The Ramsey Show

Dave Ramsey & Dr. John Delony discuss:

• How to use extra money,
• Achieving work/life balance when paying off debt,
• Avoiding making an idol of money,
• How to think about prenups heading toward marriage.

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Dave Ramsey & Dr. John Delony discuss:

• The best way to pay off your mortgage,
• What to do with an inheritance,
• Should we go on a birthday trip for my sister during our debt snowball?
• What to do when you can't afford house repairs.

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Dave Ramsey & Dr. John Delony discuss:

• Should you pause retirement to pay off your house?
• What does it mean that the stock market is "on sale" when the market is down?
• Struggling to find a job near family,
• How to deal with the ups and downs of the market,
• Dealing with financial infidelity.

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Dave Ramsey & Rachel Cruze discuss:

• Combining incomes with your boyfriend,
• Getting a personal loan to pay off a credit card,
• How to start the debt snowball.

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Dave Ramsey & Rachel Cruze discuss:

• Should you consider your home your primary investment vehicle?
• A look back at April 2021 where Dave predicted the inflation we're seeing today (and where we're headed).

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Dave Ramsey & Rachel Cruze discuss:

• Should you stop investing while the market is down?
• Should you sell a gun collection to pay off debt?
• How to move a 401(k) after your company gets bought out,
• What to do after your car gets totaled,
• Should you close your credit cards after you pay them off?

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Dave Ramsey & George Kamel discuss:

• Should you commit to a 3-year work contract?
• How to know if a debt collector call is legit,
• California's stupid program to "help" homebuyers borrow their down payment,
• How to help your kids choose a college.

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Dave Ramsey & George Kamel discuss:

• What to do with an annuity left from a relative that passed away,
• Should you take a one-time alimony payout offer?
• How long you should save up for a house in baby step 3b,
• Tithing off of gross vs. net,
• Where debt in collections goes in the debt snowball.

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Dave Ramsey & George Kamel discuss:

• What to do with an old 401(k),
• What to do when you have trouble sticking to the budget,
• Should I open a business to earn "passive" income?
• Should you sell the car?
• What you should do with old savings bonds.

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Dave Ramsey & Kristina Ellis discuss:

• What to do when your parent hasn't planned for retirement and doesn't want to talk about it,
• Advising a teenager who wants to be a YouTube influencer when they grow up,
• Why you shouldn't use a 401(k) loan to pay off debt,
• How to deal with large medical bills,

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Dave Ramsey & Kristina Ellis discuss:

• How to move out of your parents' house,
• How to decide whether or not to stay home with the kids,
• How to deal with a house fire,
• When to pay off a rental,
• Knowing when to downsize

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Dave Ramsey & Kristina Ellis discuss:

• Should you sell your business?
• Should you increase your homeowners insurance to go up with your home's value?
• Should you buy a modular home for retirement?
• Is a lineman a good career move?

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Dave Ramsey & Dr. John Delony discuss:

• What to do with the Baby Steps when expecting a baby,
• Navigating a job change decision,
• Focusing on what's important during a divorce.

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George Kamel & Dr. John Delony discuss:

• How to get started with money,
• Deciding on a job switch after life changes,
• What to do with an elderly parent's house once they can no longer manage it,
• Why you shouldn't sell your house to invest in the stock market.

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George Kamel & Dr. John Delony discuss:

• The best way to become debt-free,
• Should you move to a cheaper area or try to earn more?
• When can you take a vacation during the baby steps?
• Should you use your emergency fund to buy a car with better gas mileage?
• 5 toxic ways that narcissists handle money.

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Dave Ramsey & George Kamel discuss:

• How much to keep in your checking and savings,
• Which distribution option to choose on a pension,
• How to determine if you have too much life insurance.

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Dave Ramsey & George Kamel discuss:

• How to use the proceeds from a family property,
• Whether or not a reverse mortgage is a good idea,
• Picking up extra work to pay for college.

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Dave Ramsey & George Kamel discuss:

• Cash-flowing grad school,
• Transitioning to a self-employed career,
• Whether or not to pay off debt during job transitions.

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Dave Ramsey & Ken Coleman discuss:

• Should I cashflow college now or rely on my employers tuition reimbursement over time?
• Should you do a 401(k) if there's no company match?
• Does it make a sense to take a job outside your degree field?
• Are you responsible for caring for aging parents who haven't saved for retirement?

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Dave Ramsey & Ken Coleman discuss:

• How to know if a career change is a good idea,
• What to do next when when you're on baby step 7 at age 22,
• How to help a grandkid in college.

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Dave Ramsey & Ken Coleman discuss:

• The $80 billion stolen in PPP fraud,
• Tithing on a vehicle sale,
• How much to budget for hiring employees.

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Dave Ramsey & Dr. John Delony discuss:

• Should I cash flow law school or become a mortgage broker?
• What happens when you combine finances in a toxic relationship,
• How you should handle interest-free debt in the debt snowball.

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Dave Ramsey & Dr. John Delony discuss:

• How to handle a devastating house fire,
• Their favorite cheap fast food meals, best concerts, and worst bosses,
• How to talk to your parents about getting long-term care insurance,
• How to use profit from selling your home.

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Dave Ramsey & Dr. John Delony discuss:

• Why you shouldn't stay gazelle intense forever,
• Planning for retirement later in life,
• Do the baby steps work even if you're older?
• Does it ever make sense to have more than one financial advisor?
• The best way for a blind guy to build wealth.

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Dave Ramsey & George Kamel discuss:

• Giving care to a parent with Alzheimer's,
• Why everyone needs a will,
• How to spend a large inheritance.

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Dave Ramsey & George Kamel discuss:

• Ashton Kutcher & Mila Kunis' outrageous generosity,
• Going out on your own after getting laid off,
• When it makes sense to move across the country.

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Dave Ramsey & George Kamel discuss:

• How to convince friends and family that they should pay off their house,
• Why you can't win at investing if you're too dramatic about the market,
• How to handle a surprise pregnancy financially.

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Ken Coleman & George Kamel discuss:

• The best way to tackle your student loans,
• Why even wealthy celebrities (like Jessica Simpson) need a budget like the rest of us,
• What to do when you're being sued by a credit card company,
• How to decide whether or not to move.

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Ken Coleman & George Kamel discuss:

• Fear about buying a house,
• How to pay for a master's degree,
• How to handle money from a settlement,
• Avoiding student loans,
• Getting on the right path in college.

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Ken Coleman & George Kamel discuss:

• Deciding between two different health insurance plans,
• Buying a car when starting a new family,
• The foolishness of waiting for the government to forgive student loans,
• How compound interest works,
• Does it ever make sense to lease a horse? (Neigh, it does not)

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Dave Ramsey & Kristina Ellis discuss:

• Selling investment properties to pay off debt,
• Why you should do a 529,
• How to handle debt collectors,
• How to pick funds for your 401(k).

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Dave Ramsey & Kristina Ellis discuss:

• Inflation has made the economy suck, but you have to control what you can control,
• Should a married couple move in with their parents?
• Why it makes sense to pay off your house instead of investing that money.

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Dave Ramsey & Kristina Ellis discuss:

• What to do if only one of your kids is college-bound,
• The decoupling of college from reality in our current culture,
• How to plan for college while your kids are still young.

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Dave Ramsey & George Kamel discuss:

• Should you buy a new car?
• How to handle a debt in collections,
• Reducing your tax burden.

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Dave Ramsey & George Kamel discuss:

• Buying a family farmhouse,
• Why you should pause investing to get out of debt,
• What to do when you have a company car,
• When spouses disagree on how to care for aging family.

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Dave Ramsey & George Kamel discuss how anyone can become a millionaire by following the baby steps.

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Take control of your life and money once and for all. The Ramsey Show offers up straight talk from Dave Ramsey and his team of co-hosts. Millions listen in as callers from all walks of life learn how to get out of debt and start building for the future.

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