The Ramsey Show

Dave Ramsey & Rachel Cruze answer your questions and discuss:

• "How much should I spend on my side hustle?"
• Daymond John on learning to earn,
• "How much house can we afford?"
• The best way to invest for your kids.

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• Helping a loved one who is dealing with addiction and dysfunction, 
• "My husband and I disagree on what to do with our house",
• "Should we pay off solar panels?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "Should I keep a credit card for traveling?"
• When to pay off the mortgage,
• from the blog: How to Pay Off Your Mortgage Early,
• "We are scared to spend our money"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "My husband is inheriting a house his ex-wife is living in..."
• "Should we use the 529 for private school or wait for college?"
• "How do I invest past the 401(k) max?"
• from the blog: How to Plan for Retirement

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• "Should we purchase rental property?" 
• "How can I budget on irregular income when I'm young?"
• "I have more money in the bank than FDIC covers"
• from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers,
• Teaching kids about money,
• What to do with an inheritance,
• from the blog: What to Do With an Inheritance,

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• "I'm hesitant to go into the family business..."
• "Should I move my 401(k) to a Roth?"
• Whether or not to pause tithing while paying off debt.

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Dave Ramsey & Ken Coleman answer your questions and discuss:

• Moving after having just started a new job, 
• "My stepson keeps asking me for money to pay his bills,"
• "Should we use a cash balanced pension?"
• "Can I quit-claim deed my timeshare?"

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George Kamel & Jade Warshaw answer your questions and discuss:

• Balancing part-time work, a mountain of debt, and pursuing a dream career
• "Apple Pay Later" and why Apple doesn't give a rip about your financial health.
• from the blog: Buy Now, Pay Later? Why Installment Payment Plans Are Hurting Your Wallet,
• "We have buyer's remorse after buying our house"
• "How much should we spend on a car?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Jade Warshaw answer your questions and discuss:

• "Should I file for bankruptcy?"
• "I got a car lease from my parents - should I keep it?"
• "Does a company match count toward my 15%?"
• from the blog: Should I Take My 401(k) Company Match?
• Saving for a home.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Jade Warshaw answer your questions and discuss:

• "My husband has been secretly spending our emergency fund on drugs...",
• What the FDIC means for the average person,
• from the blog: Why Your Money Is Safe in a Bank: A Look at FDIC Insurance and What It Covers,
• "Should I keep dating a guy who has a lot of debt?"
• Shifting from intensity to intentionality.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & Rachel Cruze answer your questions and discuss:

• "My boyfriend co-signed on his ex-girlfriend's student loans", 
• "Should I buy solar panels so I can own my own electricity?"
• Paying off a vehicle,
• "Should I wait for the housing market to cool?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & Rachel Cruze answer your questions and discuss:

• "Should I pull from my 401(k) to pay off my house?"
• "Is it financially safe for me to retire?"
• "Should I stay in the military?"
• "How big should my emergency fund be?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & Rachel Cruze answer your questions and discuss:

• "Should we buy land for our son and leave it to him in the future?"
• Investing as a recent college graduate,
• "Should we file bankruptcy?"
• "How should I invest $20k?"
• "Is college worth it for me?"
• Working with a spouse on the budget.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Rachel Cruze & Dr. John Delony answer your questions and discuss:

• "Should we stay in a paid for townhome?"
• "I feel like I'm behind on investing" 
• from the blog: Fastest Ways to Catch Up on Your Retirement Savings,
• "Should we still sell our house?"
• Being a blessing to your kids vs. enabling them,
• How to use a large life insurance payout.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Rachel Cruze & Dr. John Delony answer your questions and discuss:

•  What to do when you're underwater on your car,
• from the blog: How to Get Out of a Car Loan,
• How to get on the same page as your spouse (and 10 things you should NEVER say),
• from the blog: How to Talk to Your Spouse About Money,
• "Should I contribute less to retirement to save up for a house?"
• Budgeting on an irregular income,
• "Did I mess up by paying off my house too early?"

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Rachel Cruze & Dr. John Delony answer your questions and discuss:

•  Dr. Henry Cloud on Trust: Knowing When to Give It, When to Withhold It, How to Earn It, and How to Fix It When It Gets Broken,
• "How do I get my money on track as I'm expecting my first child?"
• "Should I pull from my Roth IRA to pay off debt?"

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Jade Warshaw & John Delony answer your questions and discuss:

• A mother-in-law that stole $300k from her sons inheritance,
• How rising interest rates and consumer debt is creating an "ugly stew" for American's,
• from the blog: State of Personal Finance: Trends for 2023
• What to do with extra income in Baby Steps 4-6,
• How long you should rent before buying a house,
• from the blog: Should I Rent or Buy a House?
• How to get back on the plan after having a baby,
• from the blog: How to Win With Money in 7 Baby Steps

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Jade Warshaw & John Delony answer your questions and discuss:

• The best ways to be saving money,
• from the blog: How Much Should I Have In Savings?
• "Should we pay off our car before our baby arrives?",
• from the blog: When to Pause Your Debt Snowball
• What to do when you're starting at "Baby Step Zero",
• from the blog: 4 Things You Must Include In Your Budget
• How to prioritize a mortgage and investing when managing health crises,
• How being out of debt will set you ahead and bring you peace when it seems like the world is falling apart.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

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Jade Warshaw & John Delony answer your questions and discuss:

• How much money you can afford for kids activities,
• Why borrowing money from friends and family will ruin your relationships,
• What to do when your spouse won't talk to you about debt and finances,
• from the blog: How To Talk To Your Spouse About Money
• Crazy ways to get money to save money and pay off debt,
• from the blog: 27 Side Hustle Ideas to Earn Extra Money
• Focusing on the Baby Steps to do them in the right order,
• How to decide between staying close to family or moving across the country for a job,
• What to do when you hate your job but it's paying for college,
• from the blog: What to Do If You Hate Your Job

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & George Kamel answer your questions and discuss:

• Investing at a young age to take advantage of compound interest,
• from the blog: How Teens Can Become Millionaires,
• "Our investments keep losing money... what should we do?"
• from the blog: How to Avoid Costly Mistakes When the Market Is Down,
• Putting your financial "oxygen mask" on first before saving for the kids,
• "How should I pay taxes that I owe?"
• Saving for a home repair while expecting a baby.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & George Kamel answer your questions and discuss:

• What happens if the US loses its world reserve currency status?
• Picking up a second job,
• "Should I cut back on overtime so I can be home more with my family?"
• Focusing on paying off the mortgage,
• from the blog: How to Pay Off Your Mortgage Early,
• "Should I take out a life insurance policy for my mom?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & George Kamel answer your questions and discuss:

• "Should I buy a house with my brother or with my fiancé?"
• Using savings to pay off the house,
• "What should I do after selling my business?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & Rachel Cruze answer your questions and discuss:

• Investing vs. saving for a down payment,
• "Help me get out of the cycle of debt"
• from the blog: Do This First If You Want to Get Out of Debt,
• Paying the bills after a layoff,
• "Sell our property on a payment plan?"
• Should I use savings to pay off my house?

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & Rachel Cruze answer your questions and discuss:

• How you can get 4 meals for $43,
• "Should I use my savings to pay off my student loans?"
• Starting a part-time business to pay off debt,
• Getting out of an upside down vehicle.
• from the blog: How to Get Out of an Upside-Down Car Loan

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & Rachel Cruze answer your questions and discuss:

• How the Fed is screwing up the economy,
• "I moved in with my boyfriend and then we broke up",
• "My wife and I disagree about taking a trip for work",
• Investing vs. paying off the house.

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

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Ken Coleman & Jade Warshaw answer your questions and discuss:

• March Madness through the lens of college tuition,
• "Should I buy my wife a truck?"
• "Is this a scam?"
• Paying down debt after a layoff,
• "Should we take 6 months off work to travel?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Ken Coleman & Jade Warshaw answer your questions and discuss:

• Ken and Jade do a taste test comparing generic and name brand food to save money on groceries,
• 8 Meal Planning Rules,
• Saving for retirement to pay off debt,
• "Should I push my spouse to choose a new career?"
• Get Clear Career Assessment
• "Can we finally afford to buy a house?"

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Ken Coleman & Jade Warshaw answer your questions and discuss:

• "My boyfriend has over $100k in debt and now he wants to buy a new Tesla",
• "I owe my ex-wife money...",
• "Should I cancel credit cards as they're paid off?"
• How to use extra money.

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

• How aggressively to pay down a car loan,
• Managing unexpected medical bills,
• "Should I move to a higher paying job if it changes benefits?"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

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Dave Ramsey & Rachel Cruze answer your questions and discuss:

• Buying a replacement vehicle after a wreck,
• Investing in gold in case of an economic collapse,
• from the blog: Why Investing in Precious Metals Is a Bad Idea,
• "Should we sell some of our rentals?"
• Buying a family business,
• Why personal finance is more personal than finance.

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Dave Ramsey & Rachel Cruze interview millionaires to find out how they built wealth!

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Can I pause paying off debt to buy a car?"
• from the blog: How to Buy a Used Car Right Now,
• Whole life vs. Term Insurance,
•  from the blog: What Is Term Life Insurance?
• Saving for retirement vs. paying off debt.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• Following a proven plan vs. "your plan", 
• Should I do a HELOC,
• from the blog: HELOC: What Is a Home Equity Line of Credit?
• "Should we pay off our house or invest instead?"
• What to do with a rental property (and the Sunk Cost Fallacy explained), 
• Handling an inherited IRA.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "What do we do with our money during a sabbatical?"
• What to do when your renters stop paying rent,
• The best way to save up for a rental property,
• Transferring mutual funds when employer switches 401(k) plans,
• "Should I take out small loans to boost my credit score?"
• from the blog: The Best Way to Improve Your Credit Score

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• How do I get to 15% if I'm already maxing out my 401(k) and Roth? 
• from the blog: Why Should I Invest 15% of My Income for Retirement?
• Selling a lake house to pay off the primary home,
• Setting up an estate plan for a tricky family situation,
• What to do with a settlement,
• "My husband wants to buy an AirBnB w/ a HELOC",
• Looking for another career.

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• Why you should stay away from viaticals,
• Using savings to pay off rentals,
• "Should I use my emergency fund to pay off my car?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• What to do with a whole life policy,
• from the blog: What Is Whole Life Insurance?
• "Should I keep paying off debt after being laid off?"
• "How do I best invest an inheritance?"
• "My husband wants to wait for student loan forgiveness"
• from the blog: Student Loan Forgiveness

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Dr. John Delony & George Kamel answer your questions and discuss:

• Looking for a new career while paying off debt,
• What to do with bills in collections,
• from the blog: How to Pay Off Collections,
• "Should I sell my house to pay off debt?"
• from the blog: Should You Sell Your Home to Knock Out Debt?
• "Protecting your family when you're uninsurable"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dr. John Delony & George Kamel answer your questions and discuss:

• "Should I save up for a down payment or pay for a house in cash?"
• The truth behind credit card reward points,
• "How do I best prepare for my future family?"
• "I have $230k in undergrad student loan debt",
• "I'm having a hard time emptying our savings to pay off debts"
• "We have rental properties but no retirement"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dr. John Delony & George Kamel answer your questions and discuss:

• Can money buy happiness?
• Transitioning from intensity to intentionality
• "Is it selfish if I feel stuck as a stay-at-home mom?"
• "Should I sell my house after moving for work?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Your plan kept us safe from the SVB collapse",
• What to do with an old 529,
• "I owe $3 million on my rental properties..."

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Our debt is worse than we thought it was..."
• "Should we pay off our mortgage or save for a dream home?"
• "My ex-wife's student loans are in collections",
• "Sell one rental property to pay off the other?"

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "I lost half my income and I'm behind on debts",
• "Do HSAs count toward Baby Step 4?"
• from the blog: How to Make the Most of Your HSA Investment,
• What to do with savings after marriage?
• Investing vs. paying off the home.

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "I'm running out of money to fight for custody", 
• "When should I pay off the house?"
• Financially planning for a baby,
• from the blog: Having a Baby? Don't Forget These Expenses

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•  Zander Insurance
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• "Should I allow finances to stop our marriage plans?"
• "Should I allow my dad to be my financial advisor?"
• Is the $1000k emergency fund reasonable?
• from the blog: Is a $1,000 Emergency Fund Enough?
• "I can't get my wife on board with the Baby Steps",
• "My husband refuses to get life insurance",
• What to do with an inheritance.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Dr. John Delony answer your questions and discuss:

• How to manage an inherited estate,
• What to do with a large financial gift,
• "Should I pay off my house or buy a rental?"
• Using savings to pay off student loans,
• "My kids are having a hard time after a move"

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Should I go into business with my friend?"
• from the blog: The Dirt on Partnerships,
• What to do when friends ask for money,
• "Should I break up my brokerage fund into multiple accounts?"
• "We were gifted a deed"

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Should I pull from retirement to pay off credit cards?"
•  Investing to retire early,
• from the blog: Can I Retire Early?
• Where a HUD loan goes in the baby steps,
• Using a brokerage account for a down payment on a house,
• Taking out social security early to pay off a mortgage.

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• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

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Dave Ramsey & Jade Warshaw answer your questions and discuss:

• "Will buying a condo ruin me financially?"
• Getting rid of debt while still in school,
• Helping with an elderly parent's assisted living expenses,
• Adjusting a budget to go down to one income,
• "Should I sell the car?" 

Support Our Sponsor:

• Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel answer your questions and discuss:

• The best way to use an inheritance, 
• "When do you have to pay capital gains tax?"
• from the blog: What Is Capital Gains Tax?
• Why you should hardly ever put money in CDs.
• from the blog: What Is a Certificate of Deposit (CD)?

Support Our Sponsor:

• Zander Insurance
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• PODS Moving & Storage
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Take our FREE 3 minute assessment: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Ramsey Solutions Privacy Policy

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