WSJ Your Money Briefing

More people in their 20s, often called Gen Z, are shelving plans to pursue socially conscious jobs to take roles with better pay. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, who discusses the trend, and 25-year-old Monica Tuñez, who left her education non-profit job for a role at a large company.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More people are using Slack to connect with professionals and recruiters outside their workplace to fast-track their job search. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to explain how it works. 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

House Democrats have asked the big three credit-reporting firms for answers on how they have handled consumer complaints about inaccuracies on credit reports. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss. 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Auto-insurance companies are set to raise rates by as much as 20% in some places. WSJ insurance-industry reporter Leslie Scism joins host J.R. Whalen to explain why, and when consumers can expect to see those higher bills kick in.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The tight labor market has driven rates for teenage babysitters to upwards of $35 an hour. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe to discuss the trend, and 15-year-old babysitter Evelyn Loperfido talks about how she has been able to command higher pay.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The IRS is struggling with a lack of staff and funding, which is making it even harder than usual for taxpayers to get timely customer service. WSJ tax reporter Laura Saunders knows this firsthand. She joins host J.R. Whalen to discuss her experience of waiting several hours in line to get assistance at an IRS office.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many people might not realize their 401(k) retirement account has taken on more risk in recent years. The reason: a shift in how target-date funds invest workers’ savings. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain how target-date funds work and whether they’re a safe investment in a volatile stock market.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Inflation running at levels not seen in 40 years is causing millennials and younger people to rethink how they save and spend. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss the financial lessons learned from higher inflation, and ways to stretch your dollars.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As teens gear up to start their summer jobs, many will have their first experience with the IRS when they get taxes and other deductions taken out of their paycheck. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what summer workers, and their families, need to know.  

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While homeowners ready to sell can benefit from prices that continue to hit record highs, those not ready to sell can use the equity in their home to hedge against future declines. WSJ contributor Brian O’Connor joins host J.R. Whalen to discuss the strategies, and risks, for locking in the steep rise in home values. 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After making their monthly payments through the first year and a half of the pandemic, more subprime borrowers are missing monthly payments on various types of loans. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to explain why, and what it could mean for people’s ability to take out loans in the future. 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More companies, such as the Wall Street bank Goldman Sachs, are offering employees an unlimited number of days off per year. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss why companies are offering the perk, and the tradeof fs workers face when using it.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After steadily rising to record levels along with new-car prices during the pandemic, prices for pre-owned vehicles have been lower in recent months. WSJ autos reporter Ryan Felton joins host J.R. Whalen to discuss why prices are falling and how that is affecting buyers of both new and used cars.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With prices for flights, lodging and car rentals on the rise, your summer trip may cost a lot more this year. What’s worse, previous tactics that travelers relied on to save money might not work as well right now. WSJ travel reporter Jacob Passy joins host Trenae Nuri to discuss why.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Owning a home has traditionally been seen as a good long-term financial move over renting. But with home prices climbing along with rent, is that still the case? WSJ housing reporter Will Parker joins host Trenae Nuri to discuss the new math on whether it makes more financial sense to rent or buy a home.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Prices are up. Stocks are down. And that’s leading a lot of households to rethink their budgets and investments. But there are various tools available that can automate your day-to-day financial decisions. WSJ personal-finance reporter J.J. McCorvey joins host Trenae Nuri to discuss how robo advisers powered by AI could protect you from making important financial moves based on emotion.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the tight labor market, new workers are in high demand. And that’s good news for teenagers who want a job. Teen unemployment is near its lowest level in decades, as businesses look to them to help fill a record number of open positions. WSJ workforce reporter Kathryn Dill joins host Trenae Nuri to discuss how businesses are attracting and retaining teenage workers, and Houston restaurateur Itai Ben Eli discusses working with a young staff.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Federal Trade Commission received nearly 1.4 million reports of identity theft last year, double from 2019. Now more people are considering paying for identity-theft protection services. WSJ contributor Cheryl Winokur Munk joins host Trenae Nuri to discuss how consumers can decide if those services are worth it.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Students graduating from college this spring have made it clear they're seeking a sense of community and connection in their first job. But their message may not be resonating with recruiters and hiring managers. La Salle Network staffing company founder and CEO Tom Gimbel joins host J.R. Whalen to discuss how grads can sharpen their message to ease the path to their first job.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Stocks that pay dividends have regained popularity this year. WSJ markets reporter Akane Otani joins host J.R. Whalen to explain why they are becoming more attractive to investors and how financial advisers suggest people select dividend stocks to include in their portfolio.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Federal Reserve approved plans to raise interest rates by half a percentage point, and more rate hikes are expected later in the year. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss what higher interest rates mean for consumers’ credit-card balances, student loans and mortgages, and some steps they can take to protect their personal finances.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fidelity will soon allow companies whose 401(k) retirement plans it administers to include bitcoin as an investment option for employees. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss what retirement savers should consider before adding a risky investment like bitcoin to their portfolio.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After a lull during the pandemic, lenders are offering personal loans to consumers once again. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss why the loans are becoming popular again, and what borrowers need to watch out for when applying.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Many people who have resigned from their jobs during the pandemic in pursuit of bigger salaries have faced an unexpectedly frustrating path to a job they like. Host J.R. Whalen is joined by workplace reporter Kathryn Dill to discuss the trend, and California resident Faith Del Regno, who shares her experiences cycling through several jobs after quitting her old one.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Although some student-loan forgiveness plans have been discussed in Washington, nothing concrete has emerged. WSJ reporter Rebecca Ballhaus joins host J.R. Whalen to discuss how borrowers can make a plan for paying back their student debt, and the various repayment options that are available.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A master’s or other advanced degree can come with a heavier financial burden than that for undergrads, and doesn’t necessarily guarantee a career with a higher salary. WSJ reporter Andrea Fuller joins host J.R. Whalen to discuss how students can prepare for that financial responsibility, and which graduate degrees offer the best return on investment.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Filling out all the forms required to secure college loans, grants and scholarships can be an intimidating process. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to break down the key steps in the process and discuss common mistakes students and families make.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The cost to attend some of the nation’s top private colleges and universities can scare many people away from even applying. WSJ reporter Andrea Fuller joins host J.R. Whalen to discuss how students and families can comparison shop and find the best value for their education.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Affording a college education can be a lot easier for students and families if they have important, though sometimes awkward, conversations about money as early as possible. WSJ higher-education reporter Melissa Korn joins host J.R. Whalen to kick off Your Money Briefing’s week-long series on managing student debt.
  

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Amid continued fierce competition for workers, companies are stepping up their efforts to recruit college students. Some are going far beyond the traditional job fair to woo prospective job candidates. WSJ workplace reporter Lindsay Ellis joins host J.R. Whalen to discuss.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bitcoin is down about 10% this year, but stocks of crypto-focused companies are doing much worse, falling as much as 60%, according to FactSet. Wall Street Journal cryptocurrency reporter Paul Vigna joins WSJ Your Money Briefing host J.R. Whalen to discuss the reasons why, and how professional and everyday investors are thinking about crypto.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After years of strong gains, stock-market returns are expected to be significantly lower in the next few years. WSJ contributor Michael A. Pollock joins host J.R. Whalen to discuss what financial advisors say retirees an d anyone building a retirement nest egg can do to protect their holdings.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ticket prices for air travel rose an average of 11% in March from a month earlier. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss what is behind the fare hikes, and what consumers can do to find cheaper tickets.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The IRS will have an easier time tracking sales on e-commerce sites like eBay and Etsy under a new rule aimed at ensuring sellers pay tax they are supposed to. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain how this could affect your tax preparation in 2023.
 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The average rate on 30-year fixed mortgages has hit 5% for the first time since 2011 . WSJ reporter Matt Grossman joins host J.R. Whalen to explain why rates are going higher and what that could mean for the housing market.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Millions of employees are switching jobs in search of better pay, and many companies are willing to pay more to keep their workers on board. So what are the best ways of asking for a raise? At the recent Wall Street Journal Jobs Summit, Work & Life columnist Rachel Feintzeig discussed how to get a salary bump with career coach and The Job Doctor founder Tessa White.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While global oil prices have fallen roughly 20% from recent highs, the price of gas remains near record levels. WSJ energy reporter Collin Eaton joins host J.R. Whalen to explain the relationship between oil prices and the cost of gas at the pump.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

While global oil prices have fallen roughly 20% from recent highs, the price of gas remains near record levels. WSJ energy reporter Collin Eaton joins host J.R. Whalen to explain the relationship between oil prices and the cost of gas at the pump.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As prices continue to rise, consumers may lose the ability to judge what is a "good" price and what isn't. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss the psychology behind inflation, and how thinking differently about prices can make you a smarter shopper.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Companies struggling to fill open tech-related positions are hiring more former blue-collar workers seeking a career change. WSJ reporter Kathryn Dill joins host J.R. Whalen to discuss how these workers are preparing themselves to make the jump.
 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More business-school graduates are using “search funds” to seek out companies they can buy and lead. Host J.R. Whalen is joined by WSJ reporter Lindsay Ellis, who explains the process, as well as Jessica Patterson, who used a search fund to take charge of a health logistics company.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Biden administration says the Education Department will revamp the student-loan repayment system between now and the end of August. Wall Street Journal reporter Gabriel T. Rubin joins WSJ Your Money Briefing host J.R. Whalen to explain how that would affect borrowers, and whether another payment extension beyond August is likely.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As the labor market recovers from the pandemic, women are getting bigger pay raises than men, a significant shift from just a few months ago. WSJ reporter Sarah Chaney Cambon joins host J.R. Whalen to discuss what it means for the overall gender pay gap. 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Families of college students may be in line for tax deductions and credits on their 2021 taxes , but understanding the rules surrounding eligibility can be complex. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rising home prices and higher interest rates are keeping many would-be homebuyers on the sidelines and waiting on applying for mortgages. WSJ's Orla McCaffrey joins host J.R. Whalen to discuss what many lenders are doing to drum up business. 

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Understanding how new tax situations this year could affect your tax return in 2023 could put you a step ahead of the game. CPA Ed Slott joins host J.R. Whalen to discuss.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The IRS has determined that cryptocurrency is investment property, much like stock or real estate. WSJ tax reporter Laura Saunders joins host J.R. Whalen to discuss what that means for people preparing their annual tax returns, and how the IRS is stepping up its enforcement of taxes due on crypto gains.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The expanded federal child tax credit has put more money in families' pockets, but it also has created confusion as Americans prepare their taxes. Tax reporter Richard Rubin joins host J.R. Whalen to discuss how people should approach the child tax credit to avoid making errors on their returns.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As more employees work remotely or take on a hybrid schedule, more states are implementing tax rules that address workers who live in one state or jurisdiction while their company's office is in another. Our week of special tax-focused episodes continues with WSJ tax reporter Laura Saunders joining host J.R. Whalen to discuss what taxpayers need to know as they prepare their tax returns. Correction: An accountant in Florida said a client there received a letter from the Montana tax authority. An earlier version of this podcast incorrectly identified it as the Wyoming tax authority.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Inflation rising at a pace not seen in 40 years will affect myriad areas of your finances. But it will also factor into your tax return, including how much tax you pay and how much you can save in tax-friendly accounts like an IRA. Tax reporter Richard Rubin joins host J.R. Whalen to kick off our week-long series on important tax issues.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.