WSJ Your Money Briefing

After boosting the tips they gave to service personnel during the early days of the pandemic, many Americans have pulled back on how much gratuity they add to their bill. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss why tipping has come down, as well as where tipping amounts are staying high.

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Mobile carriers, device makers and phone resellers will pay you for your retired smartphone. The WSJ's Shara Tibken joins host J.R. Whalen to discuss how to find the right deal and get the best trade-in value for your phone.

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Interest rates are expected to climb throughout this year and potentially into 2023. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss how consumers can get ahead of rising rates now by paying down their debt.

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As LinkedIn grows in popularity among college students, many approach it as they do other social-media sites such as Facebook or Instagram. Host J.R. Whalen is joined by CeCe Hawley, who is hoping to master LinkedIn, and WSJ Family & Tech columnist Julie Jargon, who shares experts' advice for making your profile stand out.

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The nation's largest credit-reporting firms plan to strip tens of billions of dollars in medical debt from consumers’ credit reports. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss why they are doing it, and how the move will affect people's credit scores.

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“As We Work” is a new podcast from the Wall Street Journal about the changing workplace and what you need to know to navigate it. Every week, we’ll speak with experts, Journal reporters, and you about how our jobs intersect with everything else. In season one, we break down how our relationship to work has evolved in the wake of the pandemic and other social phenomena. Hosted by Tess Vigeland. 

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Inflation is at a 40-year high, and that has more consumers thinking twice before making big purchases. WSJ retail reporter Suzanne Kapner joins host Trenae Nuri to discuss the kinds of things consumers are (and aren’t) willing to pay more for.

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The Federal Reserve said it plans to raise interest rates by 0.25%, the first such increase in four years. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss how the rate increase could affect consumers' finances, such as mortgage rates and student loans.

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After more workers than expected retired during the pandemic, more companies are offering older workers the opportunity to phase into retirement while still remaining on the payroll. The WSJ's Anne Tergesen joins host J.R. Whalen to discuss the benefits of such programs for both companies and workers.

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The cost of rent has risen an average of 18% in the U.S. over the past two years, according to Redfin. WSJ reporter Will Parker joins host J.R. Whalen to discuss how more cities are considering rent-control measures to make monthly payments more affordable for tenants.

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Americans frustrated with near-record gas prices might be thinking about purchasing an electric vehicle. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss whether buying an EV is a practical way to save on gas expenses.

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Pandemic-related grants and tax credits are contributing to a tax season that is more complex than usual. WSJ contributor Lori Ioannou joins host J.R. Whalen to discuss some common mistakes by taxpayers that could raise red flags and lead to an audit by the IRS.

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Visa and Mastercard plan to raise the fees they charge merchants every time consumers pay with a credit card. WSJ reporter AnnaMaria Andriotis joins host J.R. Whalen to explain what that could mean for consumers.

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After years of record lows, economists expect mortgage rates to rise in the coming weeks and months. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with tips for consumers on avoiding pitfalls in the mortgage process, and maintaining a strong credit rating in order to secure a more attractive interest rate.

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Veteran personal-finance journalist Tess Vigeland is host of the new Wall Street Journal podcast As We Work. She joins host J.R. Whalen to discuss how the new show will explore the changing dynamics of the workplace and how to navigate them.

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Beyond everyday expenses, rising inflation is putting the squeeze on long-term savings such as IRA and 401(k) retirement accounts. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen with tips to hedge against rising prices and preserve returns on your retirement investments.

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In-demand college students seeking summer internships are reneging on offers as companies swoop in to offer better deals. Host J.R. Whalen is joined by Georgia Tech senior Najaah Chambliss, who walked away from an internship, and WSJ reporter Lindsay Ellis, who discusses the trend and how companies are responding.

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Costs for streaming services and digital platforms are going up like nearly everything else. WSJ personal-technology columnist Nicole Nguyen joins host J.R. Whalen with tips on trimming your monthly subscription costs without missing your favorite shows.

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Today's 7.5% annual inflation rate is high, but it pales in comparison to the early 1980s, when prices were rising by nearly 15% a year. Host J.R. Whalen is joined by Linda Gadkowski and Dawn Kelly, whose families found ways to pay the bills amid double-digit inflation.

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While many workers have left their jobs for better pay and more flexibility, many hourly employees have quit because they aren't being scheduled to work as many hours as they would like. WSJ reporter Te-Ping Chen joins host J.R. Whalen to discuss the phenomenon of companies overhiring and how that can lead to even more resignations.

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The Russian invasion of Ukraine has led to wild swings in stock markets as many big investors shuffle their holdings. Host J.R. Whalen is joined by WSJ “Intelligent Investor” columnist Jason Zweig, who explains why smaller investors shouldn't feel pressured to make similar moves.

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Russia's invasion of Ukraine resulted in oil prices reaching $100 a barrel for the first time since 2014. WSJ economics reporter Josh Mitchell joins host J.R. Whalen to explain how oil at these high prices is likely to affect many areas of consumers' personal finances.

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Many Americans whose portfolios rose significantly during the pandemic have chosen to retire early. The WSJ's Anne Tergesen joins host J.R. Whalen to discuss what financial advisers say early retirees need to be aware of to ensure they don't outlive their money.

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As the competition for workers continues, many companies are finding that conducting annual salary reviews isn't enough. WSJ workplace reporter Lauren Weber joins host J.R. Whalen to explain what more-frequent pay reviews could mean for new and long-time workers.

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Job candidates over age 50 can face hurdles that younger workers don’t have to worry about, despite having decades of experience. WSJ reporter Ray Smith joins host Trenae Nuri to discuss how some more-experienced workers are overcoming age discrimination in the job search. Plus, 61-year-old Jennifer Kay Rouse of Wisconsin talks about how she jumpstarted her search for a new job.

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Prices for used cars are up as much as 40% from a year ago, undoing years of depreciation on some models and leaving some car owners with vehicles worth more now than when they bought them. WSJ auto-industry reporter Nora Eckert joins host J.R. Whalen to discuss why prices have continued to rise and when they could begin to level out.

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The personal-finance app Trim is among a new wave of such apps that analyze users' spending habits and find areas to cut back. At The Wall Street Journal's recent Future of Money event, personal-finance reporter JJ McCorvey spoke with Trim CEO Thomas Smyth about how the app works and how privacy concerns are addressed.

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More people are getting paid daily rather than every other week. Does that change the way they spend and manage their money? A study by the University of Pennsylvania’s Wharton School looked into that question. Prof. Wendy De La Rosa joins host J.R. Whalen to discuss the study's findings.

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Discover plans to allow merchants to access customers' bank accounts without the use of a debit or credit card. WSJ consumer-credit reporter AnnaMaria Andriotis joins host J.R. Whalen to explain how the system will work, and how it could benefit consumers.

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Gauging whether a stock will benefit your portfolio or 401(k) goes beyond just the share price. WSJ markets reporter Karen Langley joins host J.R. Whalen to explain how many professional investors consider a stock's price-to-earnings ratio for a glimpse into its growth potential.

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Companies are finding ways to charge consumers more without actually raising retail prices. WSJ economics reporter Gabriel T. Rubin joins host J.R. Whalen to discuss how extra fees and surcharges add up to "hidden inflation."

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An interest-rate hike by the Federal Reserve typically means that a boost in interest on savings isn't far behind. But even if the Fed raises rates next month as expected, banks aren't likely to lift interest on savings. WSJ banking reporter Orla McCaffrey joins host J.R. Whalen to explain why.

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Many auto dealers are raising prices well above the manufacturer's suggested retail price. WSJ automotive-industry reporter Nora Eckert joins host J.R. Whalen to explain why prices are rising so sharply, and how consumers and car makers are responding.

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The current student-loan repayment suspension period expires May 1. WSJ contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss steps borrowers can take today to map out a game plan and ease the burden on their personal finances.

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More businesses are using a system called dynamic pricing, where they can quickly adjust prices in response to economic factors. WSJ reporter Charity L. Scott joins host J.R. Whalen to discuss how it works and what it means for consumers.

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The pandemic has moved the process of finding a professional mentor almost entirely online. WSJ reporter Ray Smith joins host J.R. Whalen to discuss how experts suggest people should prepare before reaching out. Plus, New York resident Priya Jaisinghani explains how she found her mentor, a dean of a prestigious medical school, through social media.

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Rising rents are leading some frustrated renters to jump into the tight housing market looking for a new home. Personal-finance reporter Julia Carpenter tells host J.R. Whalen why financial experts are raising concerns about the negative long-term effects a rush decision can have on your personal finances.

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Many teachers are quitting their classroom jobs to pursue new positions in the private sector. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen to explain teaching-related skills that recruiters find attractive. Plus, former elementary-school teacher Raven Wilson explains how she sought out and found a new career in the education-technology sector.

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The pandemic has changed the rules surrounding job hunting - including that questions of corporate culture are now front and center. But how much personal information should a job candidate share with a hiring manager? WSJ 'Work & Life' columnist Rachel Feintzeig joins host J.R. Whalen to discuss how to get more details about a future role - without jeopardize your chances of landing the job.

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Airlines were put to the test last year as passengers returned from pandemic travel lockdowns. Which airlines stepped up to the challenge? WSJ travel reporter Allison Pohle joins host J.R. Whalen with the results of The Wall Street Journal's 14th annual ranking of U.S. airlines.

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The stock market downturn can put investors with high exposure to stocks in a tight spot. WSJ reporter Anne Tergesen joins host J.R. Whalen to discuss how financial planners suggest allocating your portfolio to reduce risk, and why so many older Americans have ignored that advice.

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Working from home and hybrid work arrangements are popular with employees. WSJ reporter Katie Bindley joins host J.R. Whalen to discuss how they have changed workers' expectations for pay, and what the post-pandemic workplace could look like.

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The Experian credit-reporting firm will soon allow millions of U.S. consumers without a credit report to create their own and start generating a credit score. The WSJ's AnnaMaria Andriotis joins host J.R. Whalen to discuss how it works and the types of financial opportunities it would help consumers access.

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Insurance companies Allstate and John Hancock are partnering to track policyholders' eating and driving habits, and potentially offer them lower life insurance premiums. Insurance-industry reporter Leslie Scism joins host J.R. Whalen to discuss the trade-offs of saving money in exchange for sharing personal data.

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After building up record levels of savings during the pandemic, Americans are ready to spend, but inflation and supply issues are throwing obstacles in their way. Host J.R. Whalen discusses the issue with WSJ personal-finance reporter Veronica Dagher, and is joined by Dr. Ann Kier-Schroeder, whose plans with her husband to build a house have been put on hold.

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Many employers are raising salaries as they struggle to fill open positions, but higher prices are taking a bigger bite out of weekly paychecks. WSJ economics reporter Sarah Chaney Cambon joins host J.R. Whalen to discuss which employees are finding jobs and whose wage hikes are most likely to beat inflation.

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As inflation continues to climb, Americans are spending more of their household budget on food. WSJ personal-finance reporter JJ McCorvey joins host J.R. Whalen to discuss ways of going grocery shopping without breaking the bank.

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While some companies are increasing wages to lure new workers and retain existing staff, others are increasing contributions they make to employees' 401(k) retirement accounts. WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to discuss.

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The finance world is filled with complex terminology, but shortening them to acronyms like HELOC or SPAC doesn't always make them easier to understand. The WSJ's Charles Forelle joins host J.R. Whalen to define some of the acronyms that are often used for investments that can play an important role in your personal finances.

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U.S. colleges and universities saw a 3.1% decline in undergraduate enrollment last fall, continuing a long-term downward trend. WSJ higher-education reporter Douglas Belkin joins host J.R. Whalen to discuss what is driving the numbers lower, and how the decline could affect tuition and students' finances.

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