The Ramsey Show

Dave Ramsey & George Kamel discuss:

• Life after the death of a spouse,
• Using credit cards to invest,
• How to get gazelle intense,
• Switching our business focus.

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Dave Ramsey & John Delony discuss:

• Is a house re-fi the right option,
• What kinds of insurance you need,
• When spouses don't agree on paying for the kid's college.

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Dave Ramsey & John Delony discuss:

• Pulling money out of the stock market to buy a house
• Feeling like you are failing your family,
• What to do with your time after retirement,

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Dave Ramsey & John Delony discuss:

• What happens when you ignore medical debt,
• The aftermath of identity theft,
• Family that keeps asking for money

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Dave Ramsey & Ken Coleman discuss:

• Buying cars when you don't have the cash,
• Finding a new career path,
• Leaving a creative job for a trade,
• Owing almost $100K in car loans.

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Dave Ramsey & Ken Coleman discuss:

• Getting my live-in girlfriend to pay off debt,
• Using donor advised funds for giving,
• Buying a rental property,
• Helping a friend get out of debt.

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Dave Ramsey & Ken Coleman discuss:

• Borrowing money to buy family land.
• Handling a trust fund,
• Buying farm equipment for the tax benefit,
• What to do with a divorce settlement.

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Dave Ramsey & Ken Coleman discuss:

• Should you take advantage of your employer's tuition reimbursement,
• Whether or not to do a company 401(k) if it doesn't have a match,
• Why you shouldn't get a HELOC to buy a rental.

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Dave Ramsey & Ken Coleman discuss:

• What to do if your 401(k) contributions were sent back to you,
• Selling your home,
• Investing in gold,
• Paying off the house or investing instead,
• Leaving a job to start your own business.

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Dave Ramsey & Ken Coleman discuss:

• Negotiating a raise,
• Buying a company,
• Should you buy homes for your adult kids.

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George Kamel & Ken Coleman discuss:

• Dealing with a work travel nightmare,
• When's the best time to sell your house,
• Athletes who lost money getting paid in bitcoin,
• How to handle friends who pressure you to get a credit card,
• Managing money after baby step 7.

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George Kamel & Ken Coleman discuss:

• Dealing with news of a job loss,
• Buying a car after a lease,
• Whether or not to sell a house,
• The best way to pay off student loans.

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George Kamel & Ken Coleman discuss:

• Trying to find the right career,
• When to take a promotion,
• What to do when you feel like you're not making progress,
• Should you sell a house and move in with a parent?

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Dave Ramsey & Kristina Ellis discuss:

• Selling your home vs. renting it out,
• Why being satisfied with the size of your home is more about your attitude than square footage,
• Diversifying your investments,
• Repairing a car vs. buying a new one,
• Should I wait for student loan forgiveness?
• How to best manage an inheritance.

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Dave Ramsey & Kristina Ellis discuss:

• Moving from intensity to intentionality,
• Preparing for a disability later in life,
• How to financially prepare for college for a child with a disability,
• The financial implications of shacking up.

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Dave Ramsey & Kristina Ellis hear from callers with a net worth of a million dollars or more in this Baby Steps Millionaires Theme Hour.

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Dave Ramsey & George Kamel discuss:

• What to do when you have no idea where your money is going,
• Should you start a GoFundMe to pay off debt when you get married?
• Choosing between career options.

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Dave Ramsey & George Kamel discuss:

• Does it make sense to save for a house if you have employer-provided housing?
• How to avoid parenting a spouse over money,
• Why rent-to-own is a terrible idea,
• How to get back on track with budgeting,
• Preparing for an untaxed bonus.

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Dave Ramsey & George Kamel discuss:

• Should you sell your house to pay off debt,
• How to know if you should fire your financial advisor,
• Is it possible to be too gazelle intense?
• Should I take out a loan to pay off my other loans?

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Ken Coleman discuss:

• When it makes sense to create a charity foundation,
• Selling a car vs. paying it off,
• The fastest way to knock out student loan debt,
• Using savings to pay off the house.

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Dave Ramsey & Ken Coleman discuss:

• How to handle money in college,
• Counseling a brother-in-law who wants to borrow money to build a Dungeons & Dragons man-cave.
• What to do when your rent goes up.

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Dave Ramsey & Ken Coleman discuss:

• When it makes sense to sell a rental to pay off another one,
• Is it too late to change jobs?
• Should you sell the truck for a fuel-efficient vehicle?

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George Kamel & Kristina Ellis discuss:

• Rising rent prices, 
• The freedom of being debt free, 
• Should teens be investing,
• The real price of credit card rewards.

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George Kamel & Kristina Ellis discuss:

• Why you should stop investing in Baby Step 2,
• The power of compound interest,
• Paying off student loans that are in deferment,
• How a 16-year-old can set themselves up for success.

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Kristina Ellis & George Kamel discuss:

• The truth about credit scores,
• Is bankruptcy the only option,
• Selling a rental to pay off a primary mortgage,
• How to buy a used car in this market,
• Student loan myths.

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Dave Ramsey & George Kamel discuss:

• The Feds raising interest rates,
• Borrowing against the house to make repairs,
• The difference between a will and a trust,
• Getting rid of an underwater car.

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Dave Ramsey & George Kamel discuss:

• Teaching kids about cryptocurrency,
• Choosing a retirement plan,
• Paying off a car with savings,

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Dave Ramsey & George Kamel discuss:

• Waiting on the government to forgive your student loans,
• Investing in a TSP,
• The value of a dollar with Former Ambassador Nikki Haley,
• Should an inheritance be split fairly among siblings.

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Dave Ramsey & Ken Coleman discuss:

• If moving up in house is a need or a want,
• The fear of changing jobs,
• Rebuilding the emergency fund,
• Feeling secure in your investments.

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Dave Ramsey & Ken Coleman discuss:

• Buying a house with no credit,
• Following the baby steps in order,
• The fear of facing bankruptcy,
• The difference between tithes and offerings

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Dave Ramsey & Ken Coleman discuss:

• Getting a career back on track after trauma,
• Selling a house to pay off debt,
• Where to park an emergency fund, 
• How to be a good steward of an inheritance.

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Dave Ramsey & George Kamel discuss:

• Buying property when saving up to build a house,
• How to handle a settlement from a car accident,
• What to do with a bad insurance policy,
• How intense to be in baby step 3.

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Dave Ramsey & George Kamel discuss:

• Getting your kids to go to school debt free,
• What to do when your boyfriend won't propose,
• Selling a rental house,
• The fastest way to pay off a house.

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Dave Ramsey & George Kamel discuss:

• What exactly is a "bear market"?
• How to help parents with money,
• Growing a small business,
• Should a married couple invest 15% of each of their paychecks, or just one of them?
• What to do when your house won't sell.

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Dave Ramsey & Kristina Ellis discuss:

• Moving from self-employment to working for a company,
• The value of working during college,
• Why you should avoid single stocks and diversify,
• What to do after selling a rental house.

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Dave Ramsey & Kristina Ellis discuss:

• The importance of teaching financial literacy to kids, with The Minimalists,
• Helping a father who doesn't have life insurance,
• Paying off debt vs. investing.

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Dave Ramsey & Kristina Ellis discuss:

• Tackling $500k of student loans,
• Doing the hard work now to make it easier later (instead of taking the easy way out now and dealing with hard things later),
• Saving for an engagement ring while paying off debt.

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George Kamel & Rachel Cruze discuss:

• How to talk to your spouse about money,
• Paying off your mortgage as quickly as possible,
• LeBron James' billionaire status (and frugality),
• Dumb & Dumber and various 90s movies.

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George Kamel & Rachel Cruze discuss:

• When is gazelle intensity too much?
• Why buying a friend's owner-financed home is a bad idea,
• What to do when your car gets stolen.

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George Kamel & Rachel Cruze discuss:

• Whether or not to pay cash for a house or take out a mortgage,
• Waiting for insurance for car repairs or paying out of pocket,
• Getting out of debt while going through school,
• Should I propose now or wait until after college?

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & George Kamel discuss:

• When it makes sense to get into real estate investing,
• Increasing retirement income,
• When it makes sense for a spouse to stay at home,
• Helping family with money.

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Dave Ramsey & George Kamel discuss:

• Helping others manage money,
• The best way to sell your house,
• The best way to save money when you're rent-free,
• How to use an inheritance,
• What to do with a spouse who doesn't believe in saving for retirement.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & George Kamel discuss:

• Renting vs. buying when moving to a new town,
• Bitcoin scams on the rise,
• Letting your student loans go to collections,
• How much to save for a downpayment,
• The best way to invest.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Rachel Cruze discuss:

• When it makes sense to join a country club (and why people need to mind their own business),
• How to set healthy boundaries with your parents,
• Am I overreacting to my husband's purchase?

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Dave Ramsey & Rachel Cruze discuss:

• Should my wife and I split the mortgage and have separate checking accounts?
• Should I use our emergency fund to buy a car?
• How to help a spouse through a career change.

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Dave Ramsey & Rachel Cruze discuss:

• Paying off the house or investing the money,
• Minimizing capital gains tax,
• How to tackle debt after you get married,
• Balancing a safe living situation with paying off debt.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Ken Coleman discuss:

• The possibility of self-insuring for long-term care insurance,
• The best way to find scholarships for college,
• Finding a side hustle with a criminal background,
• Balancing a side hustle with family time.

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Dave Ramsey & Ken Coleman discuss:

• How to get my wife on board with the Ramsey plan,
• Tackling debt as a single mom,
• Preparing for a loved one's passing,
• Dealing with a dramatic drop in income.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

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Dave Ramsey & Ken Coleman discuss:

• What to do after you sell your house,
• Getting into real estate development as a career,
• Investing an inheritance or saving for a house.

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Dave Ramsey & Dr. John Delony discuss:

• What's the best next step to take with your money,
• Using a personal credit card for corporate business expenses,
• Paying off your mortgage vs. investing,
• Getting a reluctant spouse on board with the plan.

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