650k of Tesla stock?"
• "Is it irresponsible to go to Brazil while in debt?"
• "Are we responsible for Mom's debt and reverse mortgage?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Need help with your taxes? See who we trust.

❤️ Get away with your spouse in Nashville

💵 Start your free budget today. Download the EveryDollar app!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💪 Invest with confidence! Get tickets to Investing Essentials

🎟️ Get Tickets to the Money & Relationships Tour

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

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🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "My mom abuses my father and he refuses to stand up to her,"
• "Should I file bankruptcy?"
• "Why can't my husband understand that money doesn't excite me like it does him?"
• "How do we grow our business and pay off debt?"
• Dave & John interview millionaires to find out how they built their wealth.

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

💪 Invest with confidence! Get tickets to Investing Essentials

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "My wife has been hiding her gambling debt from me,"
• "God told me to buy specific crypto currency. Should I sell it?"
• "Should I sell my car?"
• "How do I talk to my family about creating a will?"
• "Am I too old to get out of debt?,"
• "My sister-in-law wrongfully placed my aunt in a nursing home."

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

❤️ Get away with your spouse in Nashville

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💵 Start your free budget today. Download the EveryDollar app!

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🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

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🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dave Ramsey & Ken Coleman answer your questions and discuss:

• "My mother lost millions in a romance scam,"
• "In-laws are upset that I haven't paid them back,"
• "How will President Trump's tariffs affect me personally?"
• "Should I help pay my girlfriend's expenses?"
• "How can I help my 71-year-old mother who has no retirement income make it for another 15 years?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

❤️ Get away with your spouse in Nashville!

🛒 Preorder Build a Business You Love Now at Ramsey Solutions

💪 Invest with confidence! Get tickets to Investing Essentials

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Ken Coleman answer your questions and discuss:

• "We were sold a home illegally"
• "How do I turn $30k into $300k?"
• "How do we budget on an inconsistent income?"
• "What should we do with an inherited rental?".

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• 🌱 Get 10% off your first month of BetterHelp
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• 🏥 Learn more about Christian Healthcare Ministries
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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

💼 Need help with your taxes? See who we trust.

📙 Check out George Kamel's Breaking Free From Broke today.

🪑 Check out Front Row Seat with Ken Coleman!

🏠 Bundle your insurance with a trusted independent insurance agent

💪 Invest with confidence! Get tickets to Investing Essentials

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

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🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "I can't afford my mortgage after divorce,"
• "I'm conflicted about staying home with my son,"
• "Should I buy a home with my boyfriend?,"
• "Budgeting for kid’s travel sports in Baby Step 2,"
• "I don't trust my husband enough to have joint bank accounts,"
• "I feel like my business is unevenly split"

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• 🌱 Get 10% off your first month of BetterHelp
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• 🏥 Learn more about Christian Healthcare Ministries
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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📙 Check out George Kamel's Breaking Free From Broke today.

💵 Start your free budget today. Download the EveryDollar app!

🏖️ Invest in Your Future With a SmartVestor Pro

🪑 Check out Front Row Seat with Ken Coleman!

❤️ Strengthen your marriage in Nashville this Fall

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Jade Warshaw answer your questions and discuss:

• "My husband hides everything regarding our finances,"
• "Should I get a traditional job?"
• "How do I save up for a divorce?"
• "My in-laws want to gift us a partnership, should we accept?"
• "I'm $200k in debt and unemployed,"
• "My wife wants to move but we can't afford it; how do I tell her?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📖 Check out our State of Personal Finance study

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

📙 Check out George Kamel's Breaking Free From Broke today.

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

🪑 Check out Front Row Seat with Ken Coleman!

🏠 Bundle your insurance with a trusted independent insurance agent

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & Ken Coleman answer your questions and discuss:

• "I'm scared my impulse buying will put my family in jeopardy,"
• "Should I wait to pay off my credit card debt?"
• "Should I take out a HELOC and invest those funds?"
• "How do I get out of a $33k car loan?"
• "My mother-in-law stole $13k from us,"
• "Do single people have a shot at purchasing a house?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

📙 Check out George Kamel's Breaking Free From Broke today.

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "I'm about to be behind on my payments,"
• "Should I keep more than $1k for emergencies?"
• "Do we take some equity out of our home in order to buy a vehicle?"
• "Should I renew my lease with my girlfriend?"
• "My house payment is 55% of my income.."
• "My credit card debt is crashing down on me"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

⛓️‍💥 Check out George Kamel's Breaking Free From Broke today.

💵 Start your free budget today. Download the EveryDollar app!

🏖️ For help with investing, get connected with a SmartVestor Pro. 

🪑 Check out Front Row Seat with Ken Coleman!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

George Kamel & Dr. John Delony answer your questions and discuss:

• "I can’t convince my girl friend to get off credit cards,"
• "My dad is pressuring me to take out a car loan,"
• "How do I stop living paycheck-to-paycheck?,"
• "My girlfriend has $470k in students loans and is asking me if there's going to be a proposal soon..."
• "Should I pay for a house that isn't in my name?"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
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• 🏥 Learn more about Christian Healthcare Ministries
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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
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Next Steps

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📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

☂️Get trusted insurance coverage that fits your budget.

💪 Invest with confidence! Get tickets to Investing Essentials

🪑 Check out Front Row Seat with Ken Coleman!

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Jade Warshaw answer your questions and discuss:

• "I can’t find a job after getting divorced,"
• "We're about to receive $1 million,"
• "Is my direct marketing business going to cost me more than I earn?"
• "How should we fund our kids' 529s?"
• "Should I still buy a home with my boyfriend?,"
• "My parents want me to pay them back,"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 To find out more about student loan refinancing, check out Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

☂️Get trusted insurance coverage that fits your budget.

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

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💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "How do I tell my husband he needs to suck it up and get a better job?"
• "Should I pay off a rental property?"
• "I'm worried about my siblings depleting their portion of our inheritance,"
• "My daughter claims that her classmates are spending $20/day for take-out lunches,"
• "We're debt-free but living paycheck-to-paycheck,"
• "Can I afford a luxury watch?"

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Find top Health Insurance Plans at Health Trust Financial
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

☂️ Get trusted insurance coverage that fits your budget. 

🏖️ For help with investing, get connected with a SmartVestor Pro. 

💵 Start your free budget today. Download the EveryDollar app!

🪑 Check out Front Row Seat with Ken Coleman!

💪 Invest with confidence! Get tickets to Investing Essentials

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "I hit a moose with my father-in-law's car"
• "My parent's house is being foreclosed on"
• "Should I get my ex's wages garnished?"
• "My husband thinks I should cash out my stock portfolio and pay off our mortgages".

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• ⛨ Discover more with Health Trust Financial
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

☂️ Get trusted insurance coverage that fits your budget.

🪑 Check out Front Row Seat with Ken Coleman!

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Jade Warshaw & George Kamel answer your questions and discuss:

• "I'm 18 and make $15k a week by day trading"
• "Should I accept a job offer located in Dubai?"
• " I don't know where my money keeps going"
• "Should I take Trump's employee buyout offer?"
• "How do we financially prepare for a baby?".

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💵 Start your free budget today. Download the EveryDollar app!

☂️ Get trusted insurance coverage that fits your budget.

💼 Need help with your taxes? See who we trust.

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Check out Front Row Seat with Ken Coleman!

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & George Kamel answer your questions and discuss:

• "My mortgage is 50% of my income"
• "My friend won't let me repay him"
• "We're $412k in debt and I just lost my job"
• "My sister-in-law passed without a will".

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• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

🎟️ Get Tickets to the Money & Relationships Tour

🪑 Check out Front Row Seat with Ken Coleman!

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & George Kamel answer your questions and discuss:

• "Is it too late to save for retirement at 60?"
• "I can't contribute enough to our wedding fund,"
• "Have you changed your stance on bitcoin?"
• "We are being forced into a consolidation loan,"
• "Should I wait for home prices to go down?"
• "Is it better to invest in a target date index fund that will adjust risk as I age?"

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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us an email.

💼 Need help with your taxes? See who we trust.

💪 Invest with confidence! Get tickets to Investing Essentials 

💵 Start your free budget today. Download the EveryDollar app!

🪑 Check out Front Row Seat with Ken Coleman!

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Dr. John Delony & George Kamel answer your questions and discuss:

• I'm bringing a ton of debt into our new marriage,"
• "Should I keep putting my money into Bitcoin?"
• "Should I sell the truck I bought with my grandfather?"
• "When should I move out of my mom's house?"
• "Should I help my husband pay off his debt?"
• "Is Webull a good platform to start investing?"

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• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🎟️ Get Tickets to the Money & Relationships Tour

💼 Connect with a RamseyTrusted tax pro for help with payroll and more

💵 Start your free budget today. Download the EveryDollar app!

🪑 Check out Front Row Seat with Ken Coleman!

💪 Invest with confidence! Get tickets to Investing Essentials

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Ken Coleman & Dr. John Delony answer your questions and discuss:

• "When do we stop investing and start giving?"
• "My ex wants to spend way too much on our kid,"
• "How do I stop having 'retirement guilt'?"
• "Can we upgrade our home when we retire?"
• "I'll never be able to match my fiancée's lifestyle,"
• "We might lose our dream home."

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

📄 Need help with your taxes? See who we trust.

🎟️ Get Tickets to the Money & Relationships Tour

💵 Start your free budget today. Download the EveryDollar app!

🪑 Check out Front Row Seat with Ken Coleman!

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

💳 Share your thoughts and you could WIN a $500 Gift Card!

Rachel Cruze & Jade Warshaw answer your questions and discuss:

• "My in-laws offered us money to move closer,"
• "How do I save for a house on a low income?"
• "Should I keep investing 75% of my income?"
• "I'm worried about disappointing my parents,"
• "Should I sell my car to pay for school?"
• "My husband won’t put me on our house deed,"

Support Our Sponsors:

• 🌱 Get 10% off your first month of BetterHelp
• ◎ Get 10% off Byrna product bundles and more!
• 🏥 Learn more about Christian Healthcare Ministries
• 🏡 Get started today with Churchill Mortgage
• 🔒 Get 20% off when you join DeleteMe
• 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
• 🥗 Save 15% on your first Field of Greens order with code RAMSEY
• 💸 Learn more about opening a high-yield savings account with Laurel Road
• 💻 Visit NetSuite today to learn more
• 🗂️ Use promo code RAMSEY for 18% off at The Nokbox
• 💵 Learn more about Timothy Plan
• 🏛 Get started with YRefy or call 844-2-RAMSEY
• 🔐 Visit Zander Insurance for your free instant quote today!

Next Steps

🏘️ Free Tools & Resources to Reach Your Home Goals

📱 Watch the full episode for free in the Ramsey Network app.

📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!

🏖️ For help with investing, get connected with a SmartVestor Pro.  

🎟️ Get Tickets to the Money & Relationships Tour

💵 Start your free budget today. Download the EveryDollar app!

🏘️ Free Tools & Resources to Reach Your Home Goals

Listen to more from Ramsey Network

🎙️ The Ramsey Show  

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💸 The Ramsey Show Highlights

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.