The Ramsey Show

Dave Ramsey & Ken Coleman answer your questions and discuss:

• Keeping or selling rental property,
• "Should I use a Robo or A.I. investor?"
• from the blog: Dave's Investing Philosophy,
• The best way to go to flight school,
• "Should I keep money in the S&P500 or put it in savings?"
• "Is debt-consolidation a good idea?"
• from the blog: What Is Debt Consolidation?

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• "I'm paying my parents a mortgage payment and it's uncomfortable",
• "Should I invest in gold instead of my 401(k)?"
• from the blog: Why Investing in Precious Metals Is a Bad Idea,
• How do I start a Roth IRA?
• from the blog: How to Start a Roth IRA,

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• "Is our business ready to hire an apprentice?"
• "How do I get my team to have a sense of ownership?"
• "Some of our high producers are a bad culture fit"

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Dave Ramsey & George Kamel answer your questions and discuss:

• "Should I pay off my house or keep the mortgage?" 
• from the blog: How to Pay Off Your Mortgage Early,
• "This is socialized mortgage (and it amounts to nothing)",
• "Should I keep investing like I am?"
• Saving for grad school while paying off debt.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel answer your questions and discuss:

• Paying for emergency medical bills,
• "Should I mortgage my rental properties?"
• "How do I prepare for upcoming expenses?"
• "Should I be concerned about de-dollarization?"

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Dave Ramsey & George Kamel interview millionaires to find out how they built wealth!

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• Refinancing vs. making aggressive mortgage payments
• The importance of insurance,
• "How do I get my spouse on board?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• " I feel bad for spending on our wedding"
• Saving for college vs. paying off the house,
• "We are scared to go into debt for a house"
• "Should we update our house even if we move later?"

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• Preparing for an upcoming settlement,
• "Should we use 529 to pay for private school or college?"
• "How can I find a side hustle that pays well?"
• "Should we buy a term life insurance that converts to whole life?"
• Cashing out stocks to pay off student loans,
• "We're struggling to feel like will we never get a house"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "My friends want me to go into business with them",
• "The best way to save for a house",
• "How do I grow wealth for retirement?"
• "Should we be content with our current home?"
• "Should I use my collector cars as an investment?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "We're in a financial mess, what can we do?"
• "Should I use a debt consolidation loan?"
• Pay off the house vs. investing,
• "How should I use my signing bonus?"
• "Should I pay off my $70,000 camper?"
• Selling stocks to pay off debt.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Should I invest less to pay more on my house?"
• "Renters stopped paying rent; is this our fault?"
• Saving up for a rental property,
• "Should I drop out of college to take a job?"
• "My boss offered to sell me the company"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Jade Warshaw answer your questions and discuss:

• "I can't afford my apartment and don't know what to do", 
• Why John Cena's daily driver is a Honda Civic,
• Pausing investing to pay for kids' college,
• "Should I use my savings to pay off my house?"
• A gambler describes his cycle of taking out debt to pay off more debt.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Jade Warshaw answer your questions and discuss:

• "Should we get a prenup?"
• "I'm scared to have $1000 emergency fund",
• The bleak financial state of most Americans (and why there is hope),
• Paying off a townhome vs. saving for a new house,
• How kids should handle their money.

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George Kamel & Jade Warshaw answer your questions and discuss:

• "I feel overwhelmed trying to save for retirement",
• The new federal housing rule that rewards financial irresponsibility,
• Buying precious metals,
• Saving to be able to travel.

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• Neighborly

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "Should I move after losing my job?" 
• Taking out a HELOC for a downpayment,
• "Should I use all my savings pay off debt?"
• What to do about urgent vehicle repairs,
• Moving to be closer to kids.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• Taylor Swift was the only celebrity to walk away from an FTX endorsement deal,
• "My boyfriend is too attached to his parents and I'm getting bitter",
• "How can I prevent my mom's home foreclosure?"

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "What kind of loan should I use to buy a piece of property?"
• "Student question: How can I be confident going out into the real world after graduation?"
• "Can we use emergency fund to buy new car?"
• Using an IRA vs. TSP,
• "Should I take a cash offer for my house instead of using an agent?"

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Should I buy a backup vehicle for my job?"
• "Taking out a HELOC to repair the roof",
• from the blog: HELOC: What Is a Home Equity Line of Credit?
• Getting out of debt while preparing for marriage,
• Borrowing against one property to buy another,
• "I make a lot of money but have no retirement"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• What to do if you can't get traditional life insurance, 
• Why borrowing money for your employer match through Lendtable is a terrible idea,
• What should I do with money in savings?
• "Should I help my son purchase a home?"
• "Is our long-term care insurance still worth it?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Should I pay off a reverse mortgage for my father-in-law using 401(k) money?"
• "Should I buy a second home to be near my boyfriend?"
• Pulling from a brokerage account to pay off debt,
• "How do I stop living below the poverty line?"

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• "My post-college plans just fell apart",
• Making a side-hustle full-time,
• Splitting property taxes with family members,
• Using employee stock options to pay off a home,
• "We're millionaires but we're still renting"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• "After 10 years I still feel very far from Baby Step 7",
• "I don't know how to get ahead with my finances",
• "My husband won't stop investing even though we're deeply in debt",
• Why parents shouldn't pay for their adult kids' expenses.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• Choosing the right position within a company,
• How to nail a 15-minute job interview,
• "We bought too much house..."

Support Our Sponsor:

• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dr. John Delony & George Kamel answer your questions and discuss:

• "Should I use my emergency fund to pay off the house?"
• "Why should I pay off my vehicles?"
• from the blog: Should I Pay Off My Car Early?
• "We bought a house we can't afford",
• "Should I rent my house out to college students?"

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• DreamCloud
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dr. John Delony & George Kamel answer your questions and discuss:

• "Should I pay off my student loans or buy a house?"
• Why a 40-year mortgage is a terrible idea,
• "Should we sell my husband's car?"
• Pausing retirement to save for a house,
• "Which debt do I tackle first?"
• from the blog: How the Debt Snowball Method Works,
• "Should I stop paying off debt if I'm about to lose my job?
• from the blog: When to Pause Your Debt Snowball

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dr. John Delony & George Kamel answer your questions and discuss:

• "I haven't filed taxes in three years..."
• "Are braces a frivolous expense?"
• "Should I save for my emergency fund or college?"
• "Is there a way to help our credit score disappear?"

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Dave Ramsey, Jade Warshaw, & Dr. John Delony take questions in front of a live studio audience in our new Ramsey Event Center!

• "We lost 30k in the market... when is it safe to invest again?"
• "Is it too late for us to buy a house?"
• Living and giving without feeling ashamed for being blessed,
• Convincing others to live a debt-free lifestyle.

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Dave Ramsey, George Kamel, & Ken Coleman take questions in front of a live studio audience in our new Ramsey Event Center!

• "What advice would you give to your younger self?"
• "Is $1000 still enough for the starter emergency fund?"
• "How long will my credit score stick around after I pay off my house?"
• "Should I get a HELOC?"
• "What happens to my parents' debt after they die?"

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Dave Ramsey, Rachel Cruze, & Dr. John Delony take questions in front of a live studio audience in our new Ramsey Event Center!

• "How can I afford to buy a home right now?"
• "When should you share your budget with your kids?" 
• Moving from intensity to intentionality later in the Baby Steps,
• Dave talks about why he decided to start teaching people how to have financial peace.

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "What do we do with money that's over our Roth limit?" 
• "Where do you draw the line on helping kids with money?"
• "How do I factor in military retirement?"
• Saving for a house,
• from the blog: How to Save for a House,

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "Should I sell because my HOA dues are high?"
• "Where should I keep my emergency fund?"
• from the blog: What Is a High-Yield Savings Account and Do I Need One?
• "How should we pay to build a new house?"
• "Can I afford to buy a new car?"

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "What do I do if the executor of a will isn't following the will?"
• Making a side-hustle a full-time job,
• "How is my debit card protected from fraud?"
• Pausing investing while paying off debt
• from the blog: When You Should Stop Investing

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Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "How can I help my parents with their money?"
• Controlling compulsive spending with ADHD,
• "We disagree with how to pay off our debt",
• "Can I make my side hustle my main job?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• Why more debt always equals more risk, 
• "Should I save for college or pay off the house?"
• "How do I pull money from retirement and not drain my account?"
• from the blog: How to Take Money Out of Retirement Accounts
• Downsizing after the kids are gone,
• What to do with extra income.

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• Neighborly

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "Being gazelle intense is affecting our marriage", 
• What happens if you don't pay your taxes,
• Fractional real estate investing vs. REITs.
• from the blog: What Is a Real Estate Investment Trust (REIT)?
• "When should the executor of a will be added to bank accounts?"

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Can I become a millionaire by the time I'm 50?" 
• Dealing with an upside down vehicle,
• from the blog: How to Get Out of an Upside-Down Car Loan,
• Starting a business debt-free,
• Selling a house to get out of debt,
• "Should I still go to my dream college even if I don't get a scholarship there?"

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• PODS Moving & Storage
• Churchill Mortgage
• Zander Insurance
• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "I'm looking for a side hustle"
• from the blog: 27 Side Hustle Ideas to Earn Extra Cash,
• What you need to know about taxes in 2023,
• "Should I use an investment account to pay off my house?"
• Adding a spouse to a business account,
• "What should I do with my savings?"
• from the blog: What Is a High-Yield Savings Account and Do I Need One?
• Switching jobs.

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• Renting vs. buying a home,
• "Should I pay off my boyfriend's debt?"
• "Does it make sense to retire outside the US?"
• "When should I get term life insurance?" 
• from the blog: What Is Term Life Insurance?
• Intensity vs. intentionality.

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel answer your questions and discuss:

• Why whole life insurance policies suck,
• from the blog: What Is Whole Life Insurance?
• Why the new FedNow payments system is a mixed bag,
• "Should I sell my rental or keep it?"
• from the blog: How to Earn Passive Income From Real Estate

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• NetSuite
• Christian Healthcare Ministries
• PODS Moving & Storage
• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel answer your questions and discuss:

• "My Husband bought a $72k car we can't afford",
• Negotiating medical bills in collections,
• "Should we pay our student loans?"
• Getting a construction loan.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel answer your questions and discuss:

• "My husband refuses to give up his credit card",
• "My parents offered to take over my debts and have me pay them back..."
• "Which debt should we pay off first?
• from the blog: How the Debt Snowball Method Works,

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• Neighborly

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "I put my brother's business debt into my name",
• Setting up my will to protect your kids,
• "Should I keep my long-term care policy?"
• "How can I save for a house after graduating?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "I drive Uber for work but need to sell my car",
• "How does capital gains tax work?"
• "Should I invest in company stocks?"
• "How do I budget getting paid 5 times a year?"
• "Can I afford a $130,000 car?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "I haven't gotten a raise in 10 years!"
• How do I invest the money for my mom's care?"
• "Should I go back to my old job to get overtime?"
• "What's the best way to use our stocks?"

Support Our Sponsor:

• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Should we be worried about the national debt?"
• "Can we use our paid off land as a down payment for a house?"
• Using savings to start a business,
• "I feel like our debt is never going to end"

Support Our Sponsor:

• Christian Healthcare Ministries
• PODS Moving & Storage
• Zander Insurance
• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "I don't know what to do next",
• Why whole-life insurance sucks,
• from the blog: What Is Whole Life Insurance?
• "How can the FDIC afford to insure everyone's money?"
• from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers.
• How Rocket Mortgage is screwing their customers.

Support Our Sponsor:

• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "My wife is afraid of the debt payoff process"
• Paying for home repairs while paying off debt,
• Why you shouldn't take a job just for the 401(k) match,
• Why the best "debt relief program" is getting a job,
• "Our home is 40% of our take home pay"

Support Our Sponsor:

• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "Help! I'm struggling with budgeting",
• "Will we ever see 3% mortgage rates again?"
• from the blog: How to Buy a House in 2023,
• What to do with your money when the market is crazy,
• "My wife doesn't want to move for my new job"
• "Should I cash out an inherited IRA?"
• "How can I best invest for my kids?"

Support Our Sponsor:

• PODS Moving & Storage
• Zander Insurance
• NetSuite
• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "I hit rock bottom and don't know what to do next",
• Preparing to be a stay-at-home mom,
• "Can we afford a second home?"
• "We make $100k and can't seem to make ends meet",
• Why financial literacy education matters,
• "When should I buy my first house?"
• from the blog: How to Buy a House in 2023

Support Our Sponsor:

• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Ramsey Solutions Privacy Policy

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