The Ramsey Show

George Kamel & Ken Coleman discuss:

• Improving credit after bankruptcy,
• Social Security,
• Choosing a career.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Rachel Cruze & Dr. John Delony discuss:

• Staying motivated in baby step 2,
• Talking to kids about tithing,
• Budgeting on a low income.

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• PODS Moving & Storage
• Christian Healthcare Ministries
• Splash Financial

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Rachel Cruze & Dr. John Delony discuss:

• Hiding debt in relationships,
• Budgeting to buy a home and start a family,
• Managing increased income after a raise.

Support Our Sponsor:

• Zander Insurance

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Rachel Cruze & Dr. John Delony discuss:

• Losing passion in a career,
• Buying a new car,
• Selling a business.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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George Kamel & Ken Coleman discuss:

• Doing work you love AND making good money,
• Quitting a job that's paying worker's comp,
• When to go to flight school,
• When to buy a house and how much house to buy,
• Avoiding squandering an inheritance.

Support Our Sponsor:

• PODS Moving & Storage
• Churchill Mortgage
• Christian Healthcare Ministries

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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George Kamel & Ken Coleman discuss:

• What to do with your career,
• How much you need in your emergency fund,
• What amount of money you need to make to survive,
• Rapid Fire questions from Instagram Live.

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• NetSuite
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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George Kamel & Ken Coleman discuss:

• Finding purpose in your work,
• Changing spending habits when you realize you have nothing to show for your work,
• Pulling from a TSP to invest elsewhere,
• Quitting a high-paying job to pursue a dream,
• Investing in international funds,
• Getting family on board with the baby steps.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dr. John Delony & George Kamel discuss:

• How much to spend on an engagement ring,
• What to do after buying your first house,
• Dealing with a pushy father-in-law.

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• Splash Financial
• Zander Insurance
• Grip6

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dr. John Delony & George Kamel discuss:

• Getting a spouse on board financially,
• When to buy a house,
• Paying off student loans vs. buying a home.

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• PODS Moving & Storage
• DreamCloud

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dr. John Delony & George Kamel discuss:

• Regretting a cross-country move,
• Renting out your house while traveling,
• Saving vs. investing increased income.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Ken Coleman discuss:

• How to manage a settlement,
• What to do when you didn't get a raise you were promised,
• Financially preparing to change careers.

Support Our Sponsor:

• DreamCloud
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• PODS Moving & Storage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Ken Coleman discuss:

• How you can increase your income,
• Feeling stuck,
• Dealing with the loss of a company car.

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• Zander Insurance

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Ken Coleman discuss:

• Moving on after a job loss,
• Selling the house to pay off debt,
• Dealing with a debt in collections.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Kristina Ellis discuss:

• Sole Proprietorship vs. C-corp businesses,
• Affording to buy a house in this market,
• When your credit score goes to zero after paying off debt,
• Why married couples tend to be wealthier than couples who cohabitate
• https://www.wsj.com/articles/moving-in-together-doesnt-match-the-financial-benefits-of-marriage-but-why-11667761626

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• Zander Insurance
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• Determining what baby step you are in,
• Deciding to become a stay-at-home mom,
• Moving to make more money.

Support Our Sponsor:

• PODS Moving & Storage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Kristina Ellis discuss:

• Cashing out a whole life policy.
• Preparing for getting fired.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• Getting out of two stupid car loans,
• Deciding whether or not to pay off the house,
• How much you should be investing,
• Paying off debt right away or slowly over time.

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• Grip6
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• Getting a future spouse on board with the baby steps,
• Achieving work/life balance when making a high income,
• Focusing on paying off the house,
• How to set up retirement.

Support Our Sponsor:

• Churchill Mortgage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• A previous caller updates on her cancer diagnosis and debt journey,
• Timeshare companies losing lawsuits,
• Preventing a family member from squandering money after receiving an inheritance,
• Looking for a new job,
• Paying off debt quickly.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Rachel Cruze & George Kamel discuss:

• How to decide between using an HSA vs. a FSA during open enrollment,
• How to prepare for large medical bills while tackling debt,
• How to communicate your financial reality with family during the holidays,
• The best way to manage buying and selling homes when moving cross country,
• The crippling impact of Buy Now, Pay Later companies,
• How to prepare for college and determine if you can make a living wage in a field you love,
• Why paying off student loans quickly is the fastest way to get ahead with your finances,
• Why you should lever pull from retirement savings to pay off debt.

Support Our Sponsor:

• PODS Moving & Storage
• Splash Financial

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Rachel Cruze & George Kamel discuss:

• Why the Debt Snowball is designed to help you succeed with paying off debt quickly,
• How paying off your house during retirement gives you even more freedom,
• What to do when your lease is up on a vehicle,
• How managing your expectations are important when it comes to home buying,
• When you can switch from Gazelle Intense savings to intentional investing,
• Why paying off your house as soon possible is the best set up for success.

Support Our Sponsor:

• Zander Insurance
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Rachel Cruze & George Kamel discuss:

• How to increase your income to get out of debt,
• What you should do with a 401k from a previous employer when switching jobs,
• Why you should NEVER take out a credit card in your kids name,
• How to get out of inheriting a timeshare,
• How to manage finances when taking a pay cut to get your dream job,
• Apply the debt free lifestyle to your small business,
• How the people you surround yourself with can affect your spending habits.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Rachel Cruze discuss:

• Why you shouldn't finance a car (especially for your girlfriend),
• How to set up retirement accounts,
• What to do with (a lot of) extra money,
• Why international funds are part of the investing strategy.

Support Our Sponsor:

• PODS Moving & Storage
• Christian Healthcare Ministries
• NetSuite

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Rachel Cruze discuss:

• When a spouse refuses to work with you on money,
• Taking a hardship withdraw from retirement,
• Getting ahead on a small business.

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• DreamCloud
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Rachel Cruze discuss:

• How much to spend on a home,
• Buying out a lease,
• How much emergency fund you need for rental properties.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• Convincing a spouse to pay off debt,
• Selling a house,
• Negotiating salary,
• Living with parents until you're debt-free.

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• Grip6
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• Churchill Mortgage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• Paying off a house with savings,
• ...or with retirement,
• Helping a child,
• Buying a house from parents,
• Taking a new job with a 401(k) loan.

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• Splash Financial
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• Selling (half) a house,
• What to do when you're underwater on a vehicle,
• Using funds from mutual funds that were gifted.
• Saving up for a house vs. investing in retirement.

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• Carwiser

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Kristina Ellis discuss:

• Buying company stock,
• Staying gazelle intense in baby steps 4-6.
• Inheriting a million dollars,
• Renting vs. buying.

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• DreamCloud
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• PODS Moving & Storage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• Budgeting after moving out,
• Helping a family member who doesn't have life insurance,
• Paying off debt vs. investing.

Support Our Sponsor:

• Zander Insurance

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Kristina Ellis discuss:

• Using mutual funds to pay off student loans,
• How company stocks are taxed,
• Renting post-high school,
• Paying on a parent-plus loan,
• Baby step 3B when building a house.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• Pulling from a retirement account to pay off a house,
• Investing for the long term,
• Replacing a vehicle,
• Rolling over a pension into a 401(k),
• How to use a $140k bonus,
• How the fed keeps screwing up the economy.

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• Zander Insurance
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• Dealing with a gambling addict father,
• Rumors of the US going to a fully cashless society,
• Not being on the same page as your spouse (about the thermostat).

Support Our Sponsor:

• PODS Moving & Storage
• Christian Healthcare Ministries

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Dr. John Delony discuss:

• The logistics of selling a house,
• What to do with an annuity,
• Pausing baby step 2 to set up a "strike fund",
• Pre-planned funeral arrangements.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Rachel Cruze & Ken Coleman discuss:

• Paying off a new spouse's student loan debt,
• A Crypto.com commercial that hasn't aged well,
• Buying vs. renting when you first get married,
• The order of paying off a house vs. car,
• Selling a company.

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• NetSuite
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Rachel Cruze & Ken Coleman discuss:

• Where to put savings for an elderly parent's nursing home expenses,
• Restaurant inflation fees,
• Breaking up with a fiancé over money disagreements,
• How to be a good manager to employees.

Support Our Sponsor:

• Zander Insurance
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Rachel Cruze & Ken Coleman discuss:

• A husband who refuses to sell his "fun" car to help buy a new house,
• What to do with extra savings,
• Combining finances after marriage,
• What to do with a car,
• Arguing with a spouse about paying off the house.

Support Our Sponsor:

• PODS Moving & Storage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Ken Coleman discuss:

• How to manage retirement savings with a 403(b),
• Best way to set up student loans in your debt snowball,
• How to find margin in your budget for childcare,
• Living minimally to have the maximum impact on your debt,
• Dave's results to Ken's "Get Clear Assessment" and why this assessment is so accurate and impactful.

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• Zander Insurance
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Ken Coleman discuss:

• What to do when your co-workers don't have your same work ethic,
• How to leverage your relationship capitol to get to your dream job,
• Why it's ok to pause the Baby Steps when navigating big life events,
• How not taking "no" for an answer can be key to getting out of debt,
• How to write an honest, but professional, resignation letter,
• How to know when it's time to sell a rental property.

Support Our Sponsor:

• Splash Financial

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Ken Coleman discuss:

• The Fed's interest rate hike - one of the few things Dave Ramsey and Sen. Bernie Sanders surprisingly agree on,
• How to sell a property that was inherited without a will,
• What to do with your finances when your job is being eliminated,
• Why diligently sticking to budget is crucial to getting out of debt and providing you with freedom,
• How big your emergency fund should be when trying to buy a house,
• Why you shouldn't take out a personal loan to pay off your debt.

Support Our Sponsor:

• Churchill Mortgage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & Kristina Ellis discuss:

• Handling taxes on giving a large financial gift,
• Using the emergency fund to pay off the house,
• Doing emergency appliance repairs in baby step 2.

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• Christian Healthcare Ministries
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Dave Ramsey & Kristina Ellis interview five millionaires to find out how they built their wealth.

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Dave Ramsey & Kristina Ellis discuss:

• Why you're not the exception to the credit card rule,
• Dealing with a toxic parent plus loan situation,
• Why Dave hates I Bonds (despite the hype),
• How much to save for college.

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• Zander Insurance

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Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Kristina Ellis discuss:

• Being freaked out by the housing market,
• How to figure out what baby step you're on,
• Paying off student loans with retirement funds,
• Student loan forgiveness updates.

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• PODS Moving & Storage
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Dave Ramsey & Kristina Ellis discuss:

• Upgrading a house vs. paying down the mortgage,
• How to handle asking parents for money,
• Unreasonable Hospitality with restaurateur & author, Will Guidara

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• Zander Insurance

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Kristina Ellis discuss:

• Digging out of $500k of debt,
• 529 plans,
• Borrowing from a 401(k) to pay off credit cards,
• Trying to cut losses after losing money on investments.

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Dave Ramsey & George Kamel discuss:

• Knowing when you have enough to retire on,
• How to divvy up life insurance.

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Dave Ramsey & George Kamel discuss:

• Taking a better-paying job after you just got hired,
• Borrowing money for a house downpayment,
• Life insurance options,
• Liquidating investments to buy into crypto,
• How to quit rationalizing foolish spending.

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Dave Ramsey & George Kamel discuss:

• The current state of the housing market,
• Feeling like you can't get ahead on paying down debt,
• Counting stock options toward retirement,
• Dealing with messy family money drama,
• Budgeting on a bi-weekly paycheck,
• Buying a house with a roommate.

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Dr. John Delony & George Kamel discuss:

• Helping the kids of a recently deceased relative,
• The best way to invest,
• Saving for a house vs. investing,
• Being the victim of a scam,
• Balancing family time with side hustles,
• Affording a home.

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• Grip6
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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