The Ramsey Show

Dave Ramsey & Dr. John Delony discuss:

• Strong Fathers, Strong Daughters with Dr. Meg Meeker,
• Why sports betting isn't cute, it's a dangerous addiction,
• Deciding to sell a business.

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Dave Ramsey & Dr. John Delony discuss:

• Preparing for an upcoming settlement check,
• When changing jobs won't really help your situation.

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George Kamel & Dr. John Delony discuss:

• Why you need to pay off your student loans,
• Paying off the house vs. investing that extra money,
• Untangling a messy housing situation,
• How to know when you're ready to retire.

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George Kamel & Dr. John Delony discuss:

• Setting financial boundaries with family,
• Dealing with a spouse who refuses to work,
• Where to start with paying off your debt.

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George Kamel & Dr. John Delony discuss:

• How to increase your income,
• How banks are indoctrinating kids with debt,
• How to motivate a lazy husband,
• Should you take out a mortgage for more than 25% of your take-home pay?

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Dave Ramsey & Rachel Cruze discuss:

• Why you shouldn't buy an expensive new car for a tax write-off,
• Being a good steward of a large financial gift,
• How to win financially after beating a gambling addiction,
• When it makes sense to sell a rental property.

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Dave Ramsey & Rachel Cruze discuss:

• Should you buy a house in cash?
• How this housing market is not the same as 2008's,
• Should you sell a house to get out of debt post-bankruptcy?

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Dave Ramsey & Rachel Cruze discuss:

• The best way to invest,
• How to move on after losing a spouse,
• Paying off debt vs. cash flowing college.

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Dave Ramsey & George Kamel discuss:

• The difference between a living will and a trust,
• What types of insurance you need (and don't need),
• Preparing to move out on your own.

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Dave Ramsey & George Kamel discuss:

• How to get on the same page as your significant other,
• The best way to get into real estate investing,
• Whether or not you can afford a Mustang,
• Making the mental shift to saving for a house.

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Dave Ramsey & George Kamel discuss:

• Klarna's decline and the predatory BNPL industry,
• Is it okay to put less than 20% down on a house?
• What to do with extra money from a 529,
• Pausing the baby steps before a baby comes,
• Cashing out stocks to pay off a house.

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Dave Ramsey & Kristina Ellis discuss:

• Buying a house when you're a penny pincher,
• Being intentional (vs. intense) in baby steps 4-6,
• Why you shouldn't help your fiancée with their debts until you're married.

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Dave Ramsey & Kristina Ellis discuss:

• Budgeting after you move out of your parents' house,
• Paying for college when your plans change,
• Knowing when to accept a new job offer.

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Dave Ramsey & Kristina Ellis discuss:

• The best investment strategies,
• How to get started after graduation,
• Selling your house to get out of debt.

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Dave Ramsey and Dr. John Delony discuss:

• How to allocate extra money coming in,
• Whether or not you can maintain a work/life balance in Baby Step 2,
• Giving financial advice to an in-law.

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Dave Ramsey and Dr. John Delony discuss:

• Going on a family trip while paying off debt,
• Dealing with a grandparent’s messy estate,
• Navigating a lawsuit involving an ex-spouse’s car repo.

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Dave Ramsey and Dr. John Delony discuss:

• Using a gifted money to pay off debt,
• How to change your family tree financially,
• Navigating a move while your family is expecting.

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Ken Coleman & George Kamel discuss:

• How to grow a small business,
• The high-earning poor, 
• When it's time to leave a job,
• Paying off debt and getting your life on track,
• Having over $100k in car debt.

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Ken Coleman & George Kamel discuss:

• Should you convert a traditional IRS to a Roth,
• How to ask for a raise,
• When is it time to walk away from your business,
• Using your savings to pay off debt,
• Preparing for a switch in careers,
• How to move out of your toxic in-law's house.

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Ken Coleman & George Kamel discuss:

• How to prepare for married life,
• Should you put more money in your pension or an IRA,
• Splitting assets during a messy divorce,
• Buying or renting when you move to a new city,
• Awesome companies hiring special needs workers.

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John Delony & George Kamel discuss:

• How to talk to your parents about money,
• Is it a good idea to move in with the in-laws,
• If company stocks are a good idea,
• Should you go on vacation while paying off debt,
• Why you should keep on paying off your student loans,
• How to build a life after the death of a spouse,

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John Delony & George Kamel discuss:

• How much should you budget for extravagant gifts,
• Controlling your spending in the wake of a divorce,
• Funding 529s for grandkids,
• The risk of waiving the home inspection.

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John Delony & George Kamel discuss:

• Taking a tax hit to convert your IRA,
• The dangers of payday loans,
• Deciding to start a business or work for someone else,
• Should you take a year off to travel.

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George Kamel discusses:

• How to prioritize your debt,
• Paying off debt vs. investing.
• Where to put IRS debt in your snowball,
• Convincing your spouse to sell the house,
• Planning for a new baby, 
• Cash flowing college.

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George Kamel discusses:

• What to do when you drain your emergency fund,
• If consolidating credit cards is a good idea,
• How to teach your kid about money when your ex is irresponsible,
• Should you take a job that requires a lot of travel,
• What to do when your car dies in baby step 2.

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George Kamel discusses:

• How to convince your spouse to buy a brand-new car,
• Deciding between paying the house or investing,
• Learning how to budget after college,
• What to do with a large cash gift,
• What to do when a renovation goes over budget.

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Rachel Cruze & George Kamel discuss:

• How much cash should you have at your fingertips,
• When should you be more responsible with your money,
• Buying a condo while still in debt,
• How to invest after you retire.

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Rachel Cruze & George Kamel discuss:

• Juggling a small business and motherhood,
• Budgeting after a large increase in income,
• How to decide if it's time to leave your workplace,
• Selling a business you love to pay off debt,
• Buy now, pay later scams,
• What to do once you become debt free.

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Rachel Cruze & George Kamel discuss:

• If you should use extra income to pay off debt or invest,
• Moving for a job and finding a house,
• Struggling to make ends meet each month, 
• If house hacking is a good idea,
• How to re-finance student loans.

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George Kamel discusses:

• How to pay off over $600k in parent plus loans,
• What a 13-year-old should do to build wealth,
• A trucker who wants to buy a new semi, 
• The fear of using your savings to pay off debt,
• Why you should pay off debt before you invest,
• What to do when you are upside down on a car loan?

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George discusses:

• Buying an investment property while you still rent,
• Taking a job with less pay but better benefits,
• How much you need to retire with dignity,
• Buying mom out of a property that you co-own.

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George Kamel discusses:

• How to manage a 529 plan by yourself,
• Moving up in house after baby comes, 
• What's the next step after you pay off your debt,
• Paying off the rental before you pay off your house,
• How to pay cash for a house,
• Convincing your spouse to pay off the house. 

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George Kamel & Rachel Cruze discuss:

• How to enjoy your life while budgeting,
• Discuss why Gen-Z doesn't treat cash like real money, 
• Repairing an old car vs. buying a new one,
• Struggling to save money after a divorce,
• What's the next step to financial freedom?

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George Kamel & Rachel Cruze discuss:

• How to find a side hustle (and whether or not you should sell your horse),
• Moving to a nicer place while still in debt, 
• Should you invest while in college,
• Trusting a financial advisor to help you win with money,
• Caring for a mom that struggles with addiction.

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George Kamel &  Rachel Cruze discuss:

• How to get rid of a leased car,
• Should you sell your house and buy a new one,
• Pausing your investments to rebuild an emergency fund,
• How to handle money disagreements with your spouse,
• Moving out of grandma's house to live on your own.

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Dave Ramsey & George Kamel discuss:

• The timing of when to start a family,
• Launching a book as a side hustle,
• Helping a family member sell a house.

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Dave Ramsey & George Kamel discuss:

• Purchasing a family-owned farm,
• Buying your first home,
• Navigating a layoff.

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Dave Ramsey & George Kamel discuss:

• Family boundaries around your children's debt,
• What to do with savings bonds,
• Weighing the options about selling your car.

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Dave Ramsey & Dr. John Delony discuss:

• Talking a spouse into downsizing housing,
• Does it ever make sense to take a financial hit for a career change?
• How to tackle debt as a single parent.

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Dave Ramsey & Dr. John Delony discuss:

• Letting a rental property go for your sanity and learning when you need to "fire yourself",
• Turning off the news so you don't get paralyzed by fear,
• Is it possible to get financial peace after 50?
• Maxing out a Roth IRA vs. 401(k).

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Dave Ramsey & Dr. John Delony discuss how ordinary people built extraordinary wealth.

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Dave Ramsey & George Kamel discuss:

• How to handle money when a spouse passes away,
• How to get out of a car lease,
• Does it make financial sense to get an electric car with gas prices so high?
• Deciding if you can afford to move up in apartment.

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Dave Ramsey & George Kamel discuss:

• Do you need a real estate agent or should you sell by owner?
• Handling an inherited rental property,
• The best way to tackle $900k in debt.

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Dave Ramsey & George Kamel discuss:

• Is it possible to overfund a TSP?
• Knowing when it's time to change careers,
• What to do when you find out you're about to get a million dollar check.

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Dave Ramsey & Ken Coleman discuss:

• Budgeting on an irregular income,
• How to stay sane when the market gets wild,
• The best way to buy a piece of land,
• Dealing with doubts around a new job.

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Dave Ramsey & Ken Coleman discuss:

• Investing in a Roth vs. Traditional 401(k),
• Struggling with a spouse who has a gambling addiction,
• Stockpiling money during a serious illness,
• What to do when you're supposed to close on a house that isn't finished being built,
• Is now a good time to buy a house?

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Dave Ramsey & Ken Coleman discuss:

• Should you sell your business,
• Leaving a dream job to triple your income,
• When and how to save up for a house,
• Selling a car to pay off debt.

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George Kamel & Ken Coleman discuss:

• Taking the next step in growing your business,
• The best way to save for retirement,
• How to motivate a teenager to get a summer job,
• The best side-hustle ideas to earn a little extra money,
• What to do when you lose your job.

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George Kamel & Ken Coleman discuss:

• Opening a Roth for a grandchild,
• Getting a spouse on board with the plan,
• How 1099 employees should plan for taxes,
• Should you rent out your house?
• Why some employees are freaking out over going back to the office,
• The best way to become financially secure.

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George Kamel & Ken Coleman discuss:

• Should you take out a mortgage later in life?
• Does it make sense to stay in a high-paying, high-stress job?
• Similarly, should you take low-paying job that you love?
• Should you join the military?
• Thinking through leaving a job,
• Training bootcamps vs. traditional degrees.

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