The Ramsey Show

Dave Ramsey & Kristina Ellis discuss:

• Firing clients to grow your business,
• The fad of "Cash Stuffing" aka budgeting with an envelope system,
• Deciding to move overseas,
• Investing strategy as a filmstrip instead of a snapshot,
• What happens when a parent refuses to pay back a parent-plus loan.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• Investing in what you understand,
• The student loan forgiveness debacle continues,
• Why owning a home can be a curse rather than a blessing if you're not ready to buy,
• Looking for a job,
• How to get started building wealth.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• Ways that you can pay off your debt more quickly,
• When to pay off your house,
• How to best save for college.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & George Kamel discuss:

• Our newest Ramsey Personality, Jade Warshaw
• How to quit a toxic workplace,
• Deciding how long to keep a business open,
• What to do with a pension.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel discuss:

• How to navigate getting your bills out of collections,
• Selling/transferring a house to your children,
• Pulling from an IRA to pay off a house,
• The best way to open an IRA,
• When to plan to get a new vehicle,
• Rolling a 401(k) into a Roth IRA,
• When it's time to quit your job.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel discuss:

• Taking a child out of a will who refuses to speak to you,
• Why whole life insurance is the worst,
• What to do with an inheritance.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• Expanding a business or paying off debt,
• Using savings to pay off debt,
• Taking out a 401(k) loan,
• College gambling,
• Selling a house vs. renting it out.

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Dave Ramsey & Kristina Ellis discuss:

• Why renting out your house when you move isn't as easy as it sounds,
• What to do with a student loan "refund" from your servicing company,
• The timing of changing careers,
• Budgeting for a business.

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Dave Ramsey & Kristina Ellis discuss:

• Why it makes sense to pay off your house,
• The BS that is your FICO score,
• Knowing when it makes sense to move somewhere cheaper.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Rachel Cruze discuss:

• Paying off student loans even if there's a chance they get forgiven,
• Selling or renting out a house to move into a camper,
• Are we considered self-insured?
• What to do with a house once you get married,
• Paying off a car loan,
• Getting a girlfriend on board with the Ramsey plan.

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• DreamCloud
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Rachel Cruze discuss:

• How to know if you're ready to buy a house,
• Helping parents who keep getting scammed,
• 10 Question in 10 Minutes on Instagram live,
• Pausing investing to pay off debt.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Rachel Cruze discuss:

• Whether or not money actually buys happiness,
• Budgeting increased income,
• When you can afford to buy a pet,
• Investing while paying off debt,
• What comes next after paying off debt.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Rachel Cruze discuss:

• How to get started on the baby steps,
• Why you shouldn't keep your mortgage (to avoid fraud),
• Managing the will of a friend (and why you need a will).

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Rachel Cruze discuss:

• When parents offer to pay for travel plans,
• When spouses disagree on when to give kids money,
• Pausing Baby Step 3 to pay for a car,
• Catching up on the Baby Steps after getting off to a late start,
• Update on student loan forgiveness,
• What to do with a workers comp settlement.

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• Churchill Mortgage
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Rachel Cruze discuss:

• Asking for a raise,
• Saving for a home,
• Investing in retirement outside a pension,
• How to know if you're ready to have kids.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel discuss:

• Whether or not to wait for student loan forgiveness,
• Traveling while paying off debt,
• Another crypto exchange files for bankruptcy,
• Starting over after a divorce,
• Why cooking at home is cheaper than eating out (even in 2022).

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• Zander Insurance
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel discuss:

• Using savings to pay off a home,
• Why a pension doesn't count toward the 15% retirement goal,
• Moving up in house for safety reasons,
• Investing more than 15% to make up for lost time.

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Dave Ramsey & George Kamel discuss:

• When home insurance won't cover the value of the property,
• Whether or not to start your own business when expecting a baby,
• How to navigate combining finances and households when getting remarried,
• When you should sell property you own that is out of state.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• Why annuities suck,
• Pulling from a 401(k) at age 55,
• What to do when you can't afford to move out after a divorce,
• Taking an estranged child out of a will.

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• NetSuite
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• How to pass rental properties to your kids,
• Cash-flowing grad school,
• Digging out of $750k of dental school debt,
• Moving while paying off debt,
• The unintended consequences of divorce.

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• DreamCloud

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• How to get started building wealth,
• Dealing with the loss of a job,
• How much life insurance you need.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• Adjusting investments to save for a house down-payment,
• Learning to budget on increased income,
• How to know if your mortgage is too high,
• What to do with a family heirloom,
• Paying back an estranged parent.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Dr. John Delony discuss:

• Preparing for financial stability,
• Working a difficult job that pays well,
• Liquidating investments to buy a house.

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• Zander Insurance

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Dave Ramsey & Dr. John Delony discuss:

• Selling a car to pay off debt,
• Helping parents with their debt,
• Getting your life on track after a rough spell,
• Why owning rental property isn't as easy as you think.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dr. John Delony & Ken Coleman discuss:

• Renting vs. buying, and investing in a 401(k),
• Whether or not to file for bankruptcy,
• Upgrading the house.

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Dr. John Delony & Ken Coleman discuss:

• Purchasing a home,
• Achieving your goals despite disabilities,
• Where to start a debt payoff journey.

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• Zander Insurance

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Dr. John Delony & Ken Coleman discuss:

• Being fired from a job,
• Buying a home now or waiting,
• Being put in charge of parents' finances.

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Rachel Cruze & Dr. John Delony discuss:

• Dealing with an alcohol problem,
• Selling a vehicle,
• Manual underwriting when buying a home.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Rachel Cruze & Dr. John Delony discuss:

• Being sued by a credit card company,
• Moving out of California,
• Moving for a better job and cheaper housing.

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• Grip6

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Rachel Cruze & Dr. John Delony discuss:

• Cashing out mutual funds for a house down payment,
• Pausing Baby Step 2 to pay for a car,
• Leaving a safe job to earn more money.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• Abraham's Lincoln's Thanksgiving Proclamation,
• What to do when your parents want to pay off your mortgage,
• Whether or not it's worth buying a home in the market right now,
• Student loan forgiveness update.

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• PODS Moving & Storage
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• What to do after paying off debt,
• Investing while paying off student loans,
• Should I flip a car?
• How to attack $300k in debt.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• Moving from credit cards to cash,
• Pulling from a Roth IRA to pay off student loans,
• Knowing what baby step you're on.

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Dave Ramsey & Ken Coleman discuss:

• Pursuing your dream job,
• Worrying that making a lot of money will change who you are,
• How to pay off business debt.

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Dave Ramsey & Ken Coleman discuss:

• A marriage disagreement about paying off the house,
• The idea of an "emergency credit card",
• Applying the baby steps to a business,
• DAVE RANT: The declining work ethic,
• Investing vs. paying off the house.

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Dave Ramsey & Ken Coleman discuss:

• Paying off the house vs. saving the money,
• Getting out of a family business,
• The myth of a singular "living wage."

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Dave Ramsey & Dr. John Delony discuss:

• Splitting up a family farm, long-term care, and nursing homes,
• Psychologically adjusting to making a lot more money,
• If and when it makes sense to exceed a mortgage that is more than 25% of take-home pay.

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Dave Ramsey & Dr. John Delony discuss:

• Why Dave avoids debt,
• Dealing with drama on home repairs,
• Negotiating a salary.

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Dr. John Delony discuss:

• Taking out a personal loan to pay off debt,
• Getting traction in baby steps 4-6,
• Colleges selling out to sports betting companies,
• Pausing the baby steps after a personal loss.

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Ken Coleman & George Kamel discuss:

• Looking for a better salary at a job you love,
• The best way to trade-in a vehicle,
• When you should buy your first home,
• Selling a truck to pay off debt.

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Ken Coleman & George Kamel discuss:

• What to do when relatives ask for money,
• How to be saving for a house,
• What to do after paying off your house,
• 10 in 10 - Ken and George answer 10 questions in 10 minutes from Instagram:
• Saving up for college,
• Standing out as a freelancer,
• What crypto to invest in,
• Career advice for those retiring from the military,
• Where to start with budgeting,
• Tips for getting a raise at the annual review,
• Is the HSA part of the 15%?
• Starting a second career after retiring,
• Advice for newlyweds,
• Pumpkin pie vs. pecan pie,
• The relevancy of LinkedIn,
• What's a good emergency fund amount?
• Staying at a job you hate.
• Where to tithe if not plugged into a church.

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Ken Coleman & George Kamel discuss:

• When to stick with a high-deductible health insurance plan for the HSA benefits,
• Investing while in college,
• Buying a house before paying off debt.

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Dave Ramsey & Rachel Cruze discuss:

• Buyer's remorse after buying a car,
• Dealing with an interfering mother-in-law,
• Why you shouldn't take "rice and beans" too literally,
• The demise of FTX and "we told you so" on crypto.

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• NetSuite
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Dave Ramsey & Rachel Cruze discuss:

• Cashing in a whole-life policy,
• What it takes to change your life
• Getting rid of student loans.

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• Christian Healthcare Ministries
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Rachel Cruze interview 6 millionaires on how they built their wealth.

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George Kamel & Kristina Ellis discuss:

• The latest updates on student loan forgiveness,
• How to invest and save money,
• Buying a house now vs. waiting,
• What to do with an IRA,
• Finding scholarships for trade schools.
• The value of HSAs.

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• Zander Insurance
• PODS Moving & Storage
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Kristina Ellis discuss:

• Restructuring your life to get out of debt,
• Paying for a debit card that has rewards,
• Pausing investing to build a house,
• Warren Buffet's crypto prediction and wealth building advice,
• Pulling from an IRA to pay off debt.

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• DreamCloud

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Kristina Ellis & George Kamel discuss:

• Reducing investments to pay off the house faster,
• How to better hit your money goals,
• What to do with money from a pay raise,
• Why you shouldn't get whole life insurance,
• Going to school while paying off debt.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Ken Coleman discuss:

• The best way to invest,
• Moving to California,
• How to stop using credit cards.

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• Grip6
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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George Kamel & Ken Coleman discuss:

• Prioritizing what you do vs. where you live,
• Paying off your house now or later,
• Going to law school.

Support Our Sponsor:

• NetSuite

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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